Finpug review

Updated September 28, 2026 · BorrowCue Editorial Team · Facts checked September 26, 2026

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Our verdict

Finpug matches Vietnamese borrowers with lenders rather than lending directly, and suits adults who can show a CMND/CCCD ID, an employment contract and stable income. Amounts run VND 2,000,000 to VND 15,000,000 over terms of up to 6, with variable rates at 0% to 20% set by the lender you are matched with.

Key facts

Best for
Vietnamese adults with paperwork and stable income needing a small short loan funded fast.
APR
0% to 20% (Source, checked September 26, 2026)
Loan amount
₫2,000,000 to ₫15,000,000 (Source, checked September 26, 2026)
Term
up to 6 months (Source, checked September 26, 2026)
Arrangement fee
0 VND site service fee; ~120,000 VND consultation fee (Source, checked September 26, 2026)
Funding time
As fast as 30 minutes, guaranteed within 24 hours of approval (Source, checked September 26, 2026)
Representative example
Principal 2,000,000 VND, interest 197,260 VND, total repayment 2,197,260 VND (Source, checked September 26, 2026)
Rate type
Variable (Source, checked September 26, 2026)
Lender type
Broker (Source, checked September 26, 2026)
Eligibility
Vietnamese citizens aged 20-65 living, studying or working in all 63 provinces, with CMND/CCCD ID, employment contract and stable income (Source, checked September 26, 2026)
Loan types
Personal, Payday (Source, checked September 26, 2026)
Credit needed
Fair (Source, checked September 26, 2026)
Legal entity
Livornica AM LLC (Source, checked September 26, 2026)
Headquarters
Armenia (Source, checked September 26, 2026)
Support channels
Email, Help-centre (Source, checked September 26, 2026)
Features
Same-day funding
Official website
finpug.vn

Pros and cons

Pros

  • Amounts run VND 2,000,000 to VND 15,000,000, which covers short needs rather than large projects.
  • Borrowing runs through a broker, so several offers can be compared rather than a single lender's terms.
  • Speed is the selling point, since same day funding is offered and money follows approval quickly.
  • The cost of arranging is low, with the site service fee at 0 VND site service fee; ~120,000 VND consultation fee.

Cons

  • Rates are variable and wide at 0% to 20%, so the real cost sits with the lender you are matched with.
  • Terms are short at up to 6, which leaves little room if income dips.
  • Support runs on email and help centre only, with no phone or chat line once a loan is live.
Finpug

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Scored 8.9 / 10 by BorrowCue.

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Who it suits

  • Vietnamese citizens living, studying or working anywhere in the country with an employment contract and stable income
  • Adults who want a small sum turned around quickly, not a large long term loan
  • Borrowers comfortable with a broker comparing offers before accepting

Who should look elsewhere

  • People who want a fixed rate repaid over years, closer to Monzo Flex at 10% to 23% than Finpug's 0% to 20%
  • Borrowers in Spain or the Philippines who need Cashspace or Cashspace ES
  • People who want a phone desk, since support runs on email and help centre only

How your money is protected

Finpug is a broker, not a lender: your details go to lenders and you accept an offer yourself, so the contract that binds you is the lender's. Interest is variable, which means the number a lender quotes at 0% to 20% is the figure to weigh. The representative example repays a small principal over up to 6, a short window for any missed instalment.

The company behind it

Finpug trades as Livornica AM LLC, registered in Armenia, and serves borrowers across Vietnam rather than a single city. Applications run online and enquiries go through email and help centre, so a help centre and email stand in for a phone desk. The company sits outside Vietnam, which means the contract you sign is with a lender reached through that structure.

How Finpug compares

Where Finpug is available

Available
Vietnam

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

How much can I borrow from Finpug?+

Loans run VND 2,000,000 to VND 15,000,000, which suits an unexpected bill or a short term gap rather than a renovation. Terms are short, with up to 6 available, so the money is meant to clear quickly rather than sit for years. Finpug also offers payday style lending alongside personal loans.

What rate will I pay?+

Advertised rates are 0% to 20% and variable, so a lender's figure can move. Finpug is a broker: it passes your details to lenders and you pick an offer, so the rate you pay depends on the lender and your profile. Ask for the representative example before signing.

Does Finpug charge for arranging a loan?+

The site service fee is 0 VND site service fee; ~120,000 VND consultation fee, so the consultation part is the main cost at the point of arranging. Finpug is not the lender, so a matched lender may add charges of its own. Check the full representative example, interest included, before you accept.

How fast does the money arrive?+

Money can arrive the same day, since same day funding is listed as a standard feature and payout follows approval without delay. That speed depends on sending a CMND/CCCD ID, an employment contract and proof of stable income, so have those documents in hand before you apply.

Who can apply?+

Applicants must be adults living, studying or working anywhere in Vietnam, with a CMND/CCCD ID, an employment contract and a stable income. Eligibility is not limited to a single city. The credit level Finpug works with is fair, so a thin file may need another option.

What support can I get?+

Support runs on email and help centre, so a help centre and email are the routes in rather than a phone or live chat line. That matters most when a loan is already running and a payment date needs changing, so use the help centre before you apply.

Sources

  • finpug.vn checked September 26, 2026

    Backs: Loan amount, APR, Eligibility, Features, Headquarters, Loan types, Arrangement fee, Rate type, Representative example, Term

    “không vượt quá 2 triệu đồng với những đối tượng khách hàng mới và tối đa 15 triệu đồng cho hồ sơ từ lần thứ 2 trở đi”

  • finpug.vn/about checked September 26, 2026

    Backs: Lender type

    “bản thân Finpug không đứng ra trực tiếp giải ngân mà chỉ là đơn vị trung gian kết nối các khách hàng với đối tác cho vay phù hợp nhất”

  • finpug.vn/contacts checked September 26, 2026

    Backs: Legal entity, Support channels

    “Đơn vị vận hành: Livornica AM LLC (Armenia)”

  • finpug.vn/faq checked September 26, 2026

    Backs: Credit needed, Funding time

    “Finpug hiện chỉ hỗ trợ hồ sơ khách hàng có nợ xấu thuộc nhóm 1 hoặc nhóm 2 theo tiêu chuẩn của Hệ thống Quản lý Thông tin CIC”

Compiled from 4 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Credit check.

Finpug

Finpug

Vietnamese adults with paperwork and stable income needing a small short loan funded fast.

8.9/10See alternatives

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