MoneySmart: facts and offers
Updated September 28, 2026 · BorrowCue Editorial Team
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Key facts
- APR
- 1% (Source, checked September 26, 2026)
- Lender type
- Broker (Source, checked September 26, 2026)
- Loan types
- Personal, Debt-consolidation, Car, Secured (Source, checked September 26, 2026)
- Use cases
- Home-improvement (Source, checked September 26, 2026)
- Legal entity
- MoneySmart Singapore Pte Ltd. (Source, checked September 26, 2026)
- Headquarters
- Singapore (Source, checked September 26, 2026)
- Founded
- 2009 (Source, checked September 26, 2026)
- Support channels
- Email, Community (Source, checked September 26, 2026)
- Official website
- moneysmart.sg
Mortgages
- Initial rate
- 1.28% (Source, checked September 26, 2026)
- Fixed period
- 2 to 5 years (Source, checked September 26, 2026)
- Maximum loan to value
- 75% (Source, checked September 26, 2026)
- Product fee
- SGD 0 (Source, checked September 26, 2026)
- Purpose
- Purchase, Remortgage, First-time-buyer, Home-equity (Source, checked September 26, 2026)
- Lender type
- Broker (Source, checked September 26, 2026)
- Legal entity
- MoneySmart Singapore Pte Ltd. (Source, checked September 26, 2026)
- Headquarters
- Singapore (Source, checked September 26, 2026)
- Founded
- 2009 (Source, checked September 26, 2026)
- Support channels
- Email, Community (Source, checked September 26, 2026)
Apps and profiles
- Elsewhere
How MoneySmart compares
8lends
Deudafix
myKredit
Dineria MX
DKB (Deutsche Kreditbank)
5in5
Multitude
Cashback Remortgage
TengeDa
Jeff.vn
Finbro
One Bridging Loans
MKB Bedrijfskrediet
Hypoteket
Renteradar
Bridgement
Mozzeno
Abakos
OneCredit KZ
MPOWA Finance
Srisawad
A money
Bom Pra Credito
Viva Credit
OK Zhongxun International
TF Bank EE
Crezu CO
Solcredito CO
Lendela SG
Meilleurtaux BE
Loan Hub India
Revolut
Where MoneySmart is available
- Available
- Singapore
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
Which company operates MoneySmart?+
MoneySmart is operated by MoneySmart Singapore Pte Ltd.. (Source, checked September 26, 2026)
Where is MoneySmart based?+
MoneySmart is based in Singapore. (Source, checked September 26, 2026)
When was MoneySmart founded?+
MoneySmart was founded in 2009. (Source, checked September 26, 2026)
How can I contact MoneySmart support?+
MoneySmart offers support through Email, Community. (Source, checked September 26, 2026)
Sources
- moneysmart.sg/home-loan checked September 26, 2026
Backs: Fixed period, Initial rate, Maximum loan to value, Purpose
“Your interest rate stays locked in for an initial period (typically 2-5 years).”
- moneysmart.sg/loans checked September 26, 2026
Backs: APR, Founded, Headquarters, Legal entity, Lender type, Loan types, Use cases
“Check out the Best Personal Loans in Singapore With Interest Rate As Low As 1.00% P.A”
- moneysmart.sg/press checked September 26, 2026
Backs: Support channels
“For media enquiries or interview requests, please email [email protected]; Follow us t.me/MoneySmartSingapore”
- moneysmart.sg/terms-of-use checked September 26, 2026
Backs: Product fee
“MoneySmart does not charge you a fee for its service in matching you with Lenders unless otherwise stated.”
Compiled from 4 source pages, checked September 28, 2026. We did not open an account.
Not confirmed yet: Loan amount, Term, Arrangement fee, Credit check, Funding time, Representative example.
