Mercado Pago: facts and offers

Updated September 28, 2026 · BorrowCue Editorial Team

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Key facts

Loan amount
up to ARS 135,000,000 (Source, checked September 26, 2026)
Term
up to 18 months (Source, checked September 26, 2026)
Arrangement fee
0 ARS (Source, checked September 26, 2026)
Credit check
Hard (Source, checked September 26, 2026)
Funding time
same day, deposited in your Mercado Pago account once you accept the credit (Source, checked September 26, 2026)
Rate type
Fixed (Source, checked September 26, 2026)
Lender type
Direct lender (Source, checked September 26, 2026)
Loan types
Business, Cash-advance, Credit-line, Personal (Source, checked September 26, 2026)
Credit needed
Good (Source, checked September 26, 2026)
Legal entity
MercadoLibre S.R.L. (Source, checked September 26, 2026)
Headquarters
Argentina (Source, checked September 26, 2026)
Support channels
Email, Help-centre (Source, checked September 26, 2026)
Pricing model
Fixed rate
Features
Credit line, Same-day funding
Official website
mercadopago.com

Apps and profiles

Get the app
App Store

How Mercado Pago compares

Where Mercado Pago is available

Available
Argentina, Brazil, Mexico

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

Which company operates Mercado Pago?+

Mercado Pago is operated by MercadoLibre S.R.L.. (Source, checked September 26, 2026)

Where is Mercado Pago based?+

Mercado Pago is based in Argentina. (Source, checked September 26, 2026)

How can I contact Mercado Pago support?+

Mercado Pago offers support through Email, Help-centre. (Source, checked September 26, 2026)

Sources

Compiled from 3 source pages, checked September 28, 2026. We did not open an account.

Not confirmed yet: APR, Representative example.

Mercado Pago

Mercado Pago

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