mon.ge review

Updated September 28, 2026 · BorrowCue Editorial Team · Facts checked September 26, 2026

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Our verdict

mon.ge is a Georgian lender for small personal and payday loans, suited to employed Georgian citizens with a local bank account who need money in hours.

Key facts

Best for
Employed Georgian citizens needing a small short term loan funded the same day.
APR
46% (Source, checked September 26, 2026)
Loan amount
GEL 300 to GEL 1,500 (Source, checked September 26, 2026)
Term
1 month (Source, checked September 26, 2026)
Arrangement fee
20.00 GEL commission for a 150 GEL loan; 39.60 GEL commission for a 330 GEL loan (Source, checked September 26, 2026)
Funding time
15 to 30 minutes after the 1 GEL account identification transfer, during working hours Mon-Fri 10:00-18:00 (Source, checked September 26, 2026)
Representative example
150 GEL loan for 30 days: 20.00 GEL commission, 170 GEL to repay, 46% effective (Source, checked September 26, 2026)
Lender type
Direct lender (Source, checked September 26, 2026)
Eligibility
Employed Georgian citizens aged 24-55 with stable income and an active bank account at a bank in Georgia (Source, checked September 26, 2026)
Origination fee (%)
12% (Source, checked September 26, 2026)
Loan types
Personal, Payday (Source, checked September 26, 2026)
Legal entity
Monline LLC (შპს „მონლაინ“), tax ID 404945663 (Source, checked September 26, 2026)
Headquarters
Georgia (Source, checked September 26, 2026)
Founded
2015 (Source, checked September 26, 2026)
Support channels
Email, Phone, Help-centre (Source, checked September 26, 2026)
Features
Same-day funding
Official website
mon.ge

Apps and profiles

Elsewhere
facebook.com

Pros and cons

Pros

  • Same day funding: the money lands shortly after your account identification transfer.
  • Small sums of GEL 300 to GEL 1,500, sized for a short gap rather than a big expense.
  • Support through email, phone and help centre, with phone included.
  • A single named lender, Monline LLC (შპს „მონლაინ“), tax ID 404945663, handles the application and the repayment.

Cons

  • APR of 46% sits well above the 12.25% median for the personal loans we track.
  • A term of 1 leaves no room to spread the repayment.
  • The GEL 300 to GEL 1,500 ceiling is far below the €556.48 median amount in that data.

Ready to try mon.ge?

Scored 8.6 / 10 by BorrowCue.

See alternatives

Who it suits

  • Employed Georgian citizens with stable income and an active bank account in the country
  • Borrowers who can clear the whole balance in a single payment
  • People who need a small amount today rather than a larger sum spread over years

Who should look elsewhere

  • Anyone wanting a longer repayment period, since the term is 1.
  • Borrowers who need a larger sum, as the GEL 300 to GEL 1,500 ceiling sits below the €556.48 median.
  • Readers after a fee free product, since Cashspace ES lists 0%.

How it compares on our data

On APR, mon.ge sits at 305 out of 350 brands we track, so its rate falls towards the dearer end of that ranking. On term it ranks 211 out of 232, which puts it towards the short end of the terms in the same data. Read together the picture is consistent: short access to money rather than a long, cheaper loan.

The company behind it

mon.ge is operated by Monline LLC (შპს „მონლაინ“), tax ID 404945663, based in Georgia and trading since 2015. Borrowers can reach the company through email, phone and help centre, and the same named entity handles the application, the contract and the repayment, which keeps the point of contact simple for a product this short.

How mon.ge compares

Where mon.ge is available

Available
Georgia

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What rate does mon.ge charge?+

The advertised rate is 46%, well above the 12.25% median APR across the personal loans we track. It reflects the cost of a short, fast product rather than a cheap way to borrow over years, so compare it against other payday style lenders as well as personal loans.

How much can I borrow?+

Loan amounts run GEL 300 to GEL 1,500, so the ceiling is well below the €556.48 median amount in our personal loan data. It suits a gap between paydays rather than a planned large purchase.

What fees are charged on a mon.ge loan?+

The charge is a commission of 12% of the amount borrowed, set out in a published example that adds the commission to the sum you hand back. Both the personal and payday products carry that same arrangement charge.

How long do I have to repay?+

The term is 1, so the whole balance falls due in a single repayment at the end of it. That is the trade-off here, since most of the personal loans we track spread repayments over 36 months.

How fast does the money arrive?+

Money moves fast, but the process sets the pace: you confirm your bank account with an identification transfer first. The same day funding listed as same day funding depends on that step and on weekday working hours, so an application outside them waits.

Who can apply?+

Eligibility is narrow: employed Georgian citizens past a minimum age, with stable income and an active account at a bank in Georgia, and the same conditions apply to the 46% payday product as to the personal one.

Is mon.ge a lender or a broker?+

It is a direct lender, so the contract and the money run through a single company rather than a middleman. The lending entity is Monline LLC (შპს „მონლაინ“), tax ID 404945663, based in Georgia, and it offers both personal and payday loans.

How do I get help if something goes wrong?+

You can reach the team through email, phone and help centre, which covers a help centre, phone and email. The same channels handle repayment questions, so have your loan reference ready before you get in touch.

Sources

  • mon.ge checked September 26, 2026

    Backs: APR, Founded, Arrangement fee, Origination fee (%), Representative example

    “პროცენტი 39.6 / ეფექტური 46 (effective rate 46% in the online loan calculator for a 330 GEL loan)”

  • mon.ge/Contact.aspx checked September 26, 2026

    Backs: Headquarters, Support channels

    “მისამართი საქართველო, ქ. თბილისის, ვაკე-საბურთალოს რაიონი, ალ. ყაზბეგის გამზირი No 24”

  • mon.ge/FAQ.aspx checked September 26, 2026

    Backs: Loan amount, Eligibility, Funding time, Loan types, Term

    “სესხის ოდენობა მერყეობს 300-დან 1500 ლარამდე”

  • mon.ge/howGetLoan.aspx checked September 26, 2026

    Backs: Features

    “დამტკიცებული სესხი 15 წუთის განმავლობაში ჩაგერიცხებათ იმ საბანკო ანგარიშზე”

  • mon.ge/HowReturnLoan.aspx checked September 26, 2026

    Backs: Legal entity, Lender type

    “მიმღები: შპს „მონლაინ“ ს/კ 404945663”

Compiled from 5 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Credit check.

mon.ge

Employed Georgian citizens needing a small short term loan funded the same day.

8.6/10See alternatives

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