Timo by BVBank: facts and offers

Updated September 28, 2026 · BorrowCue Editorial Team

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Key facts

APR
2.1% (Source, checked September 26, 2026)
Loan amount
up to ₫50,000,000 (Source, checked September 26, 2026)
Arrangement fee
Kredivo platform fee charged once per loan, varies by loan term (VND 21,000 on a VND 700,000 loan) (Source, checked September 26, 2026)
Funding time
Within 1 business day of BVBank approval (Source, checked September 26, 2026)
Representative example
VND 700,000 personal loan over 3 months: platform fee VND 21,000, interest about VND 51,184, total to repay VND 772,184, about VND 257,350 per month (Source, checked September 26, 2026)
Rate type
Fixed (Source, checked September 26, 2026)
Lender type
Direct lender (Source, checked September 26, 2026)
Eligibility
Vietnamese citizens aged 18 or over with a valid chip ID card open online in the app; foreigners aged 15 or over legally residing in Vietnam may open an account at a BVBank branch with a valid passport plus visa, temporary residence card or permanent residence card (Source, checked September 26, 2026)
Loan types
Personal, Credit-line, BNPL (Source, checked September 26, 2026)
Legal entity
Ban Viet Joint Stock Commercial Bank (BVBank) (Source, checked September 26, 2026)
Headquarters
Vietnam (Source, checked September 26, 2026)
Support channels
Email, Chat, Phone, Help-centre, Community (Source, checked September 26, 2026)
Pricing model
Fixed rate
Features
Credit line
Official website
timo.vn

Apps and profiles

Get the app
App Store
Elsewhere
facebook.comfacebook.comzalo.me

How Timo by BVBank compares

Where Timo by BVBank is available

Available
Vietnam

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

Which company operates Timo by BVBank?+

Timo by BVBank is operated by Ban Viet Joint Stock Commercial Bank (BVBank). (Source, checked September 26, 2026)

Where is Timo by BVBank based?+

Timo by BVBank is based in Vietnam. (Source, checked September 26, 2026)

How can I contact Timo by BVBank support?+

Timo by BVBank offers support through Email, Chat, Phone, Help-centre, Community. (Source, checked September 26, 2026)

Sources

  • timo.vn/cau-hoi-thuong-gap checked September 26, 2026

    Backs: Headquarters, Legal entity, Support channels

    “Dia chi: 412 Nguyen Thi Minh Khai, Ward 5, District 3, Ho Chi Minh City, Vietnam”

  • timo.vn/tham-gia checked September 26, 2026

    Backs: Eligibility

    “Neu ban tu du 18 tuoi, ban co the mo tai khoan online ngay tren ung dung dien thoai; doi voi nguoi nuoc ngoai ... chi co the mo tai khoan ngan hang Timo by BVBank tai ngan hang Ban Viet bang Ho chieu...”

  • timo.vn/timo-credit checked September 26, 2026

    Backs: Loan amount, APR, Features, Funding time, Lender type, Loan types, Pricing model, Arrangement fee, Rate type, Representative example

    “so tien toi da ban co the vay la den duoi 50.000.000 dong, tuy vao quy dinh noi bo cung nhu ket qua tham dinh cua BVBank”

Compiled from 3 source pages, checked September 28, 2026. We did not open an account.

Not confirmed yet: Term, Credit check.

Timo by BVBank

Timo by BVBank

9.6/10See alternatives

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