Finpug review
Updated September 28, 2026 · BorrowCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Finpug suits Filipino residents who want a single application route to partner lenders in the Philippines. Rates run 0% to 36% on loans of PHP 1,000 to PHP 75,000 repaid over 2 to 12, and funding is quoted at 15-30 minutes after submitting an application.
Key facts
- Best for
- Filipino residents wanting a single application across partner lenders with no fee for the matching service.
- APR
- 0% to 36% (Source, checked September 26, 2026)
- Loan amount
- ₱1,000 to ₱75,000 (Source, checked September 26, 2026)
- Term
- 2 to 12 months (Source, checked September 26, 2026)
- Arrangement fee
- 0 PHP - the website charges no fees for its services (Source, checked September 26, 2026)
- Funding time
- 15-30 minutes after submitting an application (Source, checked September 26, 2026)
- Representative example
- 1000 PhP loan repaid over 67 days: cost 0 PhP, total repayable 1000 PhP, CAT 0% (Source, checked September 26, 2026)
- Rate type
- Variable (Source, checked September 26, 2026)
- Lender type
- Broker (Source, checked September 26, 2026)
- Eligibility
- Filipino residents seeking personal loans from partner lenders in the Philippines; the site's own loan calculator is in PhP and repayment is to Philippine lenders, and no age rule is stated on the pages read (Source, checked September 26, 2026)
- Origination fee (%)
- 0% (Source, checked September 26, 2026)
- Loan types
- Personal, Payday, Debt-consolidation (Source, checked September 26, 2026)
- Use cases
- Home-improvement (Source, checked September 26, 2026)
- Legal entity
- Livornica AM LLC (Source, checked September 26, 2026)
- Headquarters
- Armenia (Source, checked September 26, 2026)
- Support channels
- Email (Source, checked September 26, 2026)
- Features
- Same-day funding
- Official website
- finpug.ph
Pros and cons
Pros
- No fee for the matching service: 0 PHP - the website charges no fees for its services
- Fast turnaround, with funding quoted at 15-30 minutes after submitting an application
- Choice of personal, payday and debt consolidation loans: personal, payday and debt consolidation
- Loan sizes of PHP 1,000 to PHP 75,000 cover small and larger needs
Cons
- Variable rates mean the rate quoted can change, which is worth weighing before applying: variable
- Support runs on email only, so a phone or live chat route is not offered
- Finpug is a broker, so the partner lender sets the final rate and terms
Who it suits
- Filipino residents applying to partner lenders in the Philippines through a single application form
- Adults taking a personal, payday or debt consolidation loan who value a fee-free match
- Borrowers who can plan around the stated funding window of 15-30 minutes after submitting an application
Who should look elsewhere
- Anyone who needs a fixed rate agreed before applying, since Finpug's rates are variable and the final figure comes from the partner lender
- People who want to talk to someone before applying, as support runs on email only
- Readers who would rather deal with a lender directly, since Finpug works as a broker that passes applications to partner lenders
The company behind it
Finpug operates as Livornica AM LLC and is headquartered in Armenia. That entity is the party named in the terms, which is the company any agreement sits with rather than the site name alone. Support runs on email only, so questions reach the team by email rather than by phone or live chat.
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Where Finpug is available
- Available
- Philippines
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
Does Finpug charge anything for its service?+
Finpug charges 0 PHP - the website charges no fees for its services, so the matching service adds nothing to the cost of a loan. The rate you pay is set by the partner lender you are matched with, not by Finpug, and the representative example Finpug publishes also shows the service as free on a small loan.
How much can I borrow, and over what period?+
Loan amounts are PHP 1,000 to PHP 75,000 in Philippine pesos, with terms of 2 to 12, and the loan calculator runs in PhP. Repayment goes to Philippine lenders, so the borrowing sits entirely within a single market.
Are the rates fixed or variable?+
Rates are variable, so the figure quoted can move and the final cost can change. Finpug shows a band of 0% to 36%, and because it is a broker the exact rate comes from the partner lender that takes the application.
Who can apply through Finpug?+
Finpug serves residents of the Philippines who want a personal loan arranged through partner lenders, and it sets no minimum age of its own. Its calculator works in Philippine pesos, and repayment goes to Philippine lenders, so an applicant needs a peso arrangement in place.
What kinds of loan can I be matched for?+
The listed loan types are personal, payday and debt consolidation, covering personal, payday and debt consolidation lending, with home improvement named as the use case. Finpug is a broker, so the offer itself comes from a partner lender rather than from the site.
How do I get help after applying?+
Support runs on email only, so an email is the route to the team and there is no phone or live chat channel listed. Anyone weighing a loan can put questions in writing before applying, which keeps a record of the answers.
Sources
- finpug.ph checked September 26, 2026
Backs: Loan amount, APR, Features, Funding time, Headquarters, Lender type, Loan types, Arrangement fee, Origination fee (%), Representative example, Term, Use cases
“The minimum loan repayment period is 61 days and the maximum is 365 days.”
- finpug.ph/reg checked September 26, 2026
Backs: Eligibility, Support channels
“The FINPUG.PH website is not a financial organization, does not grant microcredits or loans and exclusively provides information services.”
- finpug.ph/terms-and-conditions checked September 26, 2026
Backs: Legal entity, Rate type
“Personal Information Controller Livornica AM LLC Registered address: Republic of Armenia, Movses Khorenaci St. 26A, 210”
Compiled from 3 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Credit check.
Finpug
Filipino residents wanting a single application across partner lenders with no fee for the matching service.