Kueski review

Updated September 28, 2026 · BorrowCue Editorial Team · Facts checked September 26, 2026

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Our verdict

Kueski suits Mexican adults who want a personal loan approved fast, with money reaching the bank account the same day. It lends directly, works with a credit check of none and poor credit, and clears balances quickly, but its cost range reaches far above 10% to 23%.

Key facts

Best for
A personal loan in Mexico for someone with poor credit who can clear a short term and avoid extra interest.
APR
0% to 486% (Source, checked September 26, 2026)
Loan amount
MX$200 to MX$26,000 (Source, checked September 26, 2026)
Term
3.3 to 6 months (Source, checked September 26, 2026)
Arrangement fee
0 MXN (Source, checked September 26, 2026)
Credit check
None (Source, checked September 26, 2026)
Funding time
Answer in minutes, money credited to your bank account the same day (Source, checked September 26, 2026)
Representative example
For 1,000 pesos you would pay 1,101.87 pesos including VAT on interest over 5 fortnights; average CAT 153.31% (Source, checked September 26, 2026)
Lender type
Direct lender (Source, checked September 26, 2026)
Free early repayment
Yes (Source, checked September 26, 2026)
Eligibility
Mexican nationality, 18 years or older, valid voter ID (credencial para votar) or passport, own bank account (Source, checked September 26, 2026)
Loan types
Personal (Source, checked September 26, 2026)
Credit needed
Poor (Source, checked September 26, 2026)
Legal entity
Kueski, S.A.P.I. de C.V., SOFOM, E.N.R. (Source, checked September 26, 2026)
Headquarters
Mexico (Source, checked September 26, 2026)
Founded
2012 (Source, checked September 26, 2026)
Support channels
Phone, Chat, Help-centre, Email (Source, checked September 26, 2026)
Features
Same-day funding
Official website
kueski.com

Apps and profiles

Get the app
Google Play
Elsewhere
LinkedInXyoutube.com

Pros and cons

Pros

  • No origination fee: 0 MXN is charged on a personal loan.
  • Money is credited to your own bank account the same day, the feature same day funding covers.
  • A credit check of none and a poor credit profile, so a thin file does not rule you out.
  • Free early repayment, so clearing a balance ahead of schedule cuts the interest.

Cons

  • The cost range of 0% to 486% reaches far higher than 10% to 23%, so the upper end is expensive.
  • Terms run 3.3 to 6, far shorter than the 48 typical across this market, which leaves little room to slip.
  • Only personal lending is offered, so there is no second product to line a cheaper rate up against.
Kueski

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Scored 9.1 / 10 by BorrowCue.

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Who it suits

  • Mexican adults with poor credit who need cash in their account the same day.
  • Borrowers who can clear the balance inside 3.3 to 6 without rolling the debt onward.
  • People who want one lender from application to repayment, since direct lender.

Who should look elsewhere

  • Anyone chasing a low cost: Monzo Flex quotes 10% to 23%.
  • Borrowers who need a long schedule: Cashspace at PHP 12 to PHP 36 is the alternative to weigh on cost and term.
  • Applicants outside Mexico, who fall outside the Mexican nationality requirement.

Safety and regulation

Kueski is a direct lender, so the same company reviews the application, funds the loan and collects the repayments. Its representative example shows VAT added to the interest, so the sum repaid comes out above the amount borrowed across a short fortnightly schedule. It is a SOFOM registered with CONDUSEF rather than a bank, so the contract terms deserve a close read.

Who runs it

Kueski operates as Kueski, S.A.P.I. de C.V., SOFOM, E.N.R. and is headquartered in Mexico, having started in 2012. Support runs on phone, chat and help centre, so questions can go through a phone line, live chat, email or the help centre. That spread of channels matters here, because a short term leaves little room to sort a problem out late.

How Kueski compares

Where Kueski is available

Available
Mexico
Licence in Mexico
CONDUSEF (Comisión Nacional para la Protección y Defensa de los Usuarios de Servicios Financieros), SOFOM E.N.R. registered in SIPRES/RECA, checked September 26, 2026
Licence in Mexico
CNBV (Comisión Nacional Bancaria y de Valores), supervision under article 56 of the LGOAAC, checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What does a Kueski personal loan cost?+

There is no origination fee: 0 MXN applies to a personal loan. Interest depends on your own profile, and the published rate runs 0% to 486%, so what you repay can differ a lot between applicants. Read the figure on your own offer rather than a headline rate.

How much can I borrow from Kueski?+

Loan amounts run MXN 200 to MXN 26,000 in Mexican pesos, from a small bridging loan to a much larger payment. The top of that range carries a cost well above 10% to 23%, so a bigger balance costs more here than at a lower rate lender.

How long do I have to repay?+

Terms run 3.3 to 6, much shorter than the 48 typical across the personal loan market. The short schedule suits an unexpected bill, but instalments that size only work if the balance is being cleared rather than extended.

Will a credit check stop me applying?+

The credit check is listed as none and the profile aimed at is poor, so a thin credit file does not rule you out. It also means approval turns less on a bureau score, which is no substitute for a budget you can meet.

How fast is the money?+

An answer comes in minutes and the loan is credited to your bank account the same day, the feature same day funding covers. No fee is taken at application, since 0 MXN applies, and the account has to be in your own name, so a joint account will not work.

Who can apply for a Kueski loan?+

Eligibility is narrow: Mexican nationality, adults only, a valid voter ID (credencial para votar) or a passport, and a bank account in your own name. Applicants outside Mexico, or without that account, cannot apply.

Is the lender regulated?+

Kueski is a SOFOM registered with CONDUSEF in Mexico and lends its own money as a direct lender, so the same body reviews the application and collects the repayments. The contract terms bind both sides, and the representative example shows VAT added to the interest.

Can I repay early without a charge?+

Yes. Free early repayment is part of the offer, so clearing a balance ahead of schedule carries no penalty. With a term of 3.3 to 6 and a rate reaching 0% to 486%, paying early is the quickest way to cut what you pay in interest.

Sources

Compiled from 5 source pages, checked September 26, 2026. We did not open an account.

Kueski

Kueski

A personal loan in Mexico for someone with poor credit who can clear a short term and avoid extra interest.

9.1/10See alternatives

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