CRED: facts and offers
Updated September 28, 2026 · BorrowCue Editorial Team
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Key facts
- Representative example
- Illustrative CRED loan example: INR 500,000 for 3 years, processing fee 3% of loan amount + 18% GST = INR 17,700, interest 20% p.a. reducing balance, total cost of loan INR 186,645, APR 21.92% (Source, checked September 26, 2026)
- Lender type
- Broker (Source, checked September 26, 2026)
- Eligibility
- Credit score of 750 or above; valid mobile number issued within India (Source, checked September 26, 2026)
- Loan types
- Personal, Credit-line (Source, checked September 26, 2026)
- Credit needed
- Excellent (Source, checked September 26, 2026)
- Legal entity
- Dreamplug Technologies Private Limited (Source, checked September 26, 2026)
- Headquarters
- India (Source, checked September 26, 2026)
- Support channels
- Email, Phone, Chat, Help-centre, Community (Source, checked September 26, 2026)
- Features
- Credit line
- Official website
- cred.club
How CRED compares
8lends
Deudafix
myKredit
Dineria MX
DKB (Deutsche Kreditbank)
5in5
Multitude
Cashback Remortgage
TengeDa
Jeff.vn
kraken
Finbro
Revolut
Bridgement
Mozzeno
Abakos
OneCredit KZ
MPOWA Finance
Srisawad
A money
Bom Pra Credito
Viva Credit
OK Zhongxun International
TF Bank EE
Crezu CO
Solcredito CO
Lendela SG
Meilleurtaux BE
Altero EE
Altero LV
Where CRED is available
- Available
- India
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
Which company operates CRED?+
CRED is operated by Dreamplug Technologies Private Limited. (Source, checked September 26, 2026)
Where is CRED based?+
CRED is based in India. (Source, checked September 26, 2026)
How can I contact CRED support?+
CRED offers support through Email, Phone, Chat, Help-centre, Community. (Source, checked September 26, 2026)
Sources
- cred.club checked September 26, 2026
Backs: Credit needed, Eligibility
“to become a CRED member, you need a credit score of 750 or above”
- cred.club/cash-plus checked September 26, 2026
Backs: Features
“CRED cash+: borrow against your mutual funds”
- cred.club/customer-care checked September 26, 2026
Backs: Support channels
“the most direct way to reach us is through in-app support ... you can also write to us via direct messages on Facebook, LinkedIn, Instagram, and X (Twitter)”
- cred.club/legal/other-disclosures checked September 26, 2026
Backs: Headquarters, Legal entity, Lender type, Loan types, Representative example
“Grievance Officer, CRED, No. 769 and 770, 100 Feet Road, 12th Main Road, HAL 2nd Stage, Indiranagar, Bangalore, Karnataka, India - 560038”
Compiled from 4 source pages, checked September 28, 2026. We did not open an account.
Not confirmed yet: APR, Loan amount, Term, Arrangement fee, Credit check, Funding time.
