Kreditstar.lv review

Kreditstar.lv charges a fee of 336 EUR on a personal loan, and the representative example shows that fee pushing the total repayable well above the amount borrowed. The APR band is 12% to 29.9%, so read the all-in figure on an offer rather than the headline rate.

Amounts run €500 to €25,000 and terms run 3 to 84, so a large renovation and a smaller consolidation job both fit. The listed loan types are personal, debt consolidation and credit line, and home improvement is called out as a use, with the rate set by the lender you are matched with.

The broker operates in Latvia and limits eligibility to permanent residents of Latvia who are adults, have regular official income, and keep an active current account at a Latvian bank, with a valid phone number and email. Applicants on that setup can apply across the listed loan types.

Funding is the same day after you sign the contract, and the exact timing depends on the chosen lender and bank. Same-day funding is the standout feature here, recorded as same day funding, so treat the same-day promise as set by the partner lender rather than a fixed service level.

Kreditstar.lv lists a credit intermediary licence, KS-25, in Latvia, and works as a broker. As a broker, the contract you sign is with the lender it introduces, and the page does not name the issuing authority, so confirm the entry in the register yourself.

Free early repayment is no here, so clearing a personal loan before the end of the 3 to 84 term can cost you. The representative example shows the total repayable running well above the amount borrowed, and an early exit would chip away at that gap.

Support runs on phone, email and help centre, and phone is the more common route across the site at 85%. A call is a reasonable first step for anything urgent, including a same-day funding timeline, while a help centre sits behind it for questions that can wait.

Kreditstar.lv runs 12% to 29.9% with a fee of 336 EUR, while Cashspace runs PHP 12 to PHP 36, Cashspace ES lists 0%, and Monzo Flex runs 10% to 23%. Its standing on the site is modest: it ranks 378 of 685 brands on loan amount.