Ascent Funding: facts and offers

Updated September 29, 2026 · BorrowCue Editorial Team

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Key facts

APR
1.94% to 17.5% (Source, checked September 26, 2026)
Loan amount
$2,001 to $200,000 (Source, checked September 26, 2026)
Term
60 to 180 months (Source, checked September 26, 2026)
Arrangement fee
0 USD (no application, origination, disbursement, late or NSF fees on Ascent college loans) (Source, checked September 26, 2026)
Credit check
Hard (Source, checked September 26, 2026)
Funding time
Tuition funds sent directly to the school after the school certifies the loan (Source, checked September 26, 2026)
Representative example
$10,000 first-year single disbursement; undergraduate fixed rate, immediate 5-year repayment: 1.94% APR, 60 payments @ $175.02, total cost $10,501.11 (Source, checked September 26, 2026)
Rate type
Fixed (Source, checked September 26, 2026)
Lender type
Direct lender (Source, checked September 26, 2026)
Free early repayment
Yes (Source, checked September 26, 2026)
Eligibility
Enrolled at least half-time at an eligible school; U.S. citizen, U.S. permanent resident or DACA status; cosigner must be a U.S. citizen or permanent resident (Source, checked September 26, 2026)
Origination fee (%)
0% (Source, checked September 26, 2026)
Loan types
Student (Source, checked September 26, 2026)
Credit needed
Fair (Source, checked September 26, 2026)
Legal entity
Ascent Funding, LLC (Source, checked September 26, 2026)
Headquarters
United States (Source, checked September 26, 2026)
Support channels
Phone, Email, Help-centre (Source, checked September 26, 2026)
Pricing model
Fixed rate
Official website
ascentfunding.com

Apps and profiles

Get the app
Google Play
Elsewhere
LinkedInTrustpilot

How Ascent Funding compares

Where Ascent Funding is available

Available
United States
Licence in United States
Maryland (1761645), checked September 26, 2026
Licence in United States
Connecticut (SLC-1761645), checked September 26, 2026
Licence in United States
Kansas (SL.0026867), checked September 26, 2026
Licence in United States
Louisiana (001364), checked September 26, 2026
Licence in United States
Maine (CSO14677), checked September 26, 2026
Licence in United States
Nebraska (ME1761645-IL), checked September 26, 2026
Licence in United States
New Jersey (L0712256), checked September 26, 2026
Licence in United States
New Mexico (002211), checked September 26, 2026
Licence in United States
North Carolina (294), checked September 26, 2026
Licence in United States
North Dakota (MB103366), checked September 26, 2026
Licence in United States
Ohio (SL.400354.000), checked September 26, 2026
Licence in United States
Oregon (0473-001-C), checked September 26, 2026
Licence in United States
Pennsylvania (68123), checked September 26, 2026
Licence in United States
Rhode Island (20193720LB), checked September 26, 2026
Licence in United States
South Dakota (1761645.MYL), checked September 26, 2026
Licence in United States
Tennessee (173694), checked September 26, 2026
Licence in United States
Texas (168180), checked September 26, 2026
Licence in United States
Vermont (LSO-1761645), checked September 26, 2026
Licence in United States
West Virginia (540331), checked September 26, 2026
Licence in United States
Wisconsin (164), checked September 26, 2026
Licence in United States
Wyoming (CL-4414), checked September 26, 2026

Countries from the brand (Source, checked September 29, 2026)

Frequently asked questions

Which company operates Ascent Funding?+

Ascent Funding is operated by Ascent Funding, LLC. (Source, checked September 26, 2026)

Where is Ascent Funding based?+

Ascent Funding is based in United States. (Source, checked September 26, 2026)

How can I contact Ascent Funding support?+

Ascent Funding offers support through Phone, Email, Help-centre. (Source, checked September 26, 2026)

Sources

  • ascentfunding.com checked September 26, 2026

    Backs: Legal entity, Lender type, Loan types, Support channels

    “College Loans (Ascent Funding, LLC): Ascent Funding, LLC products are made available through Bank of Lake Mills or DR Bank, each Member FDIC”

  • ascentfunding.com/about checked September 26, 2026

    Backs: Headquarters

    “Ascent is proud to be named a "Best Places to Work" by the San Diego Business Journal and American Banker, and be designated as one of San Diego's Best and Brightest companies to work for”

  • ascentfunding.com/annual-percentage-rate-apr-sample checked September 26, 2026

    Backs: Credit needed, Origination fee (%), Rate type, Representative example

    “Student loans without a cosigner may reflect higher rates because of a poor or fair credit score, or a lack of credit history”

  • ascentfunding.com/college-loans checked September 26, 2026

    Backs: Credit check

    “Ascent confirms your eligibility with a hard credit check, you provide any additional information needed, and your school confirms your enrollment”

  • ascentfunding.com/college-loans/undergraduate-loans checked September 26, 2026

    Backs: Loan amount, APR, Eligibility, Free early repayment, Funding time, Pricing model, Arrangement fee, Term

    “Minimum: $2,001 (MA: $6,001) ... Max aggregate: $200,000 for Undergraduate Loans; Max per academic year: $200,000 (credit-based); $20,000 (Non-Cosigned Outcomes-Based)”

  • nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/1761645 checked September 26, 2026

    Backs: Licences

Compiled from 7 source pages, checked September 29, 2026. We did not open an account.

Ascent Funding

Ascent Funding

9.4/10See alternatives

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