Groshi24 review

Updated September 28, 2026 · BorrowCue Editorial Team · Facts checked September 26, 2026

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Our verdict

Groshi24 suits Ukrainian borrowers with thin credit files who need money the same day and can handle a hard credit check. Terms reach 60 months and early repayment carries no charge, so a longer, costlier loan is the trade you are making.

Key facts

Best for
Borrowers in Ukraine who need a payday or personal loan quickly and can carry daily interest.
APR
2,221.34% (Source, checked September 26, 2026)
Loan amount
UAH 50,000 (Source, checked September 26, 2026)
Term
60 months (Source, checked September 26, 2026)
Arrangement fee
10% of the loan amount (Source, checked September 26, 2026)
Credit check
Hard (Source, checked September 26, 2026)
Funding time
Application processing 1 to 20 minutes at MFOs; money sent to the Ukrainian bank card after approval (Source, checked September 26, 2026)
Representative example
3000 UAH loan for 120 days at 0.8% per day of outstanding balance plus 10% commission, total 6180 UAH to repay (Source, checked September 26, 2026)
Lender type
Marketplace (Source, checked September 26, 2026)
Free early repayment
Yes (Source, checked September 26, 2026)
Eligibility
Age 18-75, Ukrainian citizenship, passport and tax ID, active Ukrainian bank card (Source, checked September 26, 2026)
Origination fee (%)
10% (Source, checked September 26, 2026)
Loan types
Personal, Payday (Source, checked September 26, 2026)
Credit needed
Poor (Source, checked September 26, 2026)
Headquarters
Ukraine (Source, checked September 26, 2026)
Founded
2012 (Source, checked September 26, 2026)
Support channels
Email, Help-centre (Source, checked September 26, 2026)
Features
Same-day funding
Official website
groshi24.com.ua

Apps and profiles

Elsewhere
facebook.com

Pros and cons

Pros

  • Terms reach 60 months, longer than most rivals in this group.
  • It lists same day funding, so approved money can reach your Ukrainian bank card the same day.
  • Early repayment carries no charge, so clearing the balance sooner costs you nothing extra.
  • Loan amounts reach UAH 50,000 and both personal and payday styles of borrowing are offered.

Cons

  • The listed APR of 2,221.34% is heavy, and an arrangement fee of 10% of the loan amount is added on top.
  • Support runs on email and help centre only, with no phone line and no live chat.
Groshi24

Ready to try Groshi24?

Scored 8.6 / 10 by BorrowCue.

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Who it suits

  • Ukrainian borrowers with thin credit files who need an advance quickly and can handle daily interest on the balance.
  • Anyone who can clear a hard credit check and wants a term of 60 months rather than a short payday cycle.
  • People who would rather see offers from several lenders in one application than approach a single bank.

Who should look elsewhere

  • Anyone shopping purely on price: Monzo Flex charges 10% to 23%, well below the 2,221.34% listed here.
  • Borrowers chasing a low headline rate: Cashspace ES shows 0% where this brand shows 2,221.34%.

Where it sits among rivals

On annual rate, Groshi24 sits at 345 out of 350 brands in the listing, which puts its cost of borrowing among the most expensive. On length it fares much better, ranking 57 out of 232. Expect a long repayment period paired with a heavy price.

Safety and regulation

Groshi24 is a marketplace: it introduces you to lenders rather than lending itself, so the rate on offer comes from the lender you are matched with. The example on the site charges interest on the balance you still owe, day by day, and adds a commission on the amount borrowed, leaving a total repayable far above the sum requested.

How Groshi24 compares

Where Groshi24 is available

Available
Ukraine

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What does a Groshi24 loan cost?+

The listed APR is 2,221.34%, well above most brands here. An arrangement fee of 10% of the loan amount is added, and the example on the site also charges interest on the balance you still owe, day by day. Budget for a total repayable far larger than the amount you ask for.

How much can I borrow, and over what term?+

Loan amounts reach UAH 50,000, and you can spread repayment over 60 months, which is longer than many lenders on this list. Groshi24 covers personal and payday borrowing, so the advance can suit an emergency as well as a planned cost.

Does Groshi24 run a credit check?+

Yes, a hard credit check, and the service targets applicants with poor credit files, so a thin file is the aim rather than a barrier. Because the check is hard, the search is recorded on your file where other lenders can see it.

Who can apply?+

Applicants must be adults with Ukrainian citizenship, a passport, a tax ID and an active Ukrainian bank card, because approved money is paid to that card. Groshi24 has been lending in Ukraine since 2012, so it works within a single market.

How quickly do I get the money?+

Groshi24 lists same day funding among its features, and its stated timing is that applications are processed within minutes by the lenders involved, with money sent to your card after approval. Speed depends on the lender you are matched with rather than on the platform alone.

Can I repay the loan early?+

Yes. Early repayment is free here, so clearing the balance sooner adds nothing to your bill and stops interest building. If you would rather let it run, the term goes to 60 months, and the arrangement fee of 10% of the loan amount is charged either way.

How do I get help?+

Support runs on email and help centre only, so you get a help centre for everyday questions and email for anything detailed. There is no phone line, which means disputes or overdue payments have to be handled in writing.

Is Groshi24 a lender or a broker?+

It is a marketplace: you fill in one application and Groshi24 passes it to lenders, so the rate and fee you are offered come from the partner rather than the platform. The platform has been matching borrowers with lenders since 2012.

Sources

Compiled from 4 source pages, checked September 26, 2026. We did not open an account.

Groshi24

Groshi24

Borrowers in Ukraine who need a payday or personal loan quickly and can carry daily interest.

8.6/10See alternatives

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