Klicklan review

Updated September 30, 2026 · BorrowCue Editorial Team · Facts checked September 30, 2026

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Our verdict

Klicklan suits adults registered in Sweden seeking a direct personal loan with payout in Same business day or next business day. Amounts extend to up to SEK 40,000 with variable pricing of variable and support on phone and email for planned structured flexible monthly budgets.

Key facts

Best for
Swedish borrowers seeking fast direct personal loans
Loan amount
up to SEK 40,000 (Source, checked September 30, 2026)
Term
12 to 84 months (Source, checked September 30, 2026)
Arrangement fee
SEK 495 setup fee + SEK 19 admin fee (Source, checked September 30, 2026)
Funding time
Same business day or next business day (Source, checked September 30, 2026)
Representative example
SEK 45000 loan at 21.6% variable over 82 months, 82 payments of SEK 1066 plus SEK 495 setup and SEK 19 admin, effective 25.24%, total SEK 88945 (Source, checked September 30, 2026)
Rate type
Variable (Source, checked September 30, 2026)
Lender type
Direct lender (Source, checked September 30, 2026)
Free early repayment
Yes (Source, checked September 30, 2026)
Eligibility
Age 24+, registered in Sweden for 36 months (Source, checked September 30, 2026)
Loan types
Personal (Source, checked September 30, 2026)
Legal entity
Thorn Svenska AB (Source, checked September 30, 2026)
Headquarters
Sweden (Source, checked September 30, 2026)
Founded
1970 (Source, checked September 30, 2026)
Support channels
Phone, Email (Source, checked September 30, 2026)
Features
Same-day funding
Official website
klicklan.se

Apps and profiles

Elsewhere
LinkedInTrustpilot

Pros and cons

Pros

  • Payout in Same business day or next business day with same day funding for time sensitive needs
  • Personal lending of personal with amounts to up to SEK 40,000
  • Direct lending under direct lender with clear responsibility
  • Early repayment without extra charge helps exit longer plans

Cons

  • Variable pricing of variable means monthly cost can move during the term
  • Fees of SEK 495 setup fee + SEK 19 admin fee add upfront and ongoing cost to borrowing
  • Support runs on phone and email only, without chat or help centre

Ready to try Klicklan?

Scored 9.3 / 10 by BorrowCue.

See alternatives

Who it suits

  • Adults in Sweden seeking a direct personal loan with fast payout
  • Borrowers planning mid sized costs over flexible monthly terms
  • Borrowers who value exit without extra charge

Who should look elsewhere

  • Borrowers outside Sweden who need euro loans and may prefer Ibancar Prestamos
  • Borrowers seeking fixed payments who may prefer a fixed rate alternative over variable pricing
  • Borrowers seeking card credit who may prefer AXI Card Tarjeta y Credito

Safety and regulation

Klicklan acts as a direct lender under direct lender. The published representative example describes a variable rate loan repaid in monthly instalments across several years, with setup and admin fees included, an effective rate above the nominal rate, and a stated total payable.

Regulation

Klicklan operates as a direct lender under direct lender, so the credit agreement is with the lender itself rather than with a broker or marketplace.

Who runs it

The operator is Thorn Svenska AB based in Sweden with origins in 1970. Customer contact runs through phone and email by phone and email.

How Klicklan compares

Where Klicklan is available

Available
Sweden
Licence in Sweden
Finansinspektionen, checked September 30, 2026

Countries from the brand (Source, checked September 30, 2026)

Frequently asked questions

What fees does Klicklan charge+

Klicklan charges fees of SEK 495 setup fee + SEK 19 admin fee for personal lending. The setup charge applies at the start while the admin charge applies during repayment. These sit alongside variable interest of variable and affect the total payable shown in the representative example.

How large a loan can be requested+

Klicklan offers amounts to up to SEK 40,000 for personal use under personal. The structure suits planned purchases, home costs or refinancing of smaller balances. Availability depends on assessment and on meeting the stated eligibility linked to residence in Sweden.

How long can repayment last+

Terms run 12 to 84 months, which allows lower monthly instalments over longer plans or faster clearance over shorter plans. Longer terms increase total interest even when the nominal rate stays unchanged. Early repayment without extra charge can shorten the commitment.

Who can apply for Klicklan+

Applicants should meet Age 24+, registered in Sweden for 36 months, which covers a minimum age and registration in Sweden for a waiting period. Approval also depends on credit and affordability checks. Those outside Sweden or below the age threshold should consider alternatives such as Ibancar Prestamos.

How fast is payout after approval+

Funding arrives in Same business day or next business day once the agreement is complete. The same day funding option supports borrowers with time sensitive needs. Actual timing can depend on bank processing and on when approval and signing are completed during business hours.

Is the interest rate fixed or variable+

Pricing uses variable interest, so the rate and monthly amount can change during the term. This contrasts with fixed rate lenders where payments stay level. Borrowers who prefer predictable instalments should weigh this trade off before choosing terms of 12 to 84 months.

How can customers contact Klicklan+

Support runs on phone and email, with phone for direct queries and email for records and follow up. The operator is Thorn Svenska AB based in Sweden. Borrowers who need chat support may prefer another lender from the comparison.

Sources

  • klicklan.se checked September 30, 2026

    Backs: Loan amount, Eligibility, Features, Free early repayment, Funding time

    “Du maste vara minst 24 ar and folkbokford i Sverige 36 manader - Klicklan personal loan”

  • klicklan.se/laan-och-personliga-uppgifter checked September 30, 2026

    Backs: Lender type, Arrangement fee, Rate type, Representative example, Term

    “Thorn Svenska AB:s Allmanna villkor for kontantlan - Klicklan personal loan”

  • thorn.se/kontakta-oss checked September 30, 2026

    Backs: Support channels

    “Ring 020-24 24 24 and info@thorn.se - Klicklan personal loan”

  • thorn.se/om-oss checked September 30, 2026

    Backs: Founded, Headquarters, Legal entity, Loan types, Licences

    “Thorn Svenska AB grundades redan 1970 - Thorn personal loan”

Compiled from 4 source pages, checked September 30, 2026. We did not open an account.

Not confirmed yet: APR, Credit check.

Klicklan

Swedish borrowers seeking fast direct personal loans

9.3/10See alternatives

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