Money101 Taiwan review

Updated September 29, 2026 · BorrowCue Editorial Team · Facts checked September 29, 2026

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Our verdict

Money101 Taiwan suits adults in Taiwan comparing personal and home loans through a marketplace rather than a direct lender. Personal loan APR of 2.46% to 15.39% with terms of 36 to 84 and mortgage cover for purchase and remortgage make side by side comparison simple and quick for eligible borrowers.

Key facts

Best for
Borrowers in Taiwan comparing personal and home loans in one place
APR
2.46% to 15.39% (Source, checked September 29, 2026)
Loan amount
NT$100,000 to NT$8,000,000 (Source, checked September 29, 2026)
Term
36 to 84 months (Source, checked September 29, 2026)
Arrangement fee
NT$0 (Source, checked September 29, 2026)
Funding time
Fastest 1-hour disbursement (Source, checked September 29, 2026)
Representative example
NT$300,000 over 5 years at 0.01% first period then 2.54%-15.99% (Source, checked September 29, 2026)
Rate type
Variable (Source, checked September 29, 2026)
Lender type
Marketplace (Source, checked September 29, 2026)
Free early repayment
No (Source, checked September 29, 2026)
Eligibility
Aged 18-55 with 6+ months credit card (Source, checked September 29, 2026)
Loan types
Personal (Source, checked September 29, 2026)
Legal entity
Money101 Limited (Source, checked September 28, 2026)
Headquarters
Taiwan (Source, checked September 28, 2026)
Founded
2014 (Source, checked September 28, 2026)
Support channels
Email, Phone, Help-centre, Chat (Source, checked September 29, 2026)
Features
Same-day funding
Official website
money101.com.tw

Mortgages

Initial rate
2.06% (Source, checked September 29, 2026)
APRC
2.09% (Source, checked September 29, 2026)
Maximum loan to value
85% (Source, checked September 29, 2026)
Product fee
NT$20,000 (Source, checked September 29, 2026)
Purpose
Purchase, Remortgage, First-time-buyer, Home-equity (Source, checked September 29, 2026)
Lender type
Marketplace (Source, checked September 29, 2026)
Legal entity
Money101 Limited (Source, checked September 28, 2026)
Headquarters
Taiwan (Source, checked September 28, 2026)
Founded
2014 (Source, checked September 28, 2026)
Support channels
Email, Phone, Help-centre, Chat (Source, checked September 29, 2026)

Apps and profiles

Elsewhere
LinkedIn

Pros and cons

Pros

  • Personal loan APR of 2.46% to 15.39% with origination fee of NT$0 keeps upfront personal loan charges clear
  • Personal loans of TWD 100,000 to TWD 8,000,000 with terms of 36 to 84 suit planned larger borrowing
  • Home loan cover for purchase, remortgage and first time buyer with APRC of 2.09% and maximum loan to value of 85%

Cons

  • Early repayment is not free, so clearing a personal loan before terms of 36 to 84 can add extra cost
  • Personal loan pricing is variable at variable, so payments can change during the life of the loan
Money101 Taiwan

Ready to try Money101 Taiwan?

Scored 8.7 / 10 by BorrowCue.

See alternatives

Who it suits

  • Borrowers comparing personal loan rates who might otherwise use Ibancar Prestamos for APR led comparison
  • Home buyers and remortgagers who might otherwise use AXI Card Tarjeta y Credito for credit led comparison

Who should look elsewhere

  • Borrowers who want free early repayment may prefer Mi Prestamo over Money101 Taiwan because early repayment is not free here
  • Borrowers who want fixed monthly payments may prefer Ibancar Prestamos over Money101 Taiwan because pricing here is variable

Safety and regulation

Money101 Taiwan is a marketplace in form of marketplace, so you compare partner lenders rather than borrowing directly from the site. The published representative illustration describes a modest loan over several years with a very low opening period followed by a variable range, which helps you read headline rates with care.

Who runs it

The service is operated by Money101 Limited based in Taiwan and founded in 2014. If you need help while comparing loans, you can contact the team through email, phone and help centre, which covers mail, telephone, help centre and live chat for general questions.

How Money101 Taiwan compares

Where Money101 Taiwan is available

Available
Taiwan

Countries from the brand (Source, checked September 29, 2026)

Frequently asked questions

What does a personal loan cost through Money101 Taiwan?+

Money101 Taiwan lists personal loan APR of 2.46% to 15.39% with variable pricing of variable. Your actual rate depends on credit assessment and partner terms, so you should compare the full table before you apply.

How much can I borrow and for how long?+

Money101 Taiwan shows personal loans of TWD 100,000 to TWD 8,000,000 with terms of 36 to 84. That structure suits you if you want to spread larger borrowing over several years, subject to partner approval and credit checks.

Are there arrangement or product fees?+

Money101 Taiwan lists an origination fee of NT$0 for personal loans and a product fee of TWD 20,000 for home loans. You should factor those charges into total cost when you compare partner offers side by side.

How quickly could I receive the money?+

Money101 Taiwan lists funding as Fastest 1-hour disbursement for personal loans, with same day funding noted as a feature. Actual timing depends on the partner lender, documents supplied and approval, so you should confirm timing for your chosen offer.

Who can apply for a personal loan?+

Money101 Taiwan lists eligibility as Aged 18-55 with 6+ months credit card. That means the marketplace suits adults with established card history, while final approval remains with each partner lender after assessment.

What home loan options are shown?+

Money101 Taiwan covers home loans for purchase, remortgage and first time buyer with an initial rate of 2.06%, APRC of 2.09% and maximum loan to value of 85%. You can therefore compare purchase, remortgage and equity options in the same marketplace view.

How do I get help with an application?+

Money101 Taiwan operates as marketplace and support is available through email, phone and help centre. That gives you several ways to ask about eligibility, documents and partner terms before you choose.

Sources

Compiled from 5 source pages, checked September 29, 2026. We did not open an account.

Not confirmed yet: Credit check.

Money101 Taiwan

Money101 Taiwan

Borrowers in Taiwan comparing personal and home loans in one place

8.7/10See alternatives

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