Updated October 14, 2026 · BorrowCue Editorial Team
Commercial Bank CBclick vs Taishin Bank
Where Commercial Bank CBclick and Taishin Bank differ
| Compare |  Commercial Bank CBclick | Taishin Bank ReviewSee alternativesSee alternatives |
|---|---|---|
| Loan amount | QAR 400,000 to QAR 2,000,000 | NT$150,000 to NT$5,000,000 |
| Term | 48 to 72 months | 24 to 120 monthsHigher |
| Arrangement fee | 0 QAR | NT$9,000 total related fees in the general credit loan APR example |
| Free early repayment | YesHas it | No |
| Eligibility | Qataris and expats in Qatar with a salary transfer; QID, valid passport for expats and a salary transfer letter required | ROC (Taiwan) nationals aged 20-60; full-time employees with 6 months' tenure and annual income of at least NT$300,000, or Taishin credit card holders of 6 months or more |
| APR | Not confirmed | 4.12% to 16.39% |
| Credit check | Not confirmed | Hard |
| Funding time | Not confirmed | Funds available within 30 minutes after approval |
| Representative example | Not confirmed | One-stage amortising credit loan, NT$300,000 for 5 years with a 12-period lock-in period, rate 2.88%-15% floating, total fees NT$9,000, total cost APR 4.12%-16.39% |
| Rate type | Not confirmed | Variable |
Same on both: Lender type (Direct lender), Loan types (Personal).
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings.
Key differences
- Taishin Bank scores higher overall: 9.3 vs 9.2.
- Founded is lower at Commercial Bank CBclick: 1974 vs 1992.
- Free early repayment: only Commercial Bank CBclick.
- Term is higher at Taishin Bank: 24 to 120 months vs 48 to 72 months.
- Support channels: only Taishin Bank offers Email, Chat, Help centre.
Our verdict on each
Commercial Bank CBclick
Commercial Bank CBclick suits salaried residents of Qatar who can transfer salary to the bank and want a large personal loan rather than a small one. Borrowing runs QAR 400,000 to QAR 2,000,000 over 48 to 72, early repayment is free, and the origination fee is 0 QAR.
Taishin Bank
Taishin Bank Taiwan offers general personal-credit products with online application, contract verification, document submission and status inquiry. The listed general criteria specify local nationals aged 20 to 60.
Score breakdown
| Area | Commercial Bank CBclick | Taishin Bank |
|---|---|---|
| Cost | 9.2Higher | 8.8 |
| Offer | 8.9 | 9.8Higher |
| Trust | 9.4Higher | 9.3 |
Where each is licensed and available
| Country | Commercial Bank CBclick | Taishin Bank |
|---|---|---|
| Qatar | Not confirmed | |
| Taiwan | Not confirmed |
Additional countries for Commercial Bank CBclick: 1. Additional countries for Taishin Bank: 1.
How they place
| Ranking | Commercial Bank CBclick | Taishin Bank |
|---|---|---|
| Personal loans | 412 of 1920 | 382 of 1920 |
| Mortgages | 113 of 716 | 99 of 716 |
| Remortgage deals | 80 of 351 | 69 of 351 |
| Equity release | 4 of 32 | 3 of 32 |
Ranges side by side
| Fact | Commercial Bank CBclick | Taishin Bank |
|---|---|---|
| Term | 48 to 72 months | 24 to 120 months |
Also worth a look
Sofkredit has term at 6 to 240 months, against 48 to 72 months for Commercial Bank CBclick and 24 to 120 months for Taishin Bank.
Sofkredit reviewWhere these facts come from
Commercial Bank CBclick
- cbq.com.qa: 11 facts, checked September 26, 2026
Taishin Bank
- taishinbank.com.tw: 17 facts, checked September 26, 2026
Every fact side by side
| Fact | Commercial Bank CBclick | Taishin Bank |
|---|---|---|
| Features | Not confirmed | Same day funding |
| Legal entity | The Commercial Bank (P.S.Q.C) | Taishin International Bank Co., Ltd. (Taishin Bank), Unified No. 86519539 |
| Headquarters | Qatar | Taiwan |
| Founded | 1974Lower | 1992 |
| Support channels | Phone | Phone, Email, Chat, Help centre, CommunityCovers more |
Mortgages
| Fact | Commercial Bank CBclick | Taishin Bank |
|---|---|---|
| Initial rate | 3.45% | 3% to 4.49%Lower |
| APRC | Not confirmed | 3.04% to 4.55% |
| Fixed period | Not confirmed | 20 years |
| Maximum loan to value | 80% | 80% |
| Product fee | Not confirmed | NT$8,000 to NT$10,000 |
| Purpose | Purchase, Remortgage, First time buyer, Buy to let, Equity release | Purchase, Remortgage, Home equity, Equity release |
Where each stands against the rest
| Fact | Commercial Bank CBclick | Taishin Bank | Median |
|---|---|---|---|
| APR | Not confirmed | 4.12% to 16.39%lowest quarter | 8.99 |
| Term | 48 to 72 monthsabove the median | 24 to 120 monthshighest quarter | 60 |
Median across 1144 listed lenders.
Pros and cons
Commercial Bank CBclick
Pros
- Loan sizes of QAR 400,000 to QAR 2,000,000 are substantial, with repayment terms of 48 to 72.
- Early repayment is free, so clearing the balance sooner adds no charge.
- The origination fee on a new personal loan is 0 QAR.
Cons
- Support runs on phone only, so there is no listed chat or email route.
- The lending is personal only, so there is no credit line or debt consolidation product here.
- Every applicant needs a salary transfer, a QID and, for expats, a valid passport, which narrows who can qualify.
Taishin Bank
Pros
- General personal-credit product.
- Online application, contract verification, document submission and status inquiry.
Cons
- Additional employment and income criteria apply; the age and nationality criteria do not guarantee approval.
Who each suits
Commercial Bank CBclick
Who it suits
- Borrowers after a large one-off sum repaid over a long term rather than a small top-up.
- Homebuyers, movers and first-time buyers, since its mortgage book covers purchase, remortgage and first time buyer with a maximum loan to value of 80%.
Who should look elsewhere
- Monzo Flex, if you want sterling borrowing of £10,000 to £35,000 rather than a salary-transfer loan in Qatar.
- Cashspace, if the sum you need sits near PHP 500 to PHP 25,000 instead of the QAR 400,000 to QAR 2,000,000 range here.
- Cashspace ES, if a euro loan of €100 to €5,000 is the better fit for you.
Taishin Bank
Who it suits
- Taiwan nationals aged 20 to 60 comparing Taishin personal-credit products and online application services.
Current offers
Taishin Bank
Current offer
Bonus
LG Mall 8-day promotion: 1,500 Taishin Points for NT$15,000 spend: 1,500 points
Limited 8-day promotion, spend of NT$15,000 or more; posted 2026/09/22 in Taishin offers
Source, checked September 26, 2026
Bonus
Taishin Pay+ new customer offer: Up to 19% discount plus 10% rebate
New Taishin Pay+ customers
Source, checked September 26, 2026
Country by country
| Country | Commercial Bank CBclick | Taishin Bank |
|---|---|---|
| Qatar | Yes | No |
| Taiwan | No | Yes |
Questions about each
Commercial Bank CBclick
What does a Commercial Bank CBclick personal loan cost?+
The origination fee on a new personal loan is 0 QAR, so the setup charge is the main published fee. Mortgage campaigns are marketed at an initial rate of 3.45%. Because early repayment is free, settling the balance ahead of schedule does not add a charge either.
How much can I borrow and over what term?+
Personal loans run QAR 400,000 to QAR 2,000,000 and are repaid over 48 to 72, a long term on a single lump sum. The lower end sits well above the €114.37 recorded for personal loans across the site, so this targets larger sums than a typical personal loan.
Who can apply for a Commercial Bank CBclick loan?+
Applicants must be Qatari or expat residents in Qatar with a salary transfer to the bank. You need a QID, a valid passport for expats, and a salary transfer letter from your employer. That confines the product to people already earning in Qatar.
Is Commercial Bank CBclick regulated?+
It is licensed by the Central Bank of Qatar, and the entity behind the brand is The Commercial Bank (P.S.Q.C), based in Qatar and founded in 1974. The licence is a Qatari one, which matters if you are weighing it against lenders operating in other markets.