Cynergy Bank: facts and offers

Updated September 28, 2026 · BorrowCue Editorial Team

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings.

Key facts

Purpose
Purchase, Remortgage, First-time-buyer (Source, checked September 26, 2026)
Lender type
Direct lender (Source, checked September 26, 2026)
Legal entity
Cynergy Bank plc (Source, checked September 26, 2026)
Headquarters
United Kingdom (Source, checked September 26, 2026)
Founded
1955 (Source, checked September 26, 2026)
Support channels
Email, Phone, Chat, Help-centre (Source, checked September 26, 2026)
Official website
cynergybank.co.uk

Loans

Loan amount
£250,000 to £2,000,000 (Source, checked September 26, 2026)
Lender type
Direct lender (Source, checked September 26, 2026)
Eligibility
Cynergy Bank Consumer Mortgages: first-time buyers and existing homeowners, entrepreneurs, property professionals, contractors; wealth mortgages need annual net income of no less than GBP 300,000 or net assets of no less than GBP 3,000,000, or a guarantor meeting that test (Source, checked September 26, 2026)
Loan types
Personal, Secured, Business, Bridging (Source, checked September 26, 2026)
Legal entity
Cynergy Bank plc (Source, checked September 26, 2026)
Headquarters
United Kingdom (Source, checked September 26, 2026)
Founded
1955 (Source, checked September 26, 2026)
Support channels
Email, Phone, Chat, Help-centre (Source, checked September 26, 2026)

Apps and profiles

Where Cynergy Bank is available

Licence in United Kingdom
Financial Conduct Authority (575105), checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

Which company operates Cynergy Bank?+

Cynergy Bank is operated by Cynergy Bank plc. (Source, checked September 26, 2026)

Where is Cynergy Bank based?+

Cynergy Bank is based in United Kingdom. (Source, checked September 26, 2026)

When was Cynergy Bank founded?+

Cynergy Bank was founded in 1955. (Source, checked September 26, 2026)

How can I contact Cynergy Bank support?+

Cynergy Bank offers support through Email, Phone, Chat, Help-centre. (Source, checked September 26, 2026)

Sources

Compiled from 5 source pages, checked September 28, 2026. We did not open an account.

Not confirmed yet: Initial rate, APRC, Fixed period, Maximum loan to value.

Cynergy Bank

Cynergy Bank

See alternatives