teylor review

The company behind the service is Teylor AG, based in Switzerland and operating since 2018. It works as a broker, so a lender carries the loan rather than Teylor itself. Support runs on email, phone and help centre, so a question can go to the team by any of those routes.

There is no fixed arrangement charge: 0 EUR - no fixed loan fees and no hidden fees, and the arrangement fee percentage is 0%. What remains is the interest itself, set at a fixed rate for 12 to 60, so the monthly figure is fixed from the start and nothing extra is owed for setting the loan up.

Loans run €50,000 to €1,500,000, which suits companies funding machinery, vehicles or stock rather than small personal sums. Eligibility is narrow on paper: the company must be registered and based in Germany, meet a minimum turnover and a minimum trading period, have annual accounts prepared under HGB, and complete video identification.

Once a decision is made, funding lands in 1-2 business days. The waiting sits earlier, in the paperwork, because video identification and annual accounts under HGB have to be assembled first. For scale, 82.9% of offers across the site advertise same-day funding, so a business-day window sits at the quicker end of the market.

The application brings a hard credit check, which searches the file rather than only pre-qualifying. That is the common approach in this market: 67.4% of business loans here run the same check, against 25.1% that only pre-qualify. Prepare the accounts before applying.

Early repayment is allowed at no charge, in line with the 81.2% of lenders here that let a loan be settled early without a fee. Paired with fixed terms over 12 to 60, that means a strong cash flow quarter can shorten the loan and cut the total interest rather than raise a penalty.

The loan is aimed at operating companies rather than consumers, and Teylor lists business lending only. Within that, the fit is a German registered business with turnover, a trading record, HGB accounts and video identification in place. A recent start-up without accounts sits outside those rules.

Money safety here rests on who the counterparty is. Teylor is a broker operating from CH, so the loan contract sits with the lender it introduces rather than with the brand name, and the rate depends on that lender. The contracting entity is Teylor AG, Teylor AG (CHE-309.114.120), reachable on email, phone and help centre.