Pujckaplus review

The annual percentage rate is 5,395.58%, and an origination fee of 36% is added to the amount borrowed, on a fixed rate. The published consumer credit example shows a loan fee plus interest in the total repayable, and 10 to 30 is the only window offered.

Pujckaplus runs at 5,395.58%, while Monzo Flex charges 10% to 23% and Cashspace ES lists 0%. That sits far above the site median of 12% and above the payday median of 36.5%, so cost is where this option ranks lowest.

The Czech National Bank supervises the lender, LeaderFin s.r.o. (IČO 04440170), which is based in the Czech Republic. It operates as a direct lender rather than a broker, so the contract runs with the company that issues the loan, and questions go through email, phone and help centre.

A natural person with permanent residence in the Czech Republic, an ID card, a personal bank account and regular income can apply. Politically exposed people are not eligible, and the requirement for a personal bank account means payouts and repayments run through bank transfers rather than cash.

No, eligibility is tied to permanent residence in the Czech Republic, so the account, the income and the ID card all have to be Czech. Borrowers elsewhere in the world cannot use this product, and the annual percentage rate of 5,395.58% is another reason to look at local options first.

Transfers are usually processed within minutes of approval at main Czech banks, and take the next business day at other banks. same day funding is the main reason to look here, since the wait from approval to a funded bank account is short.

Loan amounts run CZK 1,000 to CZK 30,000, and terms run 10 to 30. Both ends are short, so the product suits a gap between paydays rather than a larger purchase, and a balance that cannot be cleared inside that window would need repaying sooner.

It offers personal and payday loans at a fixed rate, as a direct lender in the Czech Republic. The published example covers short-term consumer credit, and same day funding is listed as a feature, which matters most when you need cash in the account the same day.

You can reach the team by phone, and there is a help centre alongside the other channels in email, phone and help centre. If a question comes up before you apply, or while you are working out the total repayable, those are the routes to ask.