Kliklaan review

Updated September 30, 2026 · BorrowCue Editorial Team · Facts checked September 30, 2026

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Our verdict

Kliklaan suits borrowers in Denmark seeking a personal loan with rate type fixed and predictable payments across extended terms and guided help. APR of 15.89% to 21.1% with amounts of DKK 10,000 to DKK 200,000 over 48 to 96 months and early repayment without added charge gives clarity for planning larger expenses responsibly.

Key facts

Best for
Borrowers in Denmark planning larger expenses with steady payments.
APR
15.89% to 21.1% (Source, checked September 30, 2026)
Loan amount
DKK 10,000 to DKK 200,000 (Source, checked September 30, 2026)
Term
48 to 96 months (Source, checked September 30, 2026)
Credit check
Hard (Source, checked September 30, 2026)
Funding time
within 2-3 bank days (Source, checked September 30, 2026)
Representative example
Fixed debtor rate 13.62% - 20.98%, APR 15.89% - 21.10%, total repayable 84,664 - 90,103 kr, total costs 16,664 - 22,103 kr, term 36-120 months, max APR 24.87% (Source, checked September 30, 2026)
Rate type
Fixed (Source, checked September 30, 2026)
Lender type
Direct lender (Source, checked September 30, 2026)
Free early repayment
Yes (Source, checked September 30, 2026)
Eligibility
Danish phone numbers only, MitID validation (Source, checked September 30, 2026)
Loan types
Personal (Source, checked September 30, 2026)
Legal entity
LEASY A/S (Source, checked September 30, 2026)
Headquarters
Denmark (Source, checked September 30, 2026)
Support channels
Phone, Help-centre (Source, checked September 30, 2026)
Pricing model
Fixed rate
Official website
kliklaan.dk

Pros and cons

Pros

  • APR of 15.89% to 21.1% sits near the personal loan middle of 17.76% for predictable budgeting.
  • Amounts of DKK 10,000 to DKK 200,000 paired with terms of 48 to 96 months suit larger planned spending with steady structure.
  • Early repayment without added charge plus rate type fixed gives control over total cost through fixed rate.
  • Support through phone and help centre gives guided help from direct lender direct lender based in Denmark.

Cons

  • Credit applications face a hard check through hard which leaves a mark for future borrowing.
  • Money arrives within 2-3 bank days which feels slow beside lenders offering rapid payout in 87.2%.
  • Access asks for Danish details and identity validation under Danish phone numbers only, MitID validation which narrows availability outside that group.
Kliklaan

Ready to try Kliklaan?

Scored 9.2 / 10 by BorrowCue.

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Who it suits

  • Borrowers in Denmark seeking a personal loan of DKK 10,000 to DKK 200,000 with rate type fixed.
  • Planners wanting extended terms of 48 to 96 months with early repayment flexibility.
  • Applicants comfortable with a hard check of hard and funding of within 2-3 bank days.

Who should look elsewhere

  • Readers outside Danish phone and MitID setup should consider Mi Prestamo given access under Danish phone numbers only, MitID validation.
  • Readers needing rapid payout should consider AXI Card Tarjeta y Credito given funding of within 2-3 bank days.

Rates and costs

APR of 15.89% to 21.1% frames the cost of the personal loan range, with the final rate set by credit review and chosen amount and term. The published illustration describes fixed debtor rate bands alongside APR bands and total repayable and total costs across extended terms, plus a stated maximum APR cap for context. Early repayment without added charge allows borrowers to shorten the agreement and curb interest when spare funds become available, which adds useful flexibility to a fixed payment plan.

Applying and getting the money

Funds arrive within 2-3 bank days after approval and signing, so applicants should allow time for bank processing rather than expecting rapid payout. Amounts of DKK 10,000 to DKK 200,000 support mid range projects through to larger purchases, with the structure aimed at planned spending rather than very small advances. Terms of 48 to 96 months spread repayment across several years, which lowers monthly pressure while raising the importance of comparing total cost across the chosen duration.

Who runs it

The lender is LEASY A/S operating as a direct lender, so the loan agreement and servicing stay with the same party rather than passing through a broker. Home base of DK places oversight and customer focus around Danish borrowers and local validation methods. Support runs through phone and help centre, giving phone contact alongside self help material for questions on eligibility, payments and early settlement.

How Kliklaan compares

Where Kliklaan is available

Available
Denmark

Countries from the brand (Source, checked September 30, 2026)

Frequently asked questions

What does borrowing cost at Kliklaan?+

APR of 15.89% to 21.1% applies to the personal loan range, with pricing shaped by amount and term. The published illustration outlines debtor rate bands and total repayable and total costs, so readers see cost before applying. Early repayment without added charge helps reduce interest when funds allow.

How much can be borrowed and over what period?+

Amounts of DKK 10,000 to DKK 200,000 cover mid range to larger plans such as home work or vehicle purchase. Terms of 48 to 96 months keep monthly payments spread across several years. Rate type fixed under model fixed rate keeps payments predictable through the agreement.

Does applying affect the credit file?+

Applications use hard so the request appears on the credit file. There is no soft prequalification path in the stated process. Borrowers with fragile credit should weigh the effect before applying.

How long does payout take after approval?+

Approved funds arrive within 2-3 bank days after checks and signing. This is not rapid payout and planning should allow for bank processing. Applicants should have documents and validation ready to avoid added delay.

Who can apply for a Kliklaan loan?+

Access is built around Danish phone contact and MitID validation under Danish phone numbers only, MitID validation. Applicants outside that setup will struggle to complete checks. Residents with local details move through validation more smoothly.

Who runs Kliklaan and how is support handled?+

Kliklaan operates as direct lender under LEASY A/S with home base DK. Support runs through phone and help centre for guidance on terms and repayment. Direct lending keeps the agreement and servicing with the same party.

What type of loan is offered?+

Loan offering centres on personal with rate type fixed under model fixed rate. There is no revolving credit or card facility in the described range. Borrowers seeking flexible redraw should consider other structures.

Sources

  • kliklaan.dk checked September 30, 2026

    Backs: Headquarters, Legal entity, Lender type

    “Østre Stationsvej 1-5 5000 Odense C”

  • kliklaan.dk/laan-og-personlige-oplysninger checked September 30, 2026

    Backs: APR, Eligibility, Representative example

    “Fast debitorrente 13,62% - 20,98%. ÅOP 15,89% - 21,10%.”

  • kliklaan.dk/om-kliklaan checked September 30, 2026

    Backs: Loan amount, Free early repayment, Loan types, Term

    “Låne fra 10.000 til 200.000 kr.”

  • kliklaan.dk/spoergsmaal-og-svar checked September 30, 2026

    Backs: Credit check, Funding time, Pricing model, Rate type, Support channels

    “Ring 88 88 88 88”

Compiled from 4 source pages, checked September 30, 2026. We did not open an account.

Not confirmed yet: Arrangement fee.

Related by the facts

Kliklaan

Kliklaan

Borrowers in Denmark planning larger expenses with steady payments.

9.2/10See alternatives

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