Updated September 30, 2026 · BorrowCue Editorial Team

Top secured loans compared in China

26 lenders available in China, ranked for China.

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Top secured loans compared in China
#	Lender	Score	Features	Key facts	Actions
1	SparkTop pick	9.3/10	Same day funding	Arrangement fee: 0 Credit check: None Funding time: Instant, on-chain in the borrow transaction	Review Compare See alternatives
2	OneMain Financial	9.3/10	Fixed rate Same day funding	APR: 11.99% to 35.99% Loan amount: $1,500 to $30,000 Term: 24 to 60 months	Review Compare See alternatives
3	NLB Banka Kosova NLB Depozita me afat: Bonus up to 200 EUR	9.2/10	Fixed rate	APR: 7.47% to 8.01% Loan amount: up to €35,000 Term: 120 months	Review Compare See alternatives
4	Cashaa	9.1/10	Fixed rate Same day funding	APR: 0% to 12% Loan amount: $1,000 to $70,000 Term: up to 12 months	Review Compare See alternatives
5	OnDeck	9.0/10	Fixed rate Same day funding	APR: 53.2% to 59.8% Loan amount: $5,000 to $400,000 Term: 18 to 24 months	Review Compare See alternatives
6	EZLendr	8.9/10	Fixed rate	APR: 7.03% Loan amount: $200,000 Term: 360 months	Review Compare See alternatives
7	Ledn	8.9/10	Same day funding	APR: 9.25% to 11.49% Loan amount: from $500 Term: 12 months	Review Compare See alternatives
8	Chartwell	8.9/10	Same day funding	Loan amount: £5,000 to £500,000 Term: 12 to 72 months Arrangement fee: Broker arrangement fee may apply	Review Compare See alternatives
9	Compound Finance Boosted rewards for early approved USDC suppliers (Compound Institutional Market): 200K USDC incentivized pool over a 3-month program	8.5/10	Same day funding	Loan amount: $10,000,000 Arrangement fee: 0 Funding time: Instant, in seconds	Review Compare See alternatives
10	Aave	Not rated		Credit check: None Rate type: Variable Lender type: Direct lender	Review Compare See alternatives

Spark

Top pick for China

9.3/10See alternatives