FinanZero: facts and offers

Updated September 28, 2026 · BorrowCue Editorial Team

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Key facts

APR
1.49% to 18.01% (Source, checked September 26, 2026)
Loan amount
R$500 to R$35,000 (Source, checked September 26, 2026)
Term
6 to 24 months (Source, checked September 26, 2026)
Arrangement fee
R$ 0 (free to the customer; partner rates are included in the installments) (Source, checked September 26, 2026)
Credit check
Soft prequal (Source, checked September 26, 2026)
Funding time
Money in your account within 24 business hours after credit approval (Source, checked September 26, 2026)
Representative example
R$ 5,000 over 12 months at 2.9% a.m., CET 64.4% a.a.; installments of R$ 500.44; total amount including IOF R$ 6,005.28 (Source, checked September 26, 2026)
Lender type
Broker (Source, checked September 26, 2026)
Eligibility
Be over 18, hold a bank account (salary accounts not accepted), and show proof of income such as payslip, bank statement, tax return or pro-labore (Source, checked September 26, 2026)
Loan types
Personal, Debt-consolidation, Secured, Business (Source, checked September 26, 2026)
Credit needed
Poor (Source, checked September 26, 2026)
Legal entity
FinanZero Brasil Servicos Online Ltda. (CNPJ/MF 23.722.194/0001-34) (Source, checked September 26, 2026)
Headquarters
Brazil (Source, checked September 26, 2026)
Founded
2016 (Source, checked September 26, 2026)
Support channels
Email, Phone, Help-centre (Source, checked September 26, 2026)
Official website
finanzero.com.br

Mortgages

Initial rate
1.49% to 18.01% (Source, checked September 26, 2026)
APRC
64.4% (Source, checked September 26, 2026)
Fixed period
0.5 to 3 years (Source, checked September 26, 2026)
Product fee
R$0 (Source, checked September 26, 2026)
Purpose
Purchase, Remortgage, Home-equity (Source, checked September 26, 2026)
Lender type
Broker (Source, checked September 26, 2026)
Legal entity
FinanZero Brasil Servicos Online Ltda. (CNPJ/MF 23.722.194/0001-34) (Source, checked September 26, 2026)
Headquarters
Brazil (Source, checked September 26, 2026)
Founded
2016 (Source, checked September 26, 2026)
Support channels
Email, Phone, Help-centre (Source, checked September 26, 2026)

Apps and profiles

Elsewhere
LinkedIn

How FinanZero compares

Where FinanZero is available

Available
Brazil
Licence in Brazil
Banco Central do Brasil, checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

Which company operates FinanZero?+

FinanZero is operated by FinanZero Brasil Servicos Online Ltda. (CNPJ/MF 23.722.194/0001-34). (Source, checked September 26, 2026)

Where is FinanZero based?+

FinanZero is based in Brazil. (Source, checked September 26, 2026)

When was FinanZero founded?+

FinanZero was founded in 2016. (Source, checked September 26, 2026)

How can I contact FinanZero support?+

FinanZero offers support through Email, Phone, Help-centre. (Source, checked September 26, 2026)

Sources

  • finanzero.com.br checked September 26, 2026

    Backs: APR, APRC, Fixed period, Founded, Headquarters, Initial rate, Legal entity, Lender type, Loan types, Purpose, Representative example, Licences

    “The interest rate offered by partner lenders varies from 1.49% a.m. to 18.01% a.m.”

  • finanzero.com.br/ajuda checked September 26, 2026

    Backs: Support channels

    “Send an e-mail to atendimento@finanzero.com.br, phone 0800 607-3001, Monday to Friday 9h to 18h; help centre at /ajuda/”

  • finanzero.com.br/categoria-ajuda/emprestimo-pessoal checked September 26, 2026

    Backs: Eligibility, Term

    “To request a personal loan there are three requirements: be over 18 years old; have a bank account, all accounts are valid except the salary account; present proof of income”

  • finanzero.com.br/emprestimo-pessoal checked September 26, 2026

    Backs: Loan amount, Credit check, Credit needed, Funding time, Arrangement fee, Product fee

    “Personal loan online: select the desired amount, from R$500 up to R$35 thousand”

Compiled from 4 source pages, checked September 28, 2026. We did not open an account.

FinanZero

FinanZero

8.9/10See alternatives

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