Quds Bank review

Updated September 28, 2026 · BorrowCue Editorial Team · Facts checked September 26, 2026

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Our verdict

Quds Bank lends straight to salaried staff whose salary already runs through the bank, with a term of 84. The trade-off is cost, since an arrangement fee of 0.5% to 1% can be deducted in advance, which shrinks the sum that reaches your account.

Key facts

Best for
Salaried staff with a transferred salary who want a long-running loan.
Loan amount
$20,000 to $100,000 (Source, checked September 26, 2026)
Term
84 months (Source, checked September 26, 2026)
Arrangement fee
0.5% if the term is 1 year or less, 1% one-off if the term is longer; may be deducted in advance or paid with the interest (Source, checked September 26, 2026)
Credit check
Hard (Source, checked September 26, 2026)
Lender type
Direct lender (Source, checked September 26, 2026)
Free early repayment
No (Source, checked September 26, 2026)
Eligibility
Salaried employees (public and private sector, ID holders) with salary transferred to Quds Bank; at least 1 year of service; minimum age 24 at application and maximum 55 at loan end for personal loans; cheque-system rating at least A/B/E; minimum average salary 4,000 shekels over the last 3 months; debt burden capped at 35-40% of income (Source, checked September 26, 2026)
Origination fee (%)
0.5% to 1% (Source, checked September 26, 2026)
Loan types
Personal, Car, Secured, Business, Credit-line, Guarantor (Source, checked September 26, 2026)
Credit needed
Fair (Source, checked September 26, 2026)
Legal entity
Quds Bank Limited Public Shareholding Company (Source, checked September 26, 2026)
Headquarters
Palestine (Source, checked September 26, 2026)
Founded
1995 (Source, checked September 26, 2026)
Support channels
Phone, Help-centre (Source, checked September 26, 2026)
Official website
qudsbank.ps

Apps and profiles

Get the app
App Store
Elsewhere
LinkedInfacebook.comyoutube.com

Pros and cons

Pros

  • A direct lender, direct lender, so the borrower deals with the bank rather than a broker.
  • A single bank covers several needs, with personal, car and secured on offer.
  • Founded in 1995, so there is a long lending record behind the name.

Cons

  • Free early repayment: no, so clearing the balance before the agreed end carries a cost.
  • The credit check is hard, hard, and the credit needed is fair, fair.
  • Support runs on phone and help centre only, so there is no listed email or live chat.
Quds Bank

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Scored 9.1 / 10 by BorrowCue.

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Who it suits

  • Salaried employees in the public or private sector who hold an ID and have their salary paid into a Quds Bank account.
  • People with a strong bank record, since the bank asks for a cheque-system rating of A, B or E or better and a small share of income already going to other debt.
  • Borrowers who want the loan to run for years rather than months, with a term of 84.

Who should look elsewhere

  • Anyone after a small loan, since Monzo Flex offers amounts of £10,000 to £35,000 against $20,000 to $100,000 here.
  • Applicants with no salary record, such as the self-employed, since the loan is aimed at salaried staff whose pay is transferred to the bank.
  • People who want a soft or absent credit check, since the credit check is hard, hard.

Who runs it

Quds Bank is a public shareholding company registered in Palestine, founded in 1995, so it has a long lending record. The legal name on the paperwork is Quds Bank Limited Public Shareholding Company. Support runs on phone and help centre, so you can call the bank or read the help centre, and there is no listed email or chat channel.

How Quds Bank compares

Where Quds Bank is available

Available
Palestine

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What kinds of loan does Quds Bank offer?+

Quds Bank is a direct lender, direct lender, and its lending runs to personal, car and secured. That covers personal, car, secured, business, credit line and guarantor loans, so a salaried borrower can ask about a car loan or a revolving line at the same bank.

How much can I borrow and over what term?+

Amounts run $20,000 to $100,000 and the term can be 84. That is a wide range for a bank lending directly in a single market, which makes it worth a look for a large purchase rather than a small top up.

What does the arrangement fee cost?+

The arrangement fee runs 0.5% to 1% on a personal loan. It is lower on a short term and higher on a long one, and the bank can take it in advance or leave it to be paid with the interest, so the sum received is not the sum repaid.

Can I pay the loan off early?+

Free early repayment: no, so settling the balance before the agreed end can cost you. A long term keeps the monthly payment down, but a borrower who expects plans to change should weigh that comfort against the charge for closing the loan sooner.

What credit record does it take?+

The credit check is hard, hard, and the credit needed is fair, fair. The bank also reads the cheque-system rating and asks for A, B or E or better, and it caps how much of your income can already be committed to other debt.

Who can apply?+

The loan is for salaried employees in the public and private sector who hold an ID and keep their salary at Quds Bank in Palestine. You also need a minimum period of service with your employer, a minimum age when you apply, and average pay over recent months at the level the bank asks for.

How do I get help?+

Support runs on phone and help centre, so you can call the bank or use its help centre. There is no listed email or live chat, which matters if you like a written record of what you were told. Ask for the fee detail in writing before you sign anything.

How long has the bank been running?+

Quds Bank was founded in 1995 and is registered in Palestine as Quds Bank Limited Public Shareholding Company. That legal name is what appears on the paperwork, and lending runs in that name, so you can see at a glance who holds the agreement.

Sources

  • qudsbank.ps/eng/page/About%20Us checked September 26, 2026

    Backs: Founded, Support channels

    “Established in 1995, Quds Bank has grown to become one of the leading financial institutions in Palestine”

  • qudsbank.ps/eng/page/charges-and-fees checked September 26, 2026

    Backs: Free early repayment

    “Early repayment fee 1.50% of the value of the balance repaid fully or partially”

  • qudsbank.ps/eng/page/memorandum-of-association checked September 26, 2026

    Backs: Headquarters, Legal entity

    “The company head office shall be in the city of Jerusalem while its temporary head office shall be in the city of Ramallah”

  • qudsbank.ps/eng/page/personal-loans checked September 26, 2026

    Backs: Loan amount, Credit check, Credit needed, Eligibility, Lender type, Loan types, Arrangement fee, Origination fee (%), Term

    “Personal Loans: maximum limit 20 thousand dollars (1-3 years of service), 50 thousand dollars (3-5 years), 100 thousand dollars (more than 5 years)”

Compiled from 4 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: APR, Funding time, Representative example.

Quds Bank

Quds Bank

Salaried staff with a transferred salary who want a long-running loan.

9.1/10See alternatives

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