Samlino review

Updated September 28, 2026 · BorrowCue Editorial Team · Facts checked September 26, 2026

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Our verdict

Samlino suits Danish borrowers with a good credit record who want a broker to line up offers across lenders. Borrowing runs DKK 5,000 to DKK 500,000 across 12 to 84 terms at an APR of 10% to 25%, with an origination fee of 0 DKK, and as a broker it does not lend itself.

Key facts

Best for
A Danish borrower with good credit who wants a broker to compare lenders for home improvement.
APR
10% to 25% (Source, checked September 26, 2026)
Loan amount
DKK 5,000 to DKK 500,000 (Source, checked September 26, 2026)
Term
12 to 84 months (Source, checked September 26, 2026)
Arrangement fee
0 DKK (Source, checked September 26, 2026)
Credit check
Hard (Source, checked September 26, 2026)
Funding time
Application takes minutes, money paid out within a few days (Source, checked September 26, 2026)
Representative example
Loan of 100,000 kr. at 5% interest with a 3,000 kr. setup fee and 500 kr. annual fee gives an APR of 6.8% (Source, checked September 26, 2026)
Lender type
Broker (Source, checked September 26, 2026)
Eligibility
Over 18 years old with permanent residence in Denmark (Source, checked September 26, 2026)
Loan types
Personal, Debt-consolidation, Payday, Car, Student, Guarantor (Source, checked September 26, 2026)
Credit needed
Good (Source, checked September 26, 2026)
Use cases
Home-improvement (Source, checked September 26, 2026)
Legal entity
Samlino.dk ApS (Source, checked September 26, 2026)
Headquarters
Denmark (Source, checked September 26, 2026)
Founded
2014 (Source, checked September 26, 2026)
Support channels
Email (Source, checked September 26, 2026)
Official website
samlino.dk

Apps and profiles

Elsewhere
TrustpilotLinkedInXfacebook.com

Pros and cons

Pros

  • An origination fee of 0 DKK keeps the entry cost down on a 10% to 25% APR range.
  • The DKK 5,000 to DKK 500,000 borrowing range and 12 to 84 terms cover a small renovation at one end and a larger consolidation at the other.
  • A broad personal, debt consolidation and payday list means the same form covers personal, car, student and guarantor borrowing.
  • Trading in Denmark since 2014 under a single named company, Samlino.dk ApS.

Cons

  • Support runs on email only, so there is no phone line for an urgent question.
  • The credit check is hard, so a refused application leaves a mark on the file.
  • The 10% to 25% APR range sits at the higher end of the market, above the 12% site median.
Samlino

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Scored 8.7 / 10 by BorrowCue.

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Who it suits

  • Adults who meet Over 18 years old with permanent residence in Denmark and meet the good credit requirement.
  • Borrowers who would rather have a broker compare lenders than deal with one bank directly.
  • Anyone funding home improvement, which is the stated use case.

Who should look elsewhere

  • Not Cashspace, whose listed APR of PHP 12 to PHP 36 is quoted in Philippine pesos rather than Danish kroner.
  • Not Monzo Flex, whose listed 10% to 23% APR band stops short of the 10% to 25% top of Samlino's range.

Safety and regulation

Samlino is a broker, so the lending and the terms that go with it sit with the lenders it introduces rather than with Samlino. The representative example is the part worth reading: it stacks a setup fee and an annual fee on top of the interest, which is why the amount you repay reads higher than the headline rate.

Who runs it

Samlino.dk ApS is the company behind the service, based in Denmark and trading since 2014. Support runs on email only, so an applicant with a live application has one written channel for questions and no phone line to fall back on.

How Samlino compares

Where Samlino is available

Available
Denmark

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What APR does Samlino quote?+

Samlino lists an APR of 10% to 25% across the loans it arranges, from consumer loans to consolidation, car and student borrowing. Its representative example stacks a setup fee and an annual fee on top of the interest, so an all-in quote will read higher than the headline rate.

How much can I borrow and for how long?+

Borrowing runs DKK 5,000 to DKK 500,000 with terms of 12 to 84, which covers a modest home improvement job at one end and a larger consolidation at the other. The stated use case on home improvement points to renovation spending rather than a car or a tuition bill.

What credit check does Samlino run?+

The credit check is hard and the stated requirement is good. A full file search runs when you apply, and the result stays on your record, so it is worth knowing where you stand before starting a request.

Who runs Samlino?+

The service is run by Samlino.dk ApS, based in Denmark and trading since 2014. Samlino works as a broker, which means it introduces lenders rather than carrying the loan itself, and the terms sit with the lender named in the offer.

Is there an arrangement or origination fee?+

Samlino lists an origination fee of 0 DKK. Its representative example is worth reading closely, because it includes both a setup fee and an annual fee on top of the interest, and those charges are what separate the headline rate from what you actually repay.

How quickly is the money paid out?+

The application takes minutes and the money is paid out within a few days, so it suits planned spending with a known budget. The stated use case, home improvement, fits a project with a fixed finish date rather than a bill that has to clear today.

How do I get help once I have applied?+

Support runs on email only, so email is the route for an application, a document request or a payment query. Written replies also leave a record of what was agreed, which helps if a lender asks you to confirm details later.

Who is eligible to apply?+

Eligibility is Over 18 years old with permanent residence in Denmark, and the credit requirement is good. The hard check runs against you before any lender reviews the application, so the credit record is the part worth checking first.

Sources

  • samlino.dk checked September 26, 2026

    Backs: Founded

  • samlino.dk/laan checked September 26, 2026

    Backs: Loan amount, APR, Funding time, Loan types, Representative example, Term

    “Forbrugslån: **Beløb:** 5.000 - 500.000 kr.”

  • samlino.dk/laan/forbrugslaan checked September 26, 2026

    Backs: Use cases, Credit check, Credit needed, Eligibility

  • samlino.dk/om-os/vilkaar checked September 26, 2026

    Backs: Headquarters, Legal entity, Lender type, Arrangement fee, Support channels

    “Samlino.dk ApS, CVR 36198273, Sølvgade 10, 1307 København K”

Compiled from 4 source pages, checked September 26, 2026. We did not open an account.

Samlino

Samlino

A Danish borrower with good credit who wants a broker to compare lenders for home improvement.

8.7/10See alternatives

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