Exim Bank Djibouti review

Updated September 28, 2026 · BorrowCue Editorial Team · Facts checked September 26, 2026

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Our verdict

Exim Bank Djibouti suits borrowers in Djibouti who keep a salary, savings or Diaspora account and want personal, student, car, secured or cash advance lending straight from a bank. The student loan alone runs at an APR of 0%, which ranks it 1 on APR out of 350 brands compared here.

Key facts

Best for
A low cost student loan for existing account holders in Djibouti.
APR
0% (Source, checked September 26, 2026)
Loan amount
up to DJF 300,000 (Source, checked September 26, 2026)
Term
10 months (Source, checked September 26, 2026)
Funding time
Application response within 48h (Prete Scolaire) (Source, checked September 26, 2026)
Lender type
Direct lender (Source, checked September 26, 2026)
Eligibility
Open to all eligible customers, no guarantor required; application form asks for NIDA, nationality and a current account (Compte Salaires, Compte Epargne or Diaspora Account) (Source, checked September 26, 2026)
Loan types
Personal, Student, Car, Cash-advance, Secured (Source, checked September 26, 2026)
Legal entity
Exim Bank Djibouti SA (Source, checked September 26, 2026)
Headquarters
Djibouti (Source, checked September 26, 2026)
Founded
2011 (Source, checked September 26, 2026)
Support channels
Phone, Email, Help-centre (Source, checked September 26, 2026)
Official website
eximbank-dj.com

Apps and profiles

Get the app
App StoreGoogle Play
Elsewhere
LinkedInfacebook.com

Pros and cons

Pros

  • Student loan priced at an APR of 0%, ranking 1 on APR out of 350 brands compared.
  • A direct lender offering personal, student and car rather than routing a request to a broker.
  • Student loan applications get a response within Application response within 48h (Prete Scolaire).
  • Support runs on phone, email and help centre, so help does not depend on a single channel.

Cons

  • Repaying the student loan runs 10 months, well under the 60 upper end on this site.
  • Applicants need a salary, savings or Diaspora account at the bank before a loan is considered.
  • The student loan ceiling of up to DJF 300,000 is modest next to the €3,100.39 top end of the market.
Exim Bank Djibouti

Ready to try Exim Bank Djibouti?

Scored 9.3 / 10 by BorrowCue.

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Who it suits

  • Existing salary, savings or Diaspora account holders in Djibouti who want to deal with the bank that lends the money.
  • Students and families covering school costs who can manage a short repayment period.
  • Readers shopping mainly on rate, since the student loan APR is the strongest number here.

Who should look elsewhere

  • Borrowers who need longer than 10 months to repay: Monzo Flex is a personal loan lender to compare on term.
  • Readers wanting a larger euro line rather than a Djibouti franc student loan: Cashspace ES lends €100 to €5,000.
  • Borrowers who want a published rate band instead of a single number: Cashspace lists an APR of PHP 12 to PHP 36.

Who runs it

Exim Bank Djibouti SA is a bank based in Djibouti and founded in 2011. It is the same organisation that lends and services, rather than a broker passing work to someone else, which keeps the terms of a loan and the answers to a question in the same place. Anyone with an account can reach the bank on phone, email and help centre.

How Exim Bank Djibouti compares

Where Exim Bank Djibouti is available

Available
Djibouti

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What does the student loan cost?+

The student loan is priced at an APR of 0%, and that figure decides what a borrower hands back in total. It ranks the bank 1 on APR among the 350 brands compared on the site, so the cost of this product sits at the cheap end of the field.

How much can I borrow on the student loan?+

The borrowing ceiling on the student loan is up to DJF 300,000. The personal, student and car list shows the same bank also offers personal, car, secured and cash advance loans, so ask which ceiling applies to the product you actually want rather than assuming it carries over.

How long is the student loan term?+

The student loan runs 10. That is a short stretch for a personal loan, while the median term across the brands listed on this site is 36, so anyone needing a longer repayment period is better off comparing elsewhere first.

How quickly do I hear back?+

On the student loan the bank gives an application response within Application response within 48h (Prete Scolaire). That covers the reply on the application itself, and the same bank is reachable on phone, email and help centre if you want to follow up while you are waiting.

What do I need to apply?+

The consumer loan form asks for your national identity number, your nationality and a current account, either a salary account, a savings account or a Diaspora account. No guarantor is required, and applications are handled by Exim Bank Djibouti SA itself.

What kinds of loan does the bank offer?+

The bank lists personal, student and car, so one lender covers school costs, everyday spending, a vehicle, a secured borrowing need and a cash advance. Each product carries its own pricing, which means the cost of the student loan should not be read across to the rest of the range.

How do I get hold of someone about an application?+

Support runs on phone, email and help centre, so you can pick up the phone, send an email or use the help centre instead of relying on a single channel. The bank on the other side is Exim Bank Djibouti SA, based in Djibouti.

How established is the bank?+

Exim Bank Djibouti SA was founded in 2011 and is based in Djibouti. It is a direct lender rather than a broker, so the rate, the term and the servicing all come from the same bank rather than being passed along the way.

Sources

Compiled from 6 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Arrangement fee, Credit check, Representative example.

Exim Bank Djibouti

Exim Bank Djibouti

A low cost student loan for existing account holders in Djibouti.

9.3/10See alternatives

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