Wafacash Tunisie review

Updated September 28, 2026 · BorrowCue Editorial Team · Facts checked September 26, 2026

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Our verdict

Wafacash Tunisie is a broker built for public sector employees at CSP C and D grades who want a personal loan in dirhams without a branch visit. Borrowing runs MAD 3,000 to MAD 1,000,000 over 6 to 120, and the money is handed over in cash on approval.

Key facts

Best for
Public sector staff who want cash in hand on approval rather than a transfer into an account.
Loan amount
MAD 3,000 to MAD 1,000,000 (Source, checked September 26, 2026)
Term
6 to 120 months (Source, checked September 26, 2026)
Credit check
Hard (Source, checked September 26, 2026)
Funding time
Cash disbursement on approval, collected in any Wafacash agency (Source, checked September 26, 2026)
Lender type
Broker (Source, checked September 26, 2026)
Eligibility
Salaf Mazaya - Al Mouaddaf: public sector employees CSP C and D, net salary from 3,000 Dhs (Source, checked September 26, 2026)
Loan types
Personal (Source, checked September 26, 2026)
Headquarters
Tunisia (Source, checked September 26, 2026)
Support channels
Phone (Source, checked September 26, 2026)
Features
Same-day funding
Official website
wafacash.com

Apps and profiles

Get the app
App Store
Elsewhere
LinkedInfacebook.cominstagram.comX

Pros and cons

Pros

  • Same day funding, same day funding, with cash paid out at any Wafacash agency on approval.
  • Borrowing of MAD 3,000 to MAD 1,000,000 over 6 to 120 covers both a short personal loan and a much longer one.
  • Help is a phone call, phone, which suits applicants who want to talk the decision through.

Cons

  • Eligibility is limited to public sector employees at CSP C and D grades under the Salaf Mazaya and Al Mouaddaf products.
  • A hard credit check applies to every application, so the file is looked at in full.
  • Support runs on phone only, so there is no written channel for questions.
Wafacash Tunisie

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Scored 8.4 / 10 by BorrowCue.

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Who it suits

  • Public sector employees at CSP C and D grades who can reach a Wafacash agency to collect cash.
  • Borrowers who want the loan handed over on approval instead of waiting on an account transfer.
  • Applicants comfortable with a hard credit check and a broker, broker, placing the case with a partner.

Who should look elsewhere

  • Anyone outside the public sector: eligibility is limited to CSP C and D grades on the Salaf Mazaya and Al Mouaddaf products.
  • Borrowers who want written answers, since support runs on phone only.
  • Anyone after a small sum: Cashspace ES lends €100 to €5,000, well below the MAD 3,000 to MAD 1,000,000 range here.

Who runs it

Wafacash Tunisie is based in Tunisia and keeps a small support setup: phone is the channel on record, so questions are handled by call rather than in writing. For readers comparing providers, that single channel is worth weighing against rivals that add email or a help centre, since a loan decision of this size tends to raise questions after an application goes in.

How Wafacash Tunisie compares

Where Wafacash Tunisie is available

Available
Tunisia

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

How much can I borrow through Wafacash Tunisie?+

Lending on the personal loan product runs MAD 3,000 to MAD 1,000,000, so the range covers both a short personal loan and a larger one. The product is a personal loan, personal, and a hard credit check applies at the application stage.

What repayment terms are on offer?+

Terms run 6 to 120, so the same MAD 3,000 to MAD 1,000,000 can be repaid on a short or a long schedule. The loan is a personal loan, personal, and applications carry a hard credit check.

Who can apply for a Wafacash Tunisie loan?+

Eligibility is aimed at public sector employees at CSP C and D grades under the Salaf Mazaya and Al Mouaddaf products, on a salary above the stated floor. A hard credit check is part of the application, so the job and the credit file both matter.

How quickly do I get the money?+

Cash is disbursed on approval and can be collected in any Wafacash agency, and same day funding sits behind that speed. Support runs on phone, so a call is the way to confirm agency opening times before applying.

Does Wafacash Tunisie lend the money itself?+

Wafacash Tunisie is set up as a broker, broker, so an application is placed with a partner rather than funded by a single in-house lender. The company sits in TN and covers personal loans, personal.

How do I get help with an application?+

Phone is the channel on record, phone, and it is the only one listed for Wafacash Tunisie. That suits borrowers who prefer to talk an application through, and anyone wanting written answers should compare providers that add email or a help centre.

What kind of loan is this?+

It is a personal loan, personal, rather than a mortgage or a car loan. The shape on offer is MAD 3,000 to MAD 1,000,000 over 6 to 120, with the cash handed over on approval and collected from an agency.

How does the amount compare with other lenders?+

Cashspace lends PHP 500 to PHP 25,000 and Cashspace ES works from €100 to €5,000, both well below the MAD 3,000 to MAD 1,000,000 range here. Monzo Flex sits at £10,000 to £35,000, above it, so the fit depends on whether a small or a large sum is needed.

Sources

Compiled from 2 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: APR, Arrangement fee, Representative example.

Related by the facts

Wafacash Tunisie

Wafacash Tunisie

Public sector staff who want cash in hand on approval rather than a transfer into an account.

8.4/10See alternatives

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