MultiMoney Costa Rica review

Updated September 29, 2026 · BorrowCue Editorial Team · Facts checked September 28, 2026

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Our verdict

MultiMoney Costa Rica suits borrowers in Costa Rica seeking a personal loan or credit line with rapid payout. It offers loans of CRC 300,000 to CRC 12,000,000 with terms of 60 and APR of 18%, plus early repayment without extra charge for flexible planning over time.

Key facts

Best for
Fast personal loans and credit lines in Costa Rica
APR
18% (Source, checked September 28, 2026)
Loan amount
CRC 300,000 to CRC 12,000,000 (Source, checked September 28, 2026)
Term
60 months (Source, checked September 28, 2026)
Funding time
In 5 minutes (Source, checked September 28, 2026)
Lender type
Direct lender (Source, checked September 28, 2026)
Free early repayment
Yes (Source, checked September 28, 2026)
Eligibility
Costa Rican, over 21 (Source, checked September 28, 2026)
Loan types
Personal, Credit-line (Source, checked September 28, 2026)
Legal entity
Financiera MultiMoney S.A. (Source, checked September 28, 2026)
Headquarters
Costa Rica (Source, checked September 28, 2026)
Support channels
Phone, Help-centre (Source, checked September 28, 2026)
Features
Same-day funding, Credit line
Official website
multimoney.com

Apps and profiles

Get the app
App StoreGoogle Play
Elsewhere
instagram.comfacebook.comyoutube.com

Pros and cons

Pros

  • Payout in In 5 minutes for urgent borrowing needs
  • Choice of personal loans and credit lines through personal and credit line
  • Extended repayment terms of 60 to spread payments

Cons

  • APR of 18% sits above the typical level of 15.6% for personal loans
  • Support runs on phone and help centre only
MultiMoney Costa Rica

Ready to try MultiMoney Costa Rica?

Scored 9.1 / 10 by BorrowCue.

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Who it suits

  • Adults in Costa Rica seeking fast funds with payout in In 5 minutes
  • Borrowers wanting a credit line alongside a personal loan via personal and credit line

Who should look elsewhere

  • Borrowers seeking lower APR cover may prefer Ibancar Prestamos at 12.74% to 13.01%
  • Borrowers wanting card linked credit may prefer AXI Card Tarjeta y Credito at 21.59%

How it compares on our data

On BorrowCue data for personal loans, MultiMoney Costa Rica places at 107 of 187 ranked on APR, around the middle for cost. For term length, it places at 28 of 129 ranked, showing longer horizons than many peers to help keep monthly budgets manageable.

The company behind it

MultiMoney Costa Rica is offered by Financiera MultiMoney S.A. based in Costa Rica. As a direct service, help is available through phone and help centre, which suits borrowers comfortable managing questions by phone or help centre articles rather than live chat. The setup keeps contact clear and documented for everyday loan servicing needs.

How MultiMoney Costa Rica compares

Where MultiMoney Costa Rica is available

Available
Costa Rica
Licence in Costa Rica
Superintendencia General de Entidades Financieras (SUGEF), checked September 28, 2026

Countries from the brand (Source, checked September 28, 2026)

Frequently asked questions

What loan sizes and repayment terms are available?+

MultiMoney Costa Rica offers loans of CRC 300,000 to CRC 12,000,000 with repayment terms of 60. That range suits varied needs, from smaller urgent costs to larger planned projects. You can match the size and length to your monthly budget before you apply.

What APR does MultiMoney Costa Rica charge?+

The listed APR is 18%. That sits near the typical level of 15.6% for personal loans on BorrowCue data. You should compare the APR with the term length to gauge the full cost.

How fast can you receive the funds?+

Payout is listed as In 5 minutes, supported by features of same day funding and credit line. That pace suits urgent needs where timing matters. You should still allow time for checks and bank transfer delays.

Can you repay the loan early?+

Free early repayment: yes. You can clear your balance ahead of schedule without added fees, which may lower total interest. You should confirm how partial prepayments are applied to your loan balance.

Who is eligible to apply?+

It is aimed at adults resident in Costa Rica who meet a minimum age rule. It acts as a direct lender, so you deal direct rather than through a broker. Loan cover includes personal and credit line for flexible borrowing.

How do you get customer support?+

Help is provided through phone and help centre. You can call for account queries or browse help centre guides for everyday servicing. The provider is Financiera MultiMoney S.A., which helps you confirm who you are dealing with.

Sources

Compiled from 5 source pages, checked September 28, 2026. We did not open an account.

Not confirmed yet: Arrangement fee, Credit check, Representative example.

MultiMoney Costa Rica

MultiMoney Costa Rica

Fast personal loans and credit lines in Costa Rica

9.1/10See alternatives

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