Truist Financial: facts and offers
Updated September 28, 2026 · BorrowCue Editorial Team
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Key facts
- Purpose
- Purchase, Remortgage, First-time-buyer (Source, checked September 26, 2026)
- Lender type
- Direct lender (Source, checked September 26, 2026)
- Legal entity
- Truist Bank (Source, checked September 26, 2026)
- Headquarters
- United States (Source, checked September 26, 2026)
- Support channels
- Phone, Help-centre (Source, checked September 26, 2026)
- Official website
- truist.com
Loans
- Loan amount
- $5,000 to $100,000 (Source, checked September 26, 2026)
- Term
- 24 to 240 months (Source, checked September 26, 2026)
- Arrangement fee
- $0 (no origination fees) (Source, checked September 26, 2026)
- Credit check
- Hard (Source, checked September 26, 2026)
- Funding time
- Same-day funding by wire transfer if approved and steps completed before 2:30 pm ET, or schedule within 30 days of approval (Source, checked September 26, 2026)
- Representative example
- Monthly payments for a $10,000 loan at 7.49% APR with a term of 3 years would result in 36 monthly payments of $311.02 (Source, checked September 26, 2026)
- Rate type
- Fixed (Source, checked September 26, 2026)
- Lender type
- Direct lender (Source, checked September 26, 2026)
- Free early repayment
- Yes (Source, checked September 26, 2026)
- Eligibility
- 18 or older, good-to-excellent credit, sufficient income and assets; US applicants funding from a personal US bank account (Source, checked September 26, 2026)
- Origination fee (%)
- 0% (Source, checked September 26, 2026)
- Loan types
- Personal, Debt-consolidation (Source, checked September 26, 2026)
- Credit needed
- Good (Source, checked September 26, 2026)
- Use cases
- Home-improvement (Source, checked September 26, 2026)
- Legal entity
- Truist Bank (Source, checked September 26, 2026)
- Headquarters
- United States (Source, checked September 26, 2026)
- Support channels
- Phone, Help-centre (Source, checked September 26, 2026)
- Pricing model
- Fixed rate
- Features
- Same-day funding
Apps and profiles
- Get the app
- App StoreGoogle Play
How Truist Financial compares
8lends
Deudafix
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Dineria MX
DKB (Deutsche Kreditbank)
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Multitude
Cashback Remortgage
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Jeff.vn
Finbro
One Bridging Loans
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Bridgement
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Abakos
OneCredit KZ
MPOWA Finance
Srisawad
A money
Bom Pra Credito
Viva Credit
OK Zhongxun International
TF Bank EE
Crezu CO
Solcredito CO
Lendela SG
Meilleurtaux BE
Altero EE
Altero LV
Revolut
Where Truist Financial is available
- Available
- United States
- Licence in United States
- NMLS (Nationwide Mortgage Licensing System & Registry), checked September 26, 2026
- Licence in United States
- FDIC (FDIC cert 9846), checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
Which company operates Truist Financial?+
Truist Financial is operated by Truist Bank. (Source, checked September 26, 2026)
Where is Truist Financial based?+
Truist Financial is based in United States. (Source, checked September 26, 2026)
How can I contact Truist Financial support?+
Truist Financial offers support through Phone, Help-centre. (Source, checked September 26, 2026)
Sources
- banks.data.fdic.gov/bankfind-suite/bankfind/details/9846 checked September 26, 2026
Backs: Headquarters, Legal entity, Licences
“CERT=9846; NAME=Truist Bank; WEBADDR=www.Truist.com; ACTIVE=1”
- truist.com checked September 26, 2026
Backs: Support channels
“844-4TRUIST (844-487-8478); Help Center”
- truist.com/loans/personal-loans/unsecured-personal-loans checked September 26, 2026
Backs: Eligibility, Features, Free early repayment, Funding time, Lender type, Loan types, Loan amount, Arrangement fee, Origination fee (%), Rate type, Representative example, Term, Use cases, Pricing model, Credit check, Credit needed
“You (and any joint applicants) must be 18 or older and have good-to-excellent credit along with sufficient income and assets to cover your current debts along with the requested loan.”
- truist.com/mortgage/current-mortgage-rates checked September 26, 2026
Backs: Purpose
“Buy a home; Refinance; Homebuyer's Guide; Affordable Financing”
Compiled from 5 source pages, checked September 28, 2026. We did not open an account.
Not confirmed yet: Initial rate, APRC, Fixed period, Maximum loan to value.
