Credityes MX review

Updated September 28, 2026 · BorrowCue Editorial Team · Facts checked September 26, 2026

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Our verdict

Credityes MX suits Mexican borrowers who want a personal or payday loan with a fixed rate, no origination fee and money on the card fast. Loans run MXN 1,000 to MXN 200,000 with terms of 3 to 36. Credit needed is poor, and support runs on email only.

Key facts

Best for
Mexican adults with poor credit who need a small fixed rate loan within minutes.
APR
0% to 38% (Source, checked September 26, 2026)
Loan amount
MX$1,000 to MX$200,000 (Source, checked September 26, 2026)
Term
3 to 36 months (Source, checked September 26, 2026)
Arrangement fee
0 MXN - no charge for using the service (Source, checked September 26, 2026)
Credit check
Soft prequal (Source, checked September 26, 2026)
Funding time
Money received on your card within 30-40 minutes after a lender accepts the application (Source, checked September 26, 2026)
Representative example
$10,000 borrowed at a 12% annual rate over 6 months: monthly payment $1,732.98, total repayment $10,397.88, total CAT 12.001% (Source, checked September 26, 2026)
Rate type
Fixed (Source, checked September 26, 2026)
Lender type
Marketplace (Source, checked September 26, 2026)
Eligibility
Must be Mexican, aged 18-70, hold a CLABE bank account (18 digits), plus email and mobile phone (Source, checked September 26, 2026)
Origination fee (%)
0% (Source, checked September 26, 2026)
Loan types
Personal, Payday (Source, checked September 26, 2026)
Credit needed
Poor (Source, checked September 26, 2026)
Legal entity
SIA DOAFF (Source, checked September 26, 2026)
Headquarters
Latvia (Source, checked September 26, 2026)
Support channels
Email (Source, checked September 26, 2026)
Pricing model
Fixed rate
Features
Same-day funding
Official website
credityes.com.mx

Pros and cons

Pros

  • No origination fee for using the service, at 0 MXN - no charge for using the service, which keeps the cost of setting up a loan down.
  • Fixed rate lending, fixed rate, so payments do not move with the market.
  • A soft prequalification credit check, soft prequal, rather than a full hard search at application.
  • Fast payout, with money on the card within minutes once a lender accepts the application.
  • Loan sizes of MXN 1,000 to MXN 200,000 cover both small payday needs and larger personal borrowing.

Cons

  • Interest is the only cost, and the top of 0% to 38% sits above the top of 10% to 23%, so a Monzo Flex application can be cheaper.
  • The gap inside 0% to 38% is wide, so the cheapest offer on the site leaves room for a much pricier one.
  • Phone and chat are not among the support channels listed in email.
  • As a marketplace, marketplace, the rate you are offered depends on which lender says yes.
Credityes MX

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Scored 8.7 / 10 by BorrowCue.

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Who it suits

  • Mexican adults with poor credit, poor, who want a soft prequalification instead of a hard check
  • Borrowers who hold a CLABE account and want money on a card the same session
  • People who want a fixed rate and no origination fee, 0 MXN - no charge for using the service

Who should look elsewhere

  • Anyone who needs a phone line, since support runs on email only
  • Borrowers wanting a long repayment window, since terms top out at 3 to 36
  • Readers who want a named lender, as Credityes MX works as a marketplace, marketplace

Applying and getting the money

Loan sizes run MXN 1,000 to MXN 200,000, which covers a payday bridge as well as a larger personal loan. Terms are 3 to 36, so a borrower can spread a small loan over a shorter stretch or take longer on a bigger balance. Eligibility is narrow: you must be Mexican, within a set age range, hold a CLABE bank account, and have an email address and a mobile phone. Funding time is the strongest point here. Money reaches your card within minutes after a lender accepts the application, and same day funding is listed as a feature. Applications start with a soft prequalification, soft prequal, so a quote can be seen without a full credit file search landing on your record.

Safety and regulation

Credityes MX is a marketplace, marketplace. You apply once and the application goes out to lenders, which means the rate, the term and the lender behind the loan are set by whoever accepts, so read the offer before you sign. The representative example the site publishes shows a fixed rate loan repaid in equal monthly instalments, with total repayment a little above the amount borrowed and a total CAT that tracks the quoted annual rate. That example is the anchor for checking any offer, since a fixed rate should keep the instalment steady for the whole term. The application starts with a soft prequalification, soft prequal, and credit needed is poor, poor, so the process is aimed at applicants who would struggle with a full file.

Rates and costs

There is no arrangement fee for using the service, at 0 MXN - no charge for using the service, and the percentage fee taken is 0%. What you pay instead is interest, and the APR range is 0% to 38%. The rate is fixed, so the figure offered holds for the life of the loan rather than moving with the market. Compare that with the retail picture: most personal loans on the site sit at a median APR of 12%, and the middle of the spread runs 6.13% to 24.92%. The representative example shows the cost shape clearly, a fixed rate loan repaid in equal monthly instalments where the total repaid is only a little above the amount borrowed. Set the shorter term against the longer one before applying, because added months raise the total rather than spreading it evenly.

Who runs it

The service is run by SIA DOAFF, with its headquarters in Latvia. Support runs on email, so email is the channel to plan around, particularly for anything time sensitive such as a payment date or an offer about to lapse. There is a single named legal entity behind the site, which keeps responsibility in one place, and a single listed support route, which keeps contact narrow. A borrower who wants a phone line or a live chat option should weigh that before applying.

How Credityes MX compares

Where Credityes MX is available

Available
Mexico

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What does it cost to borrow from Credityes MX?+

There is no arrangement fee for using the service, at 0 MXN - no charge for using the service, and the percentage fee is 0%. The cost sits in the interest rate, with APR running 0% to 38% and held fixed for the life of the loan.

How fast do I get the money?+

Money reaches your card within minutes of a lender accepting the application, and same day funding is listed as a feature. Because Credityes MX is a marketplace, marketplace, the clock starts when a lender responds, so part of the wait sits outside the service's control.

How much can I borrow and over what period?+

Loan amounts run MXN 1,000 to MXN 200,000 and terms are 3 to 36, so a small payday loan and a larger personal loan both fit. Choose the term that keeps the monthly payment comfortable, because a longer stretch adds to the total repaid.

Will applying hurt my credit?+

The process starts with a soft prequalification, soft prequal, rather than a full hard search. Credit needed is poor, poor, so the service is aimed at applicants whose file would not pass a standard check.

Is Credityes MX a lender or a broker?+

It is a marketplace, marketplace, run by SIA DOAFF in Latvia. The rate and term on offer depend on which lender accepts, so read the offer carefully before taking it and set the APR against 0% to 38%.

What does a loan cost month to month?+

The representative example the site publishes shows a fixed rate loan repaid in equal monthly instalments, with total repayment a little above the amount borrowed and a total CAT close to the quoted annual rate. Since the rate is fixed, fixed, the payment holds for the whole term.

Who can apply?+

Applicants must be Mexican, within a set age range, hold a CLABE bank account, and have an email address and a mobile phone. Those rules narrow the field, since the personal and payday products under personal and payday are offered on those terms only.

How do I contact support?+

Support runs on email, so email is the route for anything about an application. Plan for that if a payment date is tight, since phone and chat are not among the listed support channels and there is a single named legal entity behind the site.

Sources

  • credityes.com.mx checked September 26, 2026

    Backs: Loan amount, APR, Credit check, Credit needed, Eligibility, Features, Funding time, Loan types, Pricing model, Arrangement fee, Origination fee (%), Rate type, Representative example, Support channels, Term

    “Credityes no realiza cobro alguno por utilizar sus servicios y no otorga préstamos.”

  • credityes.com.mx/terms-and-conditions checked September 26, 2026

    Backs: Headquarters, Legal entity, Lender type

Compiled from 2 source pages, checked September 26, 2026. We did not open an account.

Credityes MX

Credityes MX

Mexican adults with poor credit who need a small fixed rate loan within minutes.

8.7/10Visit

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