DAAM Tunisie review

Updated September 28, 2026 · BorrowCue Editorial Team · Facts checked September 26, 2026

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Our verdict

DAAM Tunisie is a Tunisian lender for entrepreneurs with a trading history, not a general consumer credit provider. Business and car borrowing runs to a term of 36 on amounts of TND 3,000 to TND 15,000, with a credit decision inside 72 business hours for a credit decision.

Key facts

Best for
Tunisian small businesses that can document their trading record and offer guarantees.
Loan amount
TND 3,000 to TND 15,000 (Source, checked September 26, 2026)
Term
36 months (Source, checked September 26, 2026)
Funding time
72 business hours for a credit decision (Source, checked September 26, 2026)
Lender type
Direct lender (Source, checked September 26, 2026)
Eligibility
Entrepreneur with monthly income, minimum 6 months' experience in the sector, able to show detailed business history and provide guarantees; national ID card (CIN) and business registration (RNE, Patente or professional card) required (Source, checked September 26, 2026)
Loan types
Business, Car (Source, checked September 26, 2026)
Legal entity
Centre Financier aux Entrepreneurs - Tunisie S.A. (Source, checked September 26, 2026)
Headquarters
Tunisia (Source, checked September 26, 2026)
Founded
2015 (Source, checked September 26, 2026)
Support channels
Phone, Email (Source, checked September 26, 2026)
Official website
daam.tn

Apps and profiles

Elsewhere
LinkedInyoutube.cominstagram.comfacebook.com

Pros and cons

Pros

  • Direct lending means one institution sets the terms and makes the call: direct lender.
  • Business and car borrowing under one roof, business and car, so a firm can cover stock and a vehicle in the same place.
  • Loan sizes of TND 3,000 to TND 15,000 suit equipment, stock and vehicle purchases for a small firm.

Cons

  • Lending is confined to business and car borrowers, business and car, and the criteria call for guarantees and a documented trading history, so a salaried applicant does not qualify.
  • Support runs on phone and email only, with no app, chat or online help centre listed.
  • Repayment is fixed at a term of 36, below the 60 upper quartile for business loans on the site, so bigger purchases stretch further elsewhere.
DAAM Tunisie

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Scored 8.9 / 10 by BorrowCue.

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Who it suits

  • Tunisian entrepreneurs with a monthly income and a trading record they can document
  • Firms willing to provide guarantees along with their national identity card and business registration
  • Borrowers after a short working capital bridge rather than long term home finance, given a term of 36

Who should look elsewhere

  • Salaried applicants without a business, since the criteria are written for entrepreneurs who can show a trading history and provide guarantees
  • Borrowers after a larger sum, where Monzo Flex offers £10,000 to £35,000 and Andacredito offers €100 to €5,000
  • Anyone after consumer credit rather than a business or car loan, business and car, who should read Solcredito MX and Andacredito instead

Who runs it

DAAM Tunisie trades as Centre Financier aux Entrepreneurs - Tunisie S.A., a company based in Tunisia that has been lending since 2015. Its own positioning is financial inclusion for entrepreneurs, which explains the business focus. Borrowers who need help with an application or an existing loan reach the team by phone or email, through phone and email.

How DAAM Tunisie compares

Where DAAM Tunisie is available

Available
Tunisia

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What kind of loans does DAAM Tunisie make?+

Two kinds only: business loans and car loans, listed together as business and car. They are aimed at entrepreneurs rather than households, so a personal loan or a payday advance is not on the list. Sums are capped at TND 3,000 to TND 15,000.

How long does a credit decision take?+

The published decision time is 72 business hours for a credit decision. That is the window for a yes or no on credit, not a promise about when cash lands in an account, so plan around the paperwork stage. Applications ask for identification, a business registration and a documented business history.

Who qualifies to apply?+

Eligibility is written for entrepreneurs with a monthly income, a minimum period of experience in the sector, a detailed business history and guarantees. You also need a national identity card and proof of registration, such as a business register extract, a patente or a professional card.

How much can I borrow, and over what term?+

Amounts run TND 3,000 to TND 15,000 and are repaid over a term of 36. That shape suits stock, equipment or a vehicle purchase for a firm with steady turnover, and it repays quickly. Anyone funding a large asset over a longer horizon would need a different product.

Do I deal with the lender directly?+

Yes. DAAM Tunisie is recorded as a direct lender, so the institution you apply to is the one that prices the loan and makes the call. There is no broker or marketplace between the application and the decision, which keeps the paperwork in one channel.

How do I get hold of them?+

Support runs on phone and email, so questions go by phone or email. No app, chat or online help centre is listed, so expect a conversation with the team rather than a self service flow.

Who runs the company?+

The lender trades as Centre Financier aux Entrepreneurs - Tunisie S.A., a company based in Tunisia that has been lending since 2015. It describes itself as an accelerator of financial inclusion, and the business focus in its name is a fair summary of who it lends to.

Sources

Compiled from 4 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: APR, Arrangement fee, Credit check, Representative example.

DAAM Tunisie

DAAM Tunisie

Tunisian small businesses that can document their trading record and offer guarantees.

8.9/10See alternatives

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