Usetreno: facts and offers
Updated September 29, 2026 · BorrowCue Editorial Team
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Key facts
- Maximum loan to value
- 90% (Source, checked September 28, 2026)
- Purpose
- Purchase, Remortgage, Buy-to-let (Source, checked September 28, 2026)
- Lender type
- Broker (Source, checked September 28, 2026)
- Legal entity
- Ušetřeno.cz s.r.o. (Source, checked September 28, 2026)
- Headquarters
- Czechia (Source, checked September 28, 2026)
- Founded
- 2010 (Source, checked September 28, 2026)
- Support channels
- Email, Phone, Help-centre (Source, checked September 28, 2026)
- Official website
- usetreno.cz
Loans
- APR
- 10.46% to 28.16% (Source, checked September 28, 2026)
- Loan amount
- CZK 100,000 to CZK 2,000,000 (Source, checked September 28, 2026)
- Term
- 3 to 144 months (Source, checked September 28, 2026)
- Arrangement fee
- Free or 2% of loan (Source, checked September 28, 2026)
- Credit check
- Hard (Source, checked September 28, 2026)
- Funding time
- Within a few days (Source, checked September 28, 2026)
- Representative example
- CZK 300,000 loan, 108 months, 6.41% fixed, RPSN 6.7%, total CZK 398,513 via Ceska sporitelna (Source, checked September 28, 2026)
- Rate type
- Fixed (Source, checked September 28, 2026)
- Lender type
- Broker (Source, checked September 28, 2026)
- Free early repayment
- Yes (Source, checked September 28, 2026)
- Eligibility
- Adults 18+ with Czech residency (Source, checked September 28, 2026)
- Origination fee (%)
- 0% to 2% (Source, checked September 28, 2026)
- Loan types
- Personal, Debt-consolidation (Source, checked September 28, 2026)
- Use cases
- Home-improvement (Source, checked September 28, 2026)
- Legal entity
- Ušetřeno.cz s.r.o. (Source, checked September 28, 2026)
- Headquarters
- Czechia (Source, checked September 28, 2026)
- Founded
- 2010 (Source, checked September 28, 2026)
- Support channels
- Email, Phone, Help-centre (Source, checked September 28, 2026)
- Pricing model
- Fixed rate
- Features
- Same-day funding
How Usetreno compares
8lends
Deudafix
myKredit
Dineria MX
DKB (Deutsche Kreditbank)
5in5
Multitude
Cashback Remortgage
TengeDa
Jeff.vn
Finbro
One Bridging Loans
MKB Bedrijfskrediet
Hypoteket
Renteradar
Bridgement
Mozzeno
Abakos
OneCredit KZ
MPOWA Finance
Srisawad
A money
Bom Pra Credito
Viva Credit
OK Zhongxun International
TF Bank EE
Crezu CO
Solcredito CO
Lendela SG
Meilleurtaux BE
Loan Hub India
Revolut
Where Usetreno is available
- Available
- Czechia
Countries from the brand (Source, checked September 28, 2026)
Frequently asked questions
Which company operates Usetreno?+
Usetreno is operated by Ušetřeno.cz s.r.o.. (Source, checked September 28, 2026)
Where is Usetreno based?+
Usetreno is based in Czechia. (Source, checked September 28, 2026)
When was Usetreno founded?+
Usetreno was founded in 2010. (Source, checked September 28, 2026)
How can I contact Usetreno support?+
Usetreno offers support through Email, Phone, Help-centre. (Source, checked September 28, 2026)
Sources
- usetreno.cz/o-nas checked September 28, 2026
Backs: Founded
- usetreno.cz/pujcky checked September 28, 2026
Backs: Loan amount, APR, Credit check, Eligibility, Features, Free early repayment, Funding time, Loan types, Pricing model, Arrangement fee, Origination fee (%), Rate type, Representative example, Term, Use cases
“Skip Pay revolving loan up to 100000 CZK, Raiffeisenbank Minute loan up to 2000000 CZK”
- usetreno.cz/hypoteky checked September 28, 2026
Backs: Legal entity, Lender type, Maximum loan to value, Purpose
“The mortgage overview is provided by Ušetřeno.cz s.r.o.”
- usetreno.cz/hypoteky/hypotecni-kalkulacka checked September 28, 2026
Backs: Support channels
“Call 226 289 029; email mamdotaz@usetreno.cz; the site links to frequently asked questions.”
- usetreno.cz/podminky checked September 28, 2026
Backs: Headquarters
“Registered office: Lomnického 1742/2a, Prague 4.”
Compiled from 5 source pages, checked September 29, 2026. We did not open an account.
Not confirmed yet: Initial rate, APRC, Fixed period.
