Updated October 9, 2026 · BorrowCue Editorial Team

Top buy now, pay later compared in China

3 lenders available in China, ranked for China.

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Top buy now, pay later compared in China
#LenderScoreKey factsActions
1
Klarna logo
KlarnaTop pick

30% off Klarna Premium or Max for 3 months: 30% off for 3 months

9.2/10
APR:
0% to 35.99%
Term:
3 to 24 months
Credit check:
Soft prequal
ReviewCompareSee alternatives
2
Colendi logo
Colendi
8.1/10
Term:
1 month
Arrangement fee:
0 - no application fee
Credit check:
None
ReviewCompareSee alternatives
3
Katapult

US lease-to-own service with no credit check, usable at over 200 retailers through the Katapult app.

Not rated
ReviewCompareSee alternatives
Klarna

Klarna

Top pick for China

9.2/10See alternatives