Prince Bank review

Updated September 28, 2026 · BorrowCue Editorial Team · Facts checked September 26, 2026

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Our verdict

Prince Bank is a Cambodian direct lender offering fixed-rate personal loans aimed at home improvement, with amounts of up to $25,000. It suits salaried borrowers who want one rate held for the term, rather than shoppers chasing the lowest headline cost in the wider market.

Key facts

Best for
Direct, fixed-rate borrowing from a Cambodian bank for a home improvement project.
APR
15% (Source, checked September 26, 2026)
Loan amount
up to $25,000 (Source, checked September 26, 2026)
Term
up to 60 months (Source, checked September 26, 2026)
Credit check
Hard (Source, checked September 26, 2026)
Rate type
Fixed (Source, checked September 26, 2026)
Lender type
Direct lender (Source, checked September 26, 2026)
Eligibility
18 years old and above; Cambodians only; valid ID card or passport; employment certificate; salary certificate or bank statement for at least 6 months (Source, checked September 26, 2026)
Loan types
Personal (Source, checked September 26, 2026)
Use cases
Home-improvement (Source, checked September 26, 2026)
Legal entity
Prince Bank Plc. (Source, checked September 26, 2026)
Headquarters
Cambodia (Source, checked September 26, 2026)
Founded
2015 (Source, checked September 26, 2026)
Support channels
Phone (Source, checked September 26, 2026)
Pricing model
Fixed rate
Official website
princebank.com.kh

Mortgages

Lender type
Direct lender (Source, checked September 26, 2026)
Legal entity
Prince Bank Plc. (Source, checked September 26, 2026)
Headquarters
Cambodia (Source, checked September 26, 2026)
Founded
2015 (Source, checked September 26, 2026)
Support channels
Phone (Source, checked September 26, 2026)

Apps and profiles

Elsewhere
LinkedInfacebook.com

Pros and cons

Pros

  • Direct lending from the bank itself, with no broker in the middle: direct lender.
  • One fixed rate for the whole term, so repayments stay level: fixed.
  • Licensed by the National Bank of Cambodia: B 46.
  • Amounts of up to $25,000 over terms of up to 60 cover a full project.

Cons

  • The rate of 15% sits above the site median of 12%.
  • Contact runs on phone alone, with no email or chat channel listed.
  • The product list is personal loans only, so nothing else is on offer: personal.

Ready to try Prince Bank?

Scored 8.6 / 10 by BorrowCue.

See alternatives

Who it suits

  • Cambodian salaried workers who can produce an employment certificate and salary proof, since eligibility is limited to Cambodian nationals.
  • People funding a single home improvement project, the stated use for the loan: home improvement.
  • Borrowers who prefer dealing with the lender itself, since Prince Bank lends directly, direct lender, rather than through an intermediary.

Who should look elsewhere

  • Not for applicants who are not Cambodian nationals, because eligibility is limited to Cambodians; Cashspace ES, with an APR of 0%, is a separate lender rather than a Prince Bank offer.
  • Not for the cheapest possible borrowing, since 15% is above the site median of 12% while Cashspace runs rates of PHP 12 to PHP 36 and Monzo Flex offers 10% to 23%.

How your money is protected

Prince Bank is a direct lender, direct lender, so an application sits with the bank rather than a broker. It holds a National Bank of Cambodia licence, B 46, which means a named regulator supervises the firm and its lending. Keep that licence reference handy when you compare lenders.

The company behind it

The lender is Prince Bank Plc., based in Cambodia and operating since 2015. Its licence with the National Bank of Cambodia is listed as B 46. Once you apply, contact runs through phone, so expect a phone conversation rather than a written help centre.

How Prince Bank compares

Where Prince Bank is available

Available
Cambodia
Licence in Cambodia
National Bank of Cambodia (B 46), checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What rate does Prince Bank charge on a personal loan?+

Prince Bank's personal loan runs at a fixed 15%. On the site that sits above the median of 12% for this kind of lending, so it is not the cheapest headline rate, though the fixed structure means the cost of borrowing stays steady across the term.

How much can I borrow?+

The maximum amount is up to $25,000, over terms of up to 60. That is a personal loan ceiling rather than a mortgage limit, and the stated use for the money is home improvement, so a kitchen refit fits the product better than a house purchase.

How long is the loan?+

Repayment runs over terms of up to 60, which sit at the long end of personal lending and keep the monthly amount lower for someone paid monthly. The fixed rate on fixed means that figure does not climb later in the term.

What credit check does Prince Bank run?+

Applications go through a hard credit check, hard, so the search leaves a mark on your file. That suits borrowers with a steady income and a salary certificate, and it is worth knowing before applying rather than after a decision.

Who can apply for the loan?+

Eligibility is narrow: Cambodian nationals only, adults with a valid ID card or passport, an employment certificate, and a salary certificate or bank statement. Bring those documents before starting, since each one sits on the eligibility list.

Is Prince Bank regulated?+

Yes. Prince Bank Plc. holds a National Bank of Cambodia licence, B 46, and its head office is in Cambodia. A licence means a named regulator supervises the firm, so the borrowing sits with a licensed bank.

How do I get help with an application?+

Contact runs on phone, so phone support is the route to questions about an application. There is no email or chat channel to fall back on, which is worth weighing if you prefer to keep a written record of the conversation.

Sources

Compiled from 3 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Arrangement fee, Funding time, Representative example.

Prince Bank

Direct, fixed-rate borrowing from a Cambodian bank for a home improvement project.

8.6/10See alternatives

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