HBL: facts and offers
Updated September 28, 2026 · BorrowCue Editorial Team
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Key facts
- Lender type
- Direct lender (Source, checked September 26, 2026)
- Loan types
- Personal, Car (Source, checked September 26, 2026)
- Legal entity
- Habib Bank Limited (Source, checked September 26, 2026)
- Headquarters
- Pakistan (Source, checked September 26, 2026)
- Founded
- 1941 (Source, checked September 26, 2026)
- Support channels
- Phone, Help-centre (Source, checked September 26, 2026)
- Official website
- hbl.com
Mortgages
- Initial rate
- 14.3% (Source, checked September 26, 2026)
- Maximum loan to value
- 70% (Source, checked September 26, 2026)
- Purpose
- Purchase, Remortgage (Source, checked September 26, 2026)
- Lender type
- Direct lender (Source, checked September 26, 2026)
- Legal entity
- Habib Bank Limited (Source, checked September 26, 2026)
- Headquarters
- Pakistan (Source, checked September 26, 2026)
- Founded
- 1941 (Source, checked September 26, 2026)
- Support channels
- Phone, Help-centre (Source, checked September 26, 2026)
How HBL compares

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Where HBL is available
- Available
- Pakistan
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
Which company operates HBL?+
HBL is operated by Habib Bank Limited. (Source, checked September 26, 2026)
Where is HBL based?+
HBL is based in Pakistan. (Source, checked September 26, 2026)
When was HBL founded?+
HBL was founded in 1941. (Source, checked September 26, 2026)
How can I contact HBL support?+
HBL offers support through Phone, Help-centre. (Source, checked September 26, 2026)
Sources
- en.wikipedia.org/wiki/Habib_Bank_Limited checked September 26, 2026
Backs: Founded, Headquarters, Legal entity, Lender type
“Founded 25 August 1941; 85 years ago (1941-08-25)”
- hbl.com checked September 26, 2026
Backs: Support channels
“Contact Us”
- hbl.com/islamic/finance/personal-financing/hbl-islamic-ho... checked September 26, 2026
Backs: Initial rate, Maximum loan to value, Purpose
“Profit Rate 14.30% ... The profit rate for Islamic Home Finance is a floating rate based on avg of '12-month KIBOR'”
- hbl.com/personal/loans/hbl-readycash checked September 26, 2026
Backs: Loan types
“Loans: HBL Personal Loan, HBL Car Loan, HBL ReadyCash”
Compiled from 4 source pages, checked September 28, 2026. We did not open an account.
Not confirmed yet: APR, Loan amount, Term, Arrangement fee, Credit check, Funding time, Representative example.