Wing Money review
Updated September 29, 2026 · BorrowCue Editorial Team · Facts checked September 28, 2026
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Our verdict
Wing Money suits borrowers seeking a plain fixed rate personal loan from a direct lender with predictable payments. You can borrow loans of up to $22,000 with terms run up to 36 and a processing charge shown as fees of 2% processing fee, which helps you weigh total cost before applying.
Key facts
- Best for
- Fixed rate personal borrowing with clear term limits
- Loan amount
- up to $22,000 (Source, checked September 28, 2026)
- Term
- up to 36 months (Source, checked September 28, 2026)
- Arrangement fee
- 2% processing fee (Source, checked September 28, 2026)
- Rate type
- Fixed (Source, checked September 28, 2026)
- Lender type
- Direct lender (Source, checked September 28, 2026)
- Eligibility
- Age 21-59 years at loan maturity (Source, checked September 28, 2026)
- Origination fee (%)
- 2% (Source, checked September 28, 2026)
- Loan types
- Personal (Source, checked September 28, 2026)
- Legal entity
- Wing Bank (Cambodia) Plc (Source, checked September 28, 2026)
- Headquarters
- Cambodia (Source, checked September 28, 2026)
- Founded
- 2008 (Source, checked September 28, 2026)
- Support channels
- Email, Phone, Chat (Source, checked September 28, 2026)
- Pricing model
- Fixed rate
- Official website
- wingbank.com.kh
Pros and cons
Pros
- Direct lender setup via direct lender keeps your agreement with the issuing bank
- Fixed pricing through fixed with fixed rate gives steady payments
- Support across email, phone and chat gives you phone, chat and email options
Cons
- Processing charge applies with fees of 2% processing fee adding to total cost
- Borrowing limited by loans of up to $22,000 and terms run up to 36 which may not suit longer plans
Who it suits
- Borrowers who want fixed rate personal cover via personal with steady instalments
- Adults comfortable with terms run up to 36 and fees of 2% processing fee
Who should look elsewhere
- Borrowers seeking euro amounts from Ibancar Prestamos rather than dollar limits
- Borrowers preferring smaller starter loans from Mi Prestamo rather than larger bank lending
The company behind it
Wing Money is offered by Wing Bank (Cambodia) Plc based in Cambodia and established in 2008. The bank structure gives you a direct lender relationship rather than a broker chain. For help, you can reach the team through email, phone and chat, which covers email, phone and chat for account queries and loan support across the life of your borrowing.
How Wing Money compares
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Where Wing Money is available
- Available
- Cambodia
Countries from the brand (Source, checked September 28, 2026)
Frequently asked questions
What will Wing Money charge for arranging my loan+
You pay fees of 2% processing fee on approval, which the lender adds to your borrowing cost. The charge scales with the sum you request under 2%, so you should add it to interest when comparing total repayment. Review the offer letter carefully before you accept the terms.
How much can you borrow from Wing Money+
You can apply for loans of up to $22,000 for personal use under personal. The ceiling suits mid sized plans such as home work, vehicle costs or consolidation. Ask for only the sum you need, as fees of 2% processing fee rise with the amount borrowed.
How long do you have to repay the loan+
Repayment terms run up to 36, giving you a defined window to clear the balance. Shorter schedules raise monthly payments while reducing time in debt. Check that the offered instalment fits your budget across the full term before you proceed.
Who can apply for a Wing Money loan+
Eligibility under Age 21-59 years at loan maturity is limited to adults with a minimum age and a maturity cap. You must meet the age rule at maturity as well as at application. Confirm your status meets the stated rule before you start the credit assessment.
Is Wing Money a direct lender and is the rate fixed+
Wing Money lends as a direct lender, so your contract stays with the bank named as Wing Bank (Cambodia) Plc. Pricing uses fixed interest within fixed rate, which keeps instalments steady. That structure helps you plan monthly spending with greater certainty.
How can you get help with your application or account+
You can contact the team through email, phone and chat, which covers email, phone and chat. Those routes handle product queries, application updates and repayment help. Use the channel that suits your query and keep records of advice you receive.
Sources
- wingbank.com.kh/en/consumer-loan checked September 28, 2026
Backs: Loan amount, Eligibility, Lender type, Loan types, Pricing model, Arrangement fee, Origination fee (%), Rate type, Term
“Consumer Loan - Loan Amount Up to $22,000”
- wingbank.com.kh/en/general-terms-and-conditions checked September 28, 2026
Backs: Headquarters, Legal entity
“Head office ... Phnom Penh.”
- wingbank.com.kh/en/need-assistance-contact-us-now checked September 28, 2026
Backs: Support channels
“Call Us Directly, Chat with Us Instantly, Email care.centre@wingbank.com.kh”
- wingbank.com.kh/en/news/wing-bank-a-peoples-bank-that-mee... checked September 28, 2026
Backs: Founded
“Wing Bank began in 2008.”
Compiled from 4 source pages, checked September 28, 2026. We did not open an account.
Not confirmed yet: APR, Credit check, Funding time, Representative example.