Finafrica Microfinance Guinee review

Updated September 28, 2026 · BorrowCue Editorial Team · Facts checked September 26, 2026

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings.

Our verdict

Finafrica Microfinance Guinee lends directly in Guinea, with personal, business, student and guarantor loans at a fixed rate. Borrowers with a minimum income or a running income-generating activity can take a fixed-rate loan on terms of 9 to 48, within a ceiling of GNF 10,000,000 to GNF 100,000,000.

Key facts

Best for
A licensed direct lender for fixed-rate personal and business loans in Guinea.
APR
2% to 3% (Source, checked September 26, 2026)
Loan amount
GNF 10,000,000 to GNF 100,000,000 (Source, checked September 26, 2026)
Term
9 to 48 months (Source, checked September 26, 2026)
Rate type
Fixed (Source, checked September 26, 2026)
Lender type
Direct lender (Source, checked September 26, 2026)
Eligibility
Any natural or legal person with a minimum income and/or running an income-generating activity; ID photos, national ID or passport copy and a residence certificate required (Source, checked September 26, 2026)
Loan types
Personal, Business, Student, Guarantor (Source, checked September 26, 2026)
Legal entity
Finafrica Microfinance Guinée (Source, checked September 26, 2026)
Headquarters
Guinea (Source, checked September 26, 2026)
Founded
2005 (Source, checked September 26, 2026)
Support channels
Phone, Email, Help-centre (Source, checked September 26, 2026)
Pricing model
Fixed rate
Official website
finafrica-microfinance.gn

Apps and profiles

Get the app
Google Play

Pros and cons

Pros

  • A direct lender offering personal, business and student lending, so personal, business and student needs sit with the same provider.
  • APR of 2% to 3% is below the personal loan site median of 12.25%.
  • Licensed by the Banque Centrale de la Republique de Guinee under 007/LSFD/BCRG/2005.
  • Lending since 2005, with support through phone, email and help centre.

Cons

  • Borrowing is capped at GNF 10,000,000 to GNF 100,000,000, so larger needs sit with another lender.
  • Support runs on phone, email and help centre only, with no listed branch counter or live chat.
  • Repayment tops out at 9 to 48, short of the 48 median term for personal loans on the site.
Finafrica Microfinance Guinee

Ready to try Finafrica Microfinance Guinee?

Scored 9.3 / 10 by BorrowCue.

See alternatives

Who it suits

  • Anyone in Guinea with a minimum income or a running income-generating activity, since individuals and legal persons both qualify.
  • Borrowers who want predictable fixed-rate payments in Guinean francs rather than a rate that can move.
  • Readers weighing listed lenders such as Cashspace ES at an APR of 0% who want a lender supervised by the central bank.

Who should look elsewhere

  • Borrowers chasing the lowest headline rate, since Cashspace ES shows an APR of 0% against 2% to 3% here.
  • Anyone needing more than GNF 10,000,000 to GNF 100,000,000, because GNF 10,000,000 to GNF 100,000,000 is the full range on offer.
  • Borrowers who want a longer repayment stretch than 9 to 48.

How Finafrica Microfinance Guinee compares

Where Finafrica Microfinance Guinee is available

Available
Guinea
Licence in Guinea
Banque Centrale de la Republique de Guinee (BCRG) (007/LSFD/BCRG/2005), checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What APR does Finafrica Microfinance Guinee charge?+

The lender quotes an APR of 2% to 3%, which is below the personal loan site median of 12.25%. The rate is fixed, so the cost of a loan does not move with market rates during the term.

How much can I borrow and over what term?+

Borrowings run GNF 10,000,000 to GNF 100,000,000 and terms run 9 to 48, so the same figures cover personal, business, student and guarantor lending. The site median term across personal loans is 48, which is longer than this lender's range.

Who can apply, and what documents are needed?+

The lender takes applications from individuals and from companies, as long as there is a minimum income or an activity that brings in earnings. Paperwork for the application is ID photos, a national ID or passport copy, and a residence certificate.

Is the lender regulated?+

Finafrica Microfinance Guinee is licensed by the Banque Centrale de la Republique de Guinee, with the licence number given as 007/LSFD/BCRG/2005. The legal entity named in its notice is Finafrica Microfinance Guinée, based in Guinea.

How do I contact support?+

Support runs through phone, email and help centre, so phone and email lead alongside a help centre. There is no listed live chat or branch counter, so it is worth raising application questions by phone or email.

Who is this lender suited to?+

Finafrica Microfinance Guinee suits borrowers in Guinea who want fixed-rate lending from a direct lender rather than a broker. It has operated since 2005 and takes applications from individuals and legal persons with a minimum income or a running business.

How does its rate compare with the other lenders listed?+

The APR of 2% to 3% here is below Cashspace at PHP 12 to PHP 36 and Monzo Flex at 10% to 23%, and above Cashspace ES at 0%. Rate is only part of the comparison, since this lender quotes in Guinean francs and is licensed by the central bank.

Sources

Compiled from 4 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Arrangement fee, Credit check, Funding time, Representative example.

Finafrica Microfinance Guinee

Finafrica Microfinance Guinee

A licensed direct lender for fixed-rate personal and business loans in Guinea.

9.3/10See alternatives

Your cookie choices

We use necessary cookies to make this site work. With your permission, analytics cookies help us understand usage and marketing cookies support advertising.

You can reject non-essential cookies and still use the site. Change your choices anytime in Cookie settings.

Cookie policy
Cookie settings