Solva.kz review

Updated September 28, 2026 · BorrowCue Editorial Team · Facts checked September 26, 2026

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Our verdict

Solva.kz suits borrowers in Kazakhstan who want a fixed rate loan approved and paid out online, with an origination fee of 0 KZT on the products it lists. Repaying early costs nothing, though the 6 to 36 term range is short, so large sums must clear faster.

Key facts

Best for
Fast online fixed rate borrowing in Kazakhstan, with no origination fee and free early repayment.
Loan amount
KZT 200,000 to KZT 4,000,000 (Source, checked September 26, 2026)
Term
6 to 36 months (Source, checked September 26, 2026)
Arrangement fee
0 KZT (Source, checked September 26, 2026)
Funding time
To a bank account or card after online approval, without visiting an office (Source, checked September 26, 2026)
Rate type
Fixed (Source, checked September 26, 2026)
Lender type
Direct lender (Source, checked September 26, 2026)
Free early repayment
Yes (Source, checked September 26, 2026)
Origination fee (%)
0% (Source, checked September 26, 2026)
Loan types
Personal, Credit-line, Car, Business (Source, checked September 26, 2026)
Use cases
Home-improvement (Source, checked September 26, 2026)
Legal entity
AO MFO OnlineKazFinance (АО «МФО ОнлайнКазФинанс») (Source, checked September 26, 2026)
Headquarters
Kazakhstan (Source, checked September 26, 2026)
Support channels
Phone, Help-centre (Source, checked September 26, 2026)
Pricing model
Fixed rate
Features
Same-day funding
Official website
solva.kz

Apps and profiles

Get the app
Google Play
Elsewhere
WikidataLinkedInt.me

Pros and cons

Pros

  • Repayments stay level because the rate is fixed on every product it writes.
  • Free early repayment, so clearing the balance ahead of schedule adds no charge at all.
  • The origination fee is 0 KZT on the online products, and the origination percentage is 0%.

Cons

  • Terms are short at 6 to 36, so a large consolidation has to fit a briefer schedule than the market usually offers.
  • Support runs on phone and help centre only, so there is no chat or email channel listed for questions.
  • Borrowing starts at the lower end of KZT 200,000 to KZT 4,000,000, which sits well above a small emergency top up.
Solva.kz

Ready to try Solva.kz?

Scored 9.1 / 10 by BorrowCue.

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Who it suits

  • Borrowers in KZ paying for home improvement who want the money on the same day.
  • Anyone who expects to repay early, since free early repayment applies and shortens the interest run.
  • People who prefer a single firm on fixed terms, since Solva.kz lends directly rather than placing you with a broker.

Who should look elsewhere

  • Readers wanting a peso line instead of tenge can look at Cashspace, which lends PHP 500 to PHP 25,000.
  • Euro borrowers after a smaller sum should check Cashspace ES, which lends €100 to €5,000 in euros.
  • UK borrowers needing a larger ceiling in pounds can weigh Monzo Flex, which lends £10,000 to £35,000.

The company behind it

Solva.kz is issued by AO MFO OnlineKazFinance (АО «МФО ОнлайнКазФинанс»), which is registered in Kazakhstan. The firm holds registration with the Agency for Regulation and Development of the Financial Market of the Republic of Kazakhstan, Almaty regional representation, listed as 02.21.0004.M. Customers with an open application reach the team on phone and help centre, and those listed channels sit with the same legal entity named above.

How Solva.kz compares

Where Solva.kz is available

Available
Kazakhstan
Licence in Kazakhstan
Agency for Regulation and Development of the Financial Market of the Republic of Kazakhstan, Almaty regional representation (02.21.0004.M), checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What does it cost to borrow from Solva.kz?+

The only charge listed is an origination fee of 0 KZT on the online products, and the origination percentage is 0%, so nothing is added on top of the interest. The rate is fixed, which means the figure offered holds across the 6 to 36 term.

Is Solva.kz regulated?+

Solva.kz is registered with the Agency for Regulation and Development of the Financial Market of the Republic of Kazakhstan, Almaty regional representation, under 02.21.0004.M. The legal entity behind the lending is AO MFO OnlineKazFinance (АО «МФО ОнлайнКазФинанс»), based in Kazakhstan.

What kinds of loan does Solva.kz write?+

Solva.kz writes personal, credit line and car products, covering personal borrowing, a credit line, car finance and business loans. Amounts run KZT 200,000 to KZT 4,000,000 and terms run 6 to 36, so a borrower should check that a chosen sum and schedule sit inside each range before applying.

Can I repay the loan early without a charge?+

Free early repayment is available, so settling the balance before the final instalment adds no charge or fee. That makes the short 6 to 36 term workable when income changes, since the principal can go back as soon as savings allow.

How do I get help from Solva.kz?+

Support runs on phone and help centre, so a question goes to the help centre or by phone, with no chat or email channel listed. Because Solva.kz lends from AO MFO OnlineKazFinance (АО «МФО ОнлайнКазФинанс») in Kazakhstan, the rate, the terms and the payout all come from the same firm.

How does the Solva.kz rate compare with other lenders?+

Solva.kz applies a fixed rate, so the figure offered does not drift through the term. Across lenders on the site the median annual rate is 12%, and the range covering the middle of the field runs 6.13% to 24.92%, which gives a benchmark before applying.

Sources

  • solva.kz checked September 26, 2026

    Backs: Features, Loan types

  • solva.kz/loans checked September 26, 2026

    Backs: Headquarters, Legal entity, Lender type, Licences

  • solva.kz/loans/online checked September 26, 2026

    Backs: Loan amount, Free early repayment, Funding time, Pricing model, Arrangement fee, Origination fee (%), Rate type, Support channels, Term, Use cases

Compiled from 3 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: APR, Credit check, Representative example.

Solva.kz

Solva.kz

Fast online fixed rate borrowing in Kazakhstan, with no origination fee and free early repayment.

9.1/10See alternatives

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