PrestamosEnElDia review

Updated September 30, 2026 · BorrowCue Editorial Team · Facts checked September 30, 2026

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Our verdict

PrestamosEnElDia is a Mexican loan broker and comparison service that passes applications to third party lenders, not a lender itself. The rates shown are very high, with a TAE from 188.44% to 203.72% for the standard loans on the site and a wider stated range of 450% to 6175.6%. It suits people who need a...

Key facts

Best for
Best suited to someone who needs a short term amount of up to 90 days quickly, understands the cost is very high, and accepts that a third party lender will decide the application.
APR
188.44% to 203.72% (Source, checked September 30, 2026)
Term
2 to 3 months (Source, checked September 30, 2026)
Funding time
10 minutes (site claim) (Source, checked September 30, 2026)
Lender type
Broker (Source, checked September 30, 2026)
Eligibility
Mexican citizen over 18, a mobile phone and a Mexican ID document; work history and credit past are not a bar to applying (Source, checked September 30, 2026)
Loan types
Personal, Payday (Source, checked September 30, 2026)
Legal entity
Traffic Control S.A. (Source, checked September 30, 2026)
Headquarters
Switzerland (Source, checked September 30, 2026)
Support channels
Phone, Email (Source, checked September 30, 2026)
Official website
prestamoseneldia.com.mx

Pros and cons

Pros

  • Short application process, with the site describing about 10 minutes to apply and a response in under 10 minutes
  • No work history or credit past requirement is stated, as the site says any adult in Mexico over 18 may apply
  • One online form, available 24 hours a day, 7 days a week
  • A representative example is published, 300 MXN over 65 days with a cost of 45.26 MXN and total repayment of 345.26 MXN

Cons

  • The rates are very high, a TAE of 188.44% to 203.72% for the standard loans shown and a stated wider range of 450% to 6175.6%
  • No loan amount range is published on the site
  • Credit bureau checks are not stated, so it is not clear how applications are assessed
  • It is a broker, so the third party lenders decide the applications and their individual terms are not detailed on the site

Ready to try PrestamosEnElDia?

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Who it suits

  • Mexican adults over 18 with a mobile phone and a Mexican ID document who need a short term amount quickly
  • People who understand the cost is very high and will compare the total repayment before accepting an offer
  • Users who are comfortable having their application reviewed and passed on to third party lenders through a broker

Who should look elsewhere

  • Anyone who needs to borrow at a moderate cost, since the rates shown are very high and the term is only 65 to 90 days
  • People who want a regulated lender with published licence details and a clear credit assessment, since the site gives no licence number and does not state credit checks

What borrowing costs

PrestamosEnElDia states a TAE (annual rate) of 188.44% minimum and 203.72% maximum for the standard loans presented, and also cites a wider range from 450% to 6175.6% depending on the amount and the term. These are very high rates. The representative example given is 300 MXN over 65 days, with a cost of 45.26 MXN and a total repayment of 345.26 MXN. The site does not publish a range of loan amounts. No mention is made of additional fees, insurance or commissions.

Who regulates the service

PrestamosEnElDia is not a lender. The site states that Perstamoseneldia no es un prestamista and that the operator Traffic Control S.A. does not provide financial services in its own name. It aggregates offers from third party lenders and passes each application to them. The operator is listed as Traffic Control S.A., registration 132329, Rue Adrien-Lachenal 20, 1207 Geneva, Switzerland. No financial licence or authorisation issued by a Mexican authority is mentioned on the site, and no licence number is given.

Application and funding speed

Applications can be submitted in about 10 minutes, and the site states that a response arrives in under 10 minutes and that the money reaches the bank account in 10 minutes. The service is described as available 24 hours a day, 7 days a week. The process is: choose the amount and the term, complete the form, and each application is reviewed automatically before funds are sent. The term is between 65 and 90 days. No loan amount range is published, so the amounts offered cannot be confirmed from the site.

How your data and money are handled

Applications are made online, 24 hours a day, and funds are sent to a bank account. Applicants must be Mexican citizens over 18 with a mobile phone and a Mexican ID document, and the site states that any adult in Mexico may apply regardless of work history or credit past. Credit bureau checks are not stated, so it is not clear from the site whether one is carried out. The site claims more than 200 thousand clients in 3 years and that more than 90% of applications are approved. Both figures are claims by the site.

Who runs PrestamosEnElDia

The service is run by Traffic Control S.A., which the site lists at Rue Adrien-Lachenal 20, 1207 Geneva, Switzerland, with registration 132329 and the phone number +44 2032 8730 37. The site states that this operator does not provide financial services in its own name and acts as an aggregator of third party loan offers. The contact is a Swiss address and a UK phone number, while the service is aimed at people in Mexico.

How PrestamosEnElDia compares

Where PrestamosEnElDia is available

Available
Mexico

Countries from the brand (Source, checked September 30, 2026)

Frequently asked questions

Is PrestamosEnElDia a lender?+

No, it is a broker and comparison service that passes applications to third party lenders. The site states "Perstamoseneldia no es un prestamista" and that Traffic Control S.A. does not provide financial services in its own name.

What rates apply?+

The site gives a TAE from 188.44% to 203.72% for the standard loans shown, and a wider range of 450% to 6175.6% depending on the amount and term. These are very high rates, so the total repayment should be compared before accepting.

How much can I borrow?+

No loan amount range is published on the site. The applicant chooses an amount and a term in the form, with terms running between 65 and 90 days, but the final amount offered is not described.

How long does the process take?+

The site says the application takes about 10 minutes, with an answer in under 10 minutes and the money in the account in 10 minutes. These are claims made by the site and timings may vary.

Is a credit check carried out?+

The site does not state whether credit bureau checks are performed. It says that any adult in Mexico over 18 may apply regardless of work history or credit past.

Is the service regulated in Mexico?+

No Mexican licence or authorisation is mentioned on the site. The operator is Traffic Control S.A., registered in Switzerland, and the site states that it does not provide financial services in its own name.

Sources

Compiled from 3 source pages, checked September 30, 2026. We did not open an account.

Not confirmed yet: Loan amount, Arrangement fee, Credit check, Representative example.

PrestamosEnElDia

Best suited to someone who needs a short term amount of up to 90 days quickly, understands the cost is very high, and accepts that a third party lender will decide the application.

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