CreditMaroc.co review

Updated September 28, 2026 · BorrowCue Editorial Team · Facts checked September 26, 2026

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Our verdict

CreditMaroc.co suits Moroccan buyers and remortgagors who want long fixed terms with nothing to pay upfront. It works as a broker for home loans, personal loans and car loans, and the rate starts at 4.98%.

Key facts

Best for
Moroccan home buyers and remortgagors wanting a long fixed period with no upfront fees.
Initial rate
4.98% (Source, checked September 26, 2026)
APRC
4.98% (Source, checked September 26, 2026)
Fixed period
20 years (Source, checked September 26, 2026)
Maximum loan to value
80% to 90% (Source, checked September 26, 2026)
Product fee
MAD 0 (Source, checked September 26, 2026)
Purpose
Purchase, Remortgage (Source, checked September 26, 2026)
Lender type
Broker (Source, checked September 26, 2026)
Support channels
Email (Source, checked September 26, 2026)
Official website
creditmaroc.co

Loans

APR
4.98% to 5.92% (Source, checked September 26, 2026)
Loan amount
MAD 640,000 (Source, checked September 26, 2026)
Term
120 to 300 months (Source, checked September 26, 2026)
Arrangement fee
0 MAD (Source, checked September 26, 2026)
Funding time
1 a 2 semaines pour un accord de principe (dossier complet) (Source, checked September 26, 2026)
Lender type
Broker (Source, checked September 26, 2026)
Eligibility
Revenus mensuels nets, type de contrat CDI/Fonctionnaire/CDD/Independent, taux d'endettement max 45% (Source, checked September 26, 2026)
Origination fee (%)
0% (Source, checked September 26, 2026)
Loan types
Secured, Personal, Car (Source, checked September 26, 2026)
Support channels
Email (Source, checked September 26, 2026)

Apps and profiles

Elsewhere
LinkedIninstagram.com

Pros and cons

Pros

  • No arrangement fee, with an origination fee of 0 MAD and a product fee of MAD 0
  • Rate starts at 4.98% and the fixed period runs to 20
  • Covers purchase and remortgage and also secured, personal and car
  • A principle agreement can take 1 a 2 semaines pour un accord de principe (dossier complet)

Cons

  • Support runs on email only
  • The rate sits at position 159 of 297 on initial rate
  • Borrowing needs a maximum debt ratio, and the loan tops out at MAD 640,000
CreditMaroc.co

Ready to try CreditMaroc.co?

Scored 8.5 / 10 by BorrowCue.

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Who it suits

  • Moroccan buyers with a steady salary and a deposit
  • Existing owners looking to remortgage
  • Drivers wanting a car loan alongside home finance

Who should look elsewhere

  • Prestalo, whose rate starts at 2.36%, a lower starting point
  • Creditilia ES, listed at 4% on rate
  • Sofkredit, whose rates run 8% to 14%

Where it sits among rivals

Measured against the brands listed here, the rate of 4.98% puts CreditMaroc.co at position 159 of 297. Its APRC of 4.98% places it at 75 of 145. The fixed period of 20 sits at 61 of 259, at the longer end of the group.

How CreditMaroc.co compares

Where CreditMaroc.co is available

Available
Morocco

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What does CreditMaroc.co actually do?+

It is a broker, which means it puts your case to lenders rather than lending from its own balance sheet. The home loan runs on 4.98% for 120 to 300, with a fixed period of 20. It also arranges secured, personal and car.

Are there fees to open a home loan?+

The origination fee is 0 MAD and the product fee is MAD 0, so nothing is charged on the home loan itself. These are the fees published for the borrowing you apply through the broker.

How much can I borrow for a home?+

The published amount is MAD 640,000. Your deposit sets the rest, because the maximum loan to value is 80% to 90%. Borrowing above that ceiling is not something this broker publishes.

How long will it take to get a decision?+

A principle agreement takes 1 a 2 semaines pour un accord de principe (dossier complet) once your file is complete. Missing documents are the usual reason a decision slips, so have your salary and contract details ready before you apply.

Who qualifies for a home loan here?+

Lenders look at net monthly income and your contract type, and there is a cap on how much of your income can go on debt. A deposit is needed as well, since the maximum loan to value is 80% to 90%.

Can I use this for a remortgage or a car?+

Remortgaging is one of the listed purposes, alongside purchase and remortgage. The broker also arranges secured, personal and car, so personal and car lending sit under the same application.

How do I get help once I have applied?+

Contact runs through email, so you will be writing in rather than speaking to someone. Keep your documents and case reference in one place, since email is the record of what was agreed.

Sources

Compiled from 5 source pages, checked September 26, 2026. We did not open an account.

CreditMaroc.co

CreditMaroc.co

Moroccan home buyers and remortgagors wanting a long fixed period with no upfront fees.

8.5/10See alternatives

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