Updated September 29, 2026 · BorrowCue Editorial Team
Me Presta MX vs Quick Car Finance
Where Me Presta MX and Quick Car Finance differ
| Compare |  Me Presta MX |  Quick Car Finance |
|---|---|---|
| APR | 0% to 38%Lower | 9.9% to 60% |
| Loan amount | MX$1,000 to MX$50,000 | £3,000 to £50,000 |
| Term | 2 to 36 months | 12 to 60 monthsHigher |
| Arrangement fee | 0 MXN | 0 |
| Funding time | Pocos minutos, en linea 24/7 | 1-3 working days |
| Representative example | $10,000 pesos a una tasa anual del 12% con un plazo de pago de 6 meses, tu pago mensual será de $1,732.98, el reembolso total será de $10,397.88, con un CAT total de 12.001% | GBP7,000 credit, 60 months, GBP185.33/month, total GBP11,119.80, 21.9% APR fixed HP |
| Lender type | Marketplace | Broker |
| Eligibility | 18-70 anos, reside en MX (mexicano), cuenta bancaria CLABE a su nombre, celular y correo electronico | 18+, UK resident |
| Loan types | Personal, Payday, CarCovers more | Car |
| Credit check | Not confirmed | Soft prequal |
| Rate type | Not confirmed | Fixed |
| Free early repayment | Not confirmed | No |
| Origination fee (%) | 0% | Not confirmed |
| Credit needed | Not confirmed | Poor |
| Use cases | Home improvement | Not confirmed |
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings.
Key differences
- APR is lower at Me Presta MX: 0% to 38% vs 9.9% to 60%.
- Term is higher at Quick Car Finance: 12 to 60 months vs 2 to 36 months.
- Loan types: only Me Presta MX offers Personal, Payday.
Our verdict on each
Me Presta MX
Me Presta MX suits Mexican borrowers who want a small personal, payday or car loan set up online in a matter of minutes, with a headline rate that runs 0% to 38%. The trade-off is the marketplace setup, where a lender is matched to you, plus support that runs on email alone.
Quick Car Finance
Quick Car Finance suits borrowers with weaker credit who want a car purchase arranged through a broker rather than a direct lender. Loans of £3,000 to £50,000 over 12 to 60 with funding in 1-3 working days give clear structure while rates reflect higher risk profiles.
Score breakdown
| Area | Me Presta MX | Quick Car Finance |
|---|---|---|
| Cost | 9.7HigherOrigination costs 0 MXN and the rate band 0% to 38% starts low but reaches past 24.92%, so cost depends on the match. | 8.2APR of 9.9% to 60% with origination fee of 0 for car loans. |
| Offer | 8.2 | 9.6HigherCar loans of £3,000 to £50,000 over 12 to 60 with funding in 1-3 working days. |
| Trust | 8.1 | 8.6HigherBroker model of broker under licence 764855. |
Pick Me Presta MX if, pick Quick Car Finance if
Pick Me Presta MX if cost, apr, and loan types matter most.
Pick Quick Car Finance if offer, trust, and term matter most.
Side by side, item by item
| Loan types | Me Presta MX | Quick Car Finance |
|---|---|---|
| Personal | Yes | No |
| Payday | Yes | No |
| Car | Yes | Yes |
Sources behind this comparison
Me Presta MX
- mepresta.com.mx: 15 facts, checked September 26, 2026
Quick Car Finance
- quickcarfinance.co.uk: 14 facts, checked September 28, 2026
How they place
| Ranking | Me Presta MX | Quick Car Finance |
|---|---|---|
| Car loans | 10 of 431 | 2 of 431 |
Every fact side by side
| Fact | Me Presta MX | Quick Car Finance |
|---|---|---|
| Pricing model | Not confirmed | Fixed rate |
| Features | Same day funding | Not confirmed |
| Legal entity | SIA DOAFF (reg. 40203426084) | Not confirmed |
| Headquarters | Latvia | Not confirmed |
| Support channels | Not confirmed |
Where each stands against the rest
| Fact | Me Presta MX | Quick Car Finance | Median |
|---|---|---|---|
| APR | 0% to 38%lowest quarter | 9.9% to 60%above the median | 8.99 |
| Term | 2 to 36 monthsbelow the median | 12 to 60 monthsat the median | 60 |
| Origination fee (%) | 0%below the median | Not confirmed | 0.25% |
Median across 1005 listed lenders.
Pros and cons
Me Presta MX
Pros
- Origination costs nothing to arrange: the fee is 0 MXN and the fee percentage is 0%, so the rate is effectively the whole cost.
- Fast money, since funding is listed as Pocos minutos, en linea 24/7 and Me Presta MX carries the same day funding feature.
- Borrowing runs MXN 1,000 to MXN 50,000, well past the €876.96 typical amount in this comparison, so a repair bill and a larger cost both fit.
Cons
- Support runs on email only, so there is no phone line or live chat for an urgent payment problem.
- The band 0% to 38% is wide, and its expensive end sits above the 10% to 23% range at Monzo Flex, so an unlucky match is costly.
- As a marketplace the lender is chosen for you, so the rate on your offer is not the headline band and terms can differ between matches.
Quick Car Finance
Pros
- Soft prequalification approach through soft prequal limits early credit impact while shopping for car finance.
- Car loans of £3,000 to £50,000 cover a broad span of purchase budgets for vehicle buyers.
- Fixed basis of fixed keeps scheduled payments steady through the agreement term.
Cons
- Free early repayment is no, so exit costs need attention alongside APR of 9.9% to 60%.
- Funding in 1-3 working days is slower than same day funding seen elsewhere in car loans.
- APR of 9.9% to 60% can sit above mainstream pricing, unlike Ibancar Prestamos at 12.74% to 13.01%.
Who each suits
Me Presta MX
Who it suits
- Mexican residents of adult age with a CLABE bank account in their own name, a mobile number and an email, matching the eligibility set out.
- Borrowers with a car or home improvement plan, since the loan types listed are personal, payday and car and the stated use case is home improvement.
- Anyone shopping on total cost: with the origination fee at 0 MXN, the rate is the only thing that moves the repayment.
Who should look elsewhere
- Readers who want a narrower, lower rate band: Monzo Flex quotes 10% to 23%, a tighter range than 0% to 38%.
- Borrowers chasing the lowest headline rate in this group: Cashspace ES lists 0%.
- Anyone who wants to choose the lender rather than take a match: marketplace makes that choice for you, a different arrangement from Cashspace, whose band is PHP 12 to PHP 36.
Quick Car Finance
Who it suits
- Buyers with poor credit who prefer Quick Car Finance over Fidea for dedicated car funding.
- Borrowers seeking larger car balances who prefer Quick Car Finance over AXI Card Tarjeta y Credito for vehicle use.
Who should look elsewhere
- Borrowers chasing lower headline rates who may prefer Ibancar Prestamos for APR of 12.74% to 13.01%.
Current offers
Me Presta MX
Current offer
First period offer
Primer préstamo desde 0% de interés: CAT 0% en el primer préstamo
Some partner lenders offer 0% CAT on the first loan; stated overall CAT range 0% to 38%, term 61 days to 36 months
Source, checked September 26, 2026
Country by country
| Country | Me Presta MX | Quick Car Finance |
|---|---|---|
| Mexico | Yes | No |
| United Kingdom | No | Yes |
Questions about each
Me Presta MX
What rate will I pay?+
The published band runs 0% to 38%, and the rate you receive depends on the lender you are matched with as a marketplace. The origination fee is 0 MXN, so the rate is effectively your total cost. Compare your own offer against the 12.25% median in the personal loans ranking before you accept it.
Is there a fee for taking the loan out?+
The origination fee is 0 MXN and the fee percentage is 0%, so arranging the loan adds nothing to the amount you borrow. The representative example on the brand shows the total repaid sitting only a little above the sum borrowed on a low annual rate. Interest on a short term is what keeps a small loan cheap.
Quick Car Finance
What APR might apply?+
Quick Car Finance lists APR of 9.9% to 60% for car loans. The exact rate depends on credit profile and lender offer, so comparison of monthly payment and total payable matters before agreement.
Is there an origination or arrangement fee?+
The origination fee is 0 for car loans. That means no separate broker arrangement charge is added at the start, though lender interest and any lender charges still shape total cost.