Wio: facts and offers

Updated September 28, 2026 · BorrowCue Editorial Team

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Key facts

APR
4.75% (Source, checked September 26, 2026)
Loan amount
up to AED 1,000,000 (Source, checked September 26, 2026)
Rate type
Fixed (Source, checked September 26, 2026)
Lender type
Direct lender (Source, checked September 26, 2026)
Eligibility
UAE residents or holders of a UAE work visa; loans subject to eligibility criteria and bank approval (Source, checked September 26, 2026)
Loan types
Personal, Car, Secured (Source, checked September 26, 2026)
Legal entity
Wio Bank PJSC (Source, checked September 26, 2026)
Headquarters
United Arab Emirates (Source, checked September 26, 2026)
Support channels
Help-centre (Source, checked September 26, 2026)
Pricing model
Fixed rate
Official website
wio.io

Apps and profiles

Get the app
App Store
Elsewhere
LinkedInX

How Wio compares

Where Wio is available

Available
United Arab Emirates
Licence in United Arab Emirates
Central Bank of the UAE, checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

Which company operates Wio?+

Wio is operated by Wio Bank PJSC. (Source, checked September 26, 2026)

Where is Wio based?+

Wio is based in United Arab Emirates. (Source, checked September 26, 2026)

How can I contact Wio support?+

Wio offers support through Help-centre. (Source, checked September 26, 2026)

Sources

  • wio.io checked September 26, 2026

    Backs: Eligibility, Headquarters, Legal entity, Support channels

    “Open an account digitally, whether you live in the UAE or are moving here”

  • wio.io/loans checked September 26, 2026

    Backs: Loan amount, APR, Lender type, Loan types, Pricing model, Rate type, Licences

    “Get an instant offer up to 20x your monthly salary, up to a maximum of AED 1,000,000”

Compiled from 2 source pages, checked September 28, 2026. We did not open an account.

Not confirmed yet: Term, Arrangement fee, Credit check, Funding time, Representative example.