Capitec Bank: facts and offers
Updated September 28, 2026 · BorrowCue Editorial Team
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Key facts
- Lender type
- Direct lender (Source, checked September 26, 2026)
- Legal entity
- Capitec Limited (Source, checked September 26, 2026)
- Headquarters
- South Africa (Source, checked September 26, 2026)
- Founded
- 2001 (Source, checked September 26, 2026)
- Official website
- capitecbank.co.za
Mortgages
How Capitec Bank compares

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Where Capitec Bank is available
- Available
- South Africa
- Licence in South Africa
- Reserve Bank of South Africa, checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
Which company operates Capitec Bank?+
Capitec Bank is operated by Capitec Limited. (Source, checked September 26, 2026)
Where is Capitec Bank based?+
Capitec Bank is based in South Africa. (Source, checked September 26, 2026)
When was Capitec Bank founded?+
Capitec Bank was founded in 2001. (Source, checked September 26, 2026)
Sources
- en.wikipedia.org/wiki/Capitec_Bank checked September 26, 2026
Backs: Founded, Headquarters, Legal entity, Lender type
“Founded 1 March 2001”
- resbank.co.za/PrudentialAuthority/Deposit-takers/Banks/Pa... checked September 26, 2026
Backs: Licences
Compiled from 2 source pages, checked September 28, 2026. We did not open an account.
Not confirmed yet: APR, Loan amount, Term, Arrangement fee, Credit check, Funding time, Representative example.