RSG UA review

Updated September 28, 2026 · BorrowCue Editorial Team · Facts checked September 26, 2026

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings.

Our verdict

RSG UA lends Ukrainian property owners, sole traders and companies cash against their home, and it is a sensible pick when speed and fixed pricing matter more than the size of the rate. The lender works as a direct lender with same-day funding, and its published APR reaches 18% to 114%.

Key facts

Best for
Fast, fixed-rate cash against a Ukrainian property, for households, sole traders and companies.
APR
18% to 114% (Source, checked September 26, 2026)
Loan amount
UAH 10,000 to UAH 2,000,000 (Source, checked September 26, 2026)
Term
2 to 60 months (Source, checked September 26, 2026)
Arrangement fee
0% to 36% of the loan as a grant commission under servicemen preferential terms (Source, checked September 26, 2026)
Funding time
Money within 1 day (Source, checked September 26, 2026)
Representative example
Real-estate collateral loan of 250,000 UAH at 30% per year for 12 months, total cost 328,000 UAH, real APR 36.37% (Source, checked September 26, 2026)
Rate type
Fixed (Source, checked September 26, 2026)
Lender type
Direct lender (Source, checked September 26, 2026)
Free early repayment
Yes (Source, checked September 26, 2026)
Eligibility
Individuals, sole traders (FOP) and legal entities; all regions of Ukraine except temporarily occupied territories; Ukrainian currency only (Source, checked September 26, 2026)
Origination fee (%)
0% to 36% (Source, checked September 26, 2026)
Loan types
Secured, Business (Source, checked September 26, 2026)
Legal entity
LLC "Gelexi Finans" (EDRPOU 42305986) (Source, checked September 26, 2026)
Headquarters
Ukraine (Source, checked September 26, 2026)
Founded
2018 (Source, checked September 26, 2026)
Support channels
Phone, Email, Chat, Help-centre (Source, checked September 26, 2026)
Pricing model
Fixed rate
Features
Same-day funding
Official website
rsg.ua

Mortgages

Initial rate
18% (Source, checked September 26, 2026)
APRC
36.37% to 46.62% (Source, checked September 26, 2026)
Fixed period
0.17 to 5 years (Source, checked September 26, 2026)
Maximum loan to value
81% (Source, checked September 26, 2026)
Purpose
Purchase, Remortgage, Home-equity (Source, checked September 26, 2026)
Lender type
Direct lender (Source, checked September 26, 2026)
Legal entity
LLC "Gelexi Finans" (EDRPOU 42305986) (Source, checked September 26, 2026)
Headquarters
Ukraine (Source, checked September 26, 2026)
Founded
2018 (Source, checked September 26, 2026)
Support channels
Phone, Email, Chat, Help-centre (Source, checked September 26, 2026)

Apps and profiles

Elsewhere
instagram.comyoutube.comm.me

Pros and cons

Pros

  • Fixed pricing: the rate type is fixed and terms run 2 to 60, so the cost is set at the start
  • Secured against property, with a maximum loan to value of 81%
  • Fast access to cash, with funding stated as Money within 1 day
  • Free early repayment, so clearing the balance sooner adds no charge

Cons

  • The top of the range is steep: an APR of 18% to 114% against a 11.52% median for secured loans across the site
  • The arrangement fee is the real cost line, running 0% to 36% of the loan as a grant commission under servicemen preferential terms
  • The loan to value ceiling of 81% sits under the 90% seen across secured loans, so the property has to carry more of the value
RSG UA

Ready to try RSG UA?

Scored 8.9 / 10 by BorrowCue.

See alternatives

Who it suits

  • Ukrainian homeowners with property to pledge for a purchase, a remortgage or home equity work (purchase, remortgage and home equity)
  • Sole traders and legal entities, since the lender serves households and companies on the same products (secured and business)
  • Borrowers who need cash quickly, since funding is stated as Money within 1 day

Who should look elsewhere

  • Creduma ES, if you want a euro lender rather than Ukrainian property lending: its stated floor is from €12,000
  • Sofkredit, if a narrow rate band matters most: its published APR is 10.74% to 18.06%, where RSG UA reaches 18% to 114%
  • Solcredito MX, if you are used to very high rates elsewhere: its APR spans 9.5% to 3,696%

How RSG UA compares

Where RSG UA is available

Available
Ukraine
Licence in Ukraine
National Bank of Ukraine (NBU) (21/625-rk), checked September 26, 2026
Licence in Ukraine
National Financial Services Commission (NCSF) (1790), checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What rate will I pay on a loan secured on my home?+

RSG UA lists an initial rate of 18% and an APR of 18% to 114%, with the annual cost of the credit at 36.37% to 46.62%. The rate type is fixed for the whole term, so the figure you sign at is the figure you keep. Weigh the arrangement fee alongside the rate, since the headline number sits above it.

How much can I borrow, and for how long?+

Loans run UAH 10,000 to UAH 2,000,000 in Ukrainian currency over a term of 2 to 60. Against property, the maximum loan to value is 81%, so what you can raise follows the worth of the home. Both secured and business lending sit under the same products (secured and business).

Is there an arrangement fee on top of the rate?+

Yes, and it is the line to watch. The arrangement fee runs 0% to 36% of the loan as a grant commission, charged under servicemen preferential terms. The representative example published with the product sits at the cheaper end of the 36.37% to 46.62% band, so the fee decides which part of that range you pay.

Is my money safe with a Ukrainian lender?+

RSG UA holds a licence from the National Bank of Ukraine (21/625-rk) and one from the National Financial Services Commission (1790). The contracts sit with LLC "Gelexi Finans" (EDRPOU 42305986), a Ukrainian limited liability company, and lending is direct rather than passed through a broker (direct lender).

Can I repay early without paying a penalty?+

Yes. Free early repayment is available, so settling the balance sooner adds no charge. Paired with fixed pricing, that gives a clean exit: the only gain is the interest you no longer pay, and the only cost carried until the loan is cleared is holding your property as collateral.

Who can apply, and where?+

Individuals, sole traders and legal entities can apply, in Ukrainian currency only, across all regions of Ukraine apart from temporarily occupied territories. The lender covers secured and business products (secured and business) for property purchase, remortgage and home equity (purchase, remortgage and home equity), with funding stated as Money within 1 day.

How do I get help once I have an account?+

Support runs through phone, email, live chat and a help centre (phone, email and chat), so both spoken and written contact are covered. The business was founded in 2018 and operates from Ukraine, lending to households, sole traders and companies under one brand with the same fixed structure.

Sources

  • rsg.ua checked September 26, 2026

    Backs: Headquarters, Legal entity, Support channels

    “Kyiv, 28 Predslavynska St, office 401”

  • rsg.ua/ua/kredyt-pid-zastavu-nerukhomosti checked September 26, 2026

    Backs: Loan amount, APR, APRC, Eligibility, Features, Fixed period, Founded, Free early repayment, Funding time, Initial rate, Lender type, Loan types, Maximum loan to value, Pricing model, Arrangement fee, Origination fee (%), Purpose, Rate type, Representative example, Term, Licences

    “Term of the loan from 2 to 60 months. Amount from 10,000 UAH to 2,000,000 UAH”

Compiled from 2 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Credit check.

RSG UA

RSG UA

Fast, fixed-rate cash against a Ukrainian property, for households, sole traders and companies.

8.9/10See alternatives

Your cookie choices

We use necessary cookies to make this site work. With your permission, analytics cookies help us understand usage and marketing cookies support advertising.

You can reject non-essential cookies and still use the site. Change your choices anytime in Cookie settings.

Cookie policy
Cookie settings