Updated October 17, 2026 · BorrowCue Editorial Team
Credigenio vs Selfiecredit
Credigenio vs Selfiecredit: the differences
| Compare |  Credigenio | Selfiecredit ReviewVisitVisit |
|---|---|---|
| APR | 0% to 36% | from 0% |
| Arrangement fee | 0 MXN | немає комісії на перший кредит |
| Credit check | Hard | None |
| Funding time | 15-30 minutes | Миттєва видача кредитів на карту |
| Loan amount | MX$1,000 | Not confirmed |
| Term | 3 to 4 months | Not confirmed |
| Representative example | Loan of 1000$ over 91 days: costs 0 pesos, total repayable 1000$ at 0% CAT | Not confirmed |
| Lender type | Broker | Not confirmed |
| Free early repayment | Yes | Not confirmed |
| Eligibility | 18+, valid INE, active mobile number and a bank account in your own name; no income proof or collateral for most small loans | Not confirmed |
| Loan types | Personal | Not confirmed |
| Credit needed | Fair | Not confirmed |
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Key differences
- Credigenio scores higher overall: 8.7 vs 8.5.
- Credigenio is available in 1 more country.
Our verdict on each
Credigenio
Credigenio suits adults who need a small peso loan quickly and want nothing added for setting it up. Borrowing is MXN 1,000 with an APR of 0% to 36%, so treat it as short-term cash rather than a way to spread a large bill.
Selfiecredit
The Ukrainian company page identifies SELFIE CREDIT and describes lending as its financial service. Its lending rules are available, but expired loyalty conditions should not be treated as current terms.
Score breakdown
| Area | Credigenio | Selfiecredit |
|---|---|---|
| Cost | 9.5 | 9.9Higher |
| Offer | 8.3 | Not confirmed |
| Trust | 8.3 | Not confirmed |
How they place
| Ranking | Credigenio | Selfiecredit |
|---|---|---|
| Personal loans | 11 of 1920 | 162 of 1920 |
Licences and countries
Additional countries for Credigenio: 2. Additional countries for Selfiecredit: 1.
Ranges side by side
| Fact | Credigenio | Selfiecredit |
|---|---|---|
| APR | 0% to 36% | from 0% |
Every fact side by side
| Fact | Credigenio | Selfiecredit |
|---|---|---|
| Features | Same day funding | Not confirmed |
| Legal entity | Adwells Group OÜ | ТОВ «Селфі Кредит» |
| Headquarters | Mexico | Not confirmed |
| Support channels | Not confirmed |
Where each stands against the rest
| Fact | Credigenio | Selfiecredit | Median |
|---|---|---|---|
| APR | 0% to 36%lowest quarter | from 0%lowest quarter | 8.95 |
| Loan amount | MX$1,000lowest quarter | Not confirmed | MX$50,000 |
| Term | 3 to 4 monthslowest quarter | Not confirmed | 60 |
Median across 1190 listed lenders.
Pros and cons
Credigenio
Pros
- The origination fee is 0 MXN, so nothing is added for setting the loan up.
- Money arrives in 15-30 minutes once a lender agrees, all within the same sitting.
- An APR of 0% to 36% starts at the cheapest end of the market, below the 10% to 23% band at Monzo Flex.
Cons
- Support runs on email only, so there is no phone or chat line when a payment date is close.
- Terms run 3 to 4, so the balance has to clear quickly and cannot be spread across a longer budget.
- As a broker, Credigenio sets no rate itself, so 0% to 36% is a band to plan against rather than the offer you sign.
Selfiecredit
Pros
- The company identifies its lending service and provides rules.
Cons
- Expired loyalty conditions are not reliable current terms.
Who each suits
Credigenio
Who it suits
- Adults who need a small peso loan today and hold an active mobile number plus a bank account in their own name.
- Borrowers who want no fee for setting up the loan and can clear it early at no charge.
- People with fair credit (fair) who accept a hard credit check in exchange for a short document list.
Who should look elsewhere
- Anyone wanting to spread the cost over years: Monzo Flex runs at 10% to 23% and suits a longer budget than 3 to 4.
- Readers after a larger sum: Cashspace works at PHP 12 to PHP 36, above the MXN 1,000 available here.
Selfiecredit
Who it suits
- Ukrainian borrowers reviewing SELFIE CREDIT and its lending rules.
Who should look elsewhere
- Applicants relying on expired loyalty conditions.
Current offers
Credigenio
Current offer
First period offer
0% for new customers: 0% CAT on the first loan with selected lenders
Applies with selected lenders; the site's own example shows a 1000$ loan over 91 days at 0% CAT, total repayable 1000$
Source, checked September 26, 2026
Country by country
| Country | Credigenio | Selfiecredit |
|---|---|---|
| Mexico | Yes | No |
| Spain | Yes | No |
| Ukraine | No | Yes |
Questions about each
Credigenio
What will a loan from Credigenio cost me?+
Interest is quoted as an APR of 0% to 36% and the origination fee is 0 MXN on the personal loan, which is the only type offered. The published representative example shows a small loan repaid in full at no extra cost in pesos, so what you actually pay depends on the offer the broker secures for you.
How much can I borrow?+
The amount stated is MXN 1,000, one figure rather than a range, which keeps the loan small. That suits a repair bill, a medical cost or a gap between wages. Readers who need more should weigh Cashspace at PHP 12 to PHP 36 or Monzo Flex at 10% to 23% instead.
Selfiecredit
What kind of company stands behind SelfieCredit?+
The brand is run by a Ukrainian limited liability company with the legal name ТОВ «Селфі Кредит». It operates as an online microcredit service, so each step of its lending happens through digital channels rather than face to face meetings.
How does the service transfer funds to borrowers?+
Funds go straight to a bank card the borrower already holds. After a short online form, the money can reach the card quickly once the request has been handled, which keeps the route simple for the person receiving it.