Prestame review

Updated September 28, 2026 · BorrowCue Editorial Team · Facts checked September 26, 2026

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Our verdict

Prestame is a euro comparison broker that sends your details to partner lenders, so it suits borrowers who want several offers checked at once instead of applying to a single lender directly. The comparison service itself costs 0 EUR (comparison service is free), and the loans it places cover €250 to €5,000 with same-day funding.

Key facts

Best for
Checking partner offers for a modest personal loan or a debt consolidation without paying a fee.
Loan amount
€250 to €5,000 (Source, checked September 26, 2026)
Arrangement fee
0 EUR (comparison service is free) (Source, checked September 26, 2026)
Funding time
Same day, partners usually answer within minutes (Source, checked September 26, 2026)
Lender type
Broker (Source, checked September 26, 2026)
Loan types
Personal, Debt-consolidation (Source, checked September 26, 2026)
Support channels
Email (Source, checked September 26, 2026)
Features
Same-day funding
Official website
prestame.es

Pros and cons

Pros

  • Nothing is paid to the broker for the comparison step, which is 0 EUR (comparison service is free).
  • Funding is quick, Same day, partners usually answer within minutes.
  • Both personal loans and debt consolidation are covered under personal and debt consolidation.
  • Amounts of €250 to €5,000 keep the borrowing modest, which suits a planned cost rather than a large project.

Cons

  • Support runs on email only, so there is no phone or chat desk.
  • Prestame is a broker and not the lender, so the rate and the term belong to whichever partner answers.
  • The overall score is 3.3 with an offer part of 3.3, so the offer itself is the weak point.
Prestame

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Scored 8.4 / 10 by BorrowCue.

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Who it suits

  • Borrowers after a personal loan or a debt consolidation, since personal and debt consolidation covers both.
  • Anyone who needs a small sum quickly, with amounts of €250 to €5,000 and Same day, partners usually answer within minutes.
  • Readers happy to complete a form and wait for a partner to reply, since Prestame is a broker.

Who should look elsewhere

  • Borrowers who need more than €250 to €5,000, where Monzo Flex covers amounts of £10,000 to £35,000.
  • Readers after a bigger loan book, since Cashspace ES starts lower at €100 to €5,000 in the same euro market.
  • Anyone who wants to borrow in pesos rather than euros, since Cashspace offers amounts of PHP 500 to PHP 25,000 in pesos.

How Prestame compares

Where Prestame is available

Available
Spain

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

Is Prestame a lender or a broker?+

Prestame is a broker: it passes your details to partner lenders and one of them decides whether to approve you. The rate, the term and the fees come from the partner who answers rather than from Prestame, so read the terms you are handed before you sign.

What does Prestame charge for checking offers?+

The comparison service is 0 EUR (comparison service is free), so asking for offers costs nothing through Prestame. Any charge that ends up inside your agreement comes from the partner lender, which is the number to look at once a partner responds to you.

How much can I borrow through Prestame?+

Amounts run €250 to €5,000 across the loans Prestame places, which suits a repair bill, a car or a round of debt consolidation. For context, the median personal loan amount in this ranking is €556.48, so Prestame's ceiling is modest next to the largest amounts lenders offer.

Which kinds of loan can I compare?+

The types available are personal and debt consolidation. A personal loan is a lump sum you repay over time, useful for a planned cost. A debt consolidation loan clears several existing debts and puts them under a single repayment, which can simplify the monthly outgoings but also extends what you owe.

How quickly would the money arrive?+

Speed is the selling point: Same day, partners usually answer within minutes. Prestame lists same day funding as one of its features, so a partner can approve and pay out the same day you apply, as long as the partner you are matched with works that way.

How do I reach Prestame if something goes wrong?+

Support runs on email. Questions, corrections to your details and status updates go by email rather than by phone or live chat, so it suits borrowers who are comfortable handling paperwork in writing and watching their inbox.

Is this a euro loan?+

The amounts listed are in euros, €250 to €5,000, and Prestame covers personal and debt consolidation. Personal and consolidation borrowing sit in the same euro market, so a figure in pounds or pesos taken from another site will not match what you are offered here.

Sources

  • financeads.net/tc.php checked September 26, 2026

    Backs: Loan amount

  • prestame.es/es checked September 26, 2026

    Backs: Support channels

    “Contacto info@prestame.es”

  • prestame.es/es/como-funciona checked September 26, 2026

    Backs: Features, Funding time, Lender type, Loan types, Arrangement fee

Compiled from 3 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: APR, Term, Credit check, Representative example.

Prestame

Prestame

Checking partner offers for a modest personal loan or a debt consolidation without paying a fee.

8.4/10Visit

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