Lenders.lt review

Updated September 28, 2026 · BorrowCue Editorial Team · Facts checked September 26, 2026

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Our verdict

Lenders.lt suits Lithuanian borrowers who want a fixed rate and Within 1 working hour funding. Comparison costs sit at 0 EUR - no fee for the comparison service, and as an intermediary the rate depends on the lender you are matched to.

Key facts

Best for
Borrowers who want a fixed rate, quick payout and no charge for the comparison service.
APR
8% to 102% (Source, checked September 26, 2026)
Loan amount
€500 to €35,000 (Source, checked September 26, 2026)
Term
3 to 120 months (Source, checked September 26, 2026)
Arrangement fee
0 EUR - no fee for the comparison service (Source, checked September 26, 2026)
Funding time
Within 1 working hour (Source, checked September 26, 2026)
Representative example
Borrowing EUR 3,000 via one of our represented lenders over a 60-month contract: fixed annual interest rate 7.9%, monthly account servicing fee EUR 0.70, total repayable EUR 3,683.14, total annual consumer credit cost rate 9.7%, regular monthly instalment EUR 60.69 (Source, checked September 26, 2026)
Rate type
Fixed (Source, checked September 26, 2026)
Lender type
Broker (Source, checked September 26, 2026)
Free early repayment
Yes (Source, checked September 26, 2026)
Eligibility
Legal-age adults applying online with verified identity (mobile signature, Smart-ID, Instantor or 1-cent bank transfer) (Source, checked September 26, 2026)
Loan types
Personal, Car, Debt-consolidation, Business, Secured (Source, checked September 26, 2026)
Use cases
Home-improvement (Source, checked September 26, 2026)
Legal entity
UAB LENDERS (Source, checked September 26, 2026)
Headquarters
Lithuania (Source, checked September 26, 2026)
Support channels
Email, Phone, Help-centre (Source, checked September 26, 2026)
Pricing model
Fixed rate
Features
Same-day funding
Official website
lenders.lt

Mortgages

Initial rate
7.9% (Source, checked September 26, 2026)
APRC
9.7% (Source, checked September 26, 2026)
Fixed period
5 years (Source, checked September 26, 2026)
Product fee
€0 (Source, checked September 26, 2026)
Purpose
Purchase, Remortgage (Source, checked September 26, 2026)
Lender type
Broker (Source, checked September 26, 2026)
Legal entity
UAB LENDERS (Source, checked September 26, 2026)
Headquarters
Lithuania (Source, checked September 26, 2026)
Support channels
Email, Phone, Help-centre (Source, checked September 26, 2026)

Apps and profiles

Elsewhere
LinkedIn

Pros and cons

Pros

  • Comparing offers costs 0 EUR - no fee for the comparison service.
  • Money can arrive Within 1 working hour on offers marked for same day funding.
  • Borrowing runs €500 to €35,000 over terms of 3 to 120.
  • Free early repayment lets you clear the balance without an early repayment charge.

Cons

  • The top of 8% to 102% sits well above the median of 12%.
  • It is a broker, so the contract sits with a partner lender rather than with Lenders.lt.
  • Support runs on email, phone and help centre only.
Lenders.lt

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Scored 8.8 / 10 by BorrowCue.

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Who it suits

  • Borrowers in Lithuania applying online with verified identity, by mobile signature, Smart-ID, Instantor or a small bank transfer
  • Anyone repaying early, since free early repayment is available
  • Borrowers consolidating debts, buying a car or funding home improvement

Who should look elsewhere

  • Borrowers after a variable rate, since the model is fixed rate
  • Anyone wanting an interest free offer, where Cashspace ES lists fees of 0%
  • Those wanting a lower ceiling on the rate can weigh Cashspace, whose fees of PHP 12 to PHP 36 sit in a tighter band

The company behind it

Lenders.lt is run by UAB LENDERS, based in Lithuania. The Bank of Lithuania lists the company as a dependent consumer credit intermediary and as an independent credit intermediary related to real estate, so the offers on the panel come from partner lenders. Support runs on email, phone and help centre, so help is by phone, email or the online help centre.

How Lenders.lt compares

Where Lenders.lt is available

Available
Lithuania
Licence in Lithuania
Bank of Lithuania (Lietuvos bankas) - dependent consumer credit intermediary, checked September 26, 2026
Licence in Lithuania
Bank of Lithuania (Lietuvos bankas) - independent credit intermediary related to real estate, checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What does it cost to arrange a loan through Lenders.lt?+

Comparing offers on the site costs 0 EUR - no fee for the comparison service. The product fee is listed at €0, and the fee a partner lender charges comes from its own offer rather than from the comparison service.

How much can I borrow, and for how long?+

Amounts run €500 to €35,000 with terms of 3 to 120. That covers small personal loans and longer borrowing, and the panel includes personal, car, debt consolidation, business and secured loans.

Is the rate fixed or variable?+

The rate type is fixed and the model a fixed rate, so the illustrated rate holds across the term. The illustration pairs a fixed annual interest rate with a total annual consumer credit cost rate of 9.7%, and covers purchase and remortgage purposes.

Is Lenders.lt the lender, or an intermediary?+

It is a broker, and the terms come from a partner lender rather than from Lenders.lt itself. The offer panel is chosen for you, which means the rate you are given sits somewhere in the fees of 8% to 102% depending on the partner and your profile.

Who regulates the service?+

The Bank of Lithuania lists Lenders.lt as a dependent consumer credit intermediary and as an independent credit intermediary related to real estate. That registration covers the intermediary role, while the lending contract itself sits with the partner lender you are matched to.

How quickly can I get the money?+

Funding is listed as Within 1 working hour, and the offer is marked for same day funding. Applying online is part of the process, with identity checked by mobile signature, Smart-ID, Instantor or a small bank transfer.

Can I repay the loan early without a charge?+

Free early repayment is available, so you can clear the balance before the end of the term without an early repayment charge. With a fixed rate held across the term, the cost of clearing early drops as the remaining interest disappears.

How does the rate compare with the wider market?+

The rate range of 8% to 102% stretches well past the median of 12% across the loans listed here. That spread comes from several partner lenders on the panel, so the rate you are quoted depends on which one you are matched with and on your profile.

Sources

  • lenders.lt checked September 26, 2026

    Backs: APRC, Fixed period, Initial rate, Product fee, Purpose

    “consumer loan total cost annual rate (BVKKMN) is 9.7 proc.”

  • lenders.lt checked September 26, 2026

    Backs: APR, Funding time, Loan types, Pricing model, Arrangement fee, Rate type, Representative example, Support channels, Use cases

    “faktiškai taikoma bendros vartojimo kredito kainos metinė norma (BVKKMN) - nuo 8% iki 102% (consumer loan, total annual consumer credit cost rate applied ranges from 8% to 102%)”

  • lenders.lt/kredito-tarpininkas checked September 26, 2026

    Backs: Lender type

    “veikianti kaip priklausomas vartojimo kredito tarpininkas (operating as a dependent consumer credit intermediary)”

  • lenders.lt/paskola-vartojimui checked September 26, 2026

    Backs: Loan amount, Features, Free early repayment, Term

    “Paskolos suma: Nuo 500 EUR iki 35 000 EUR (Consumer loan: Loan amount from EUR 500 to EUR 35,000)”

  • lenders.lt/taisykles checked September 26, 2026

    Backs: Eligibility, Headquarters, Legal entity

    “jis yra pilnametis ir veiksnus fizinis asmuas (he is a legal-age adult and a capable natural person)”

  • lb.lt/lt/finansu-rinku-dalyviai/uab-lenders checked September 26, 2026

    Backs: Licences

Compiled from 6 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Credit check.

Lenders.lt

Lenders.lt

Borrowers who want a fixed rate, quick payout and no charge for the comparison service.

8.8/10See alternatives

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