Citi: facts and offers
Updated September 28, 2026 · BorrowCue Editorial Team
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Key facts
- Purpose
- Remortgage (Source, checked September 26, 2026)
- Lender type
- Direct lender (Source, checked September 26, 2026)
- Legal entity
- Citibank UK Limited (Source, checked September 26, 2026)
- Headquarters
- United States (Source, checked September 26, 2026)
- Support channels
- Email, Help-centre (Source, checked September 26, 2026)
- Official website
- citi.com
Loans
- APR
- 9.99% to 17.49% (Source, checked September 26, 2026)
- Loan amount
- $2,000 to $30,000 (Source, checked September 26, 2026)
- Term
- 12 to 60 months (Source, checked September 26, 2026)
- Arrangement fee
- 0 USD (Source, checked September 26, 2026)
- Credit check
- Hard (Source, checked September 26, 2026)
- Funding time
- Same business day to a Citi account, within 2 business days to a non-Citi bank account (Source, checked September 26, 2026)
- Representative example
- Citi Personal Loan: $10,000 over 36 months at 15.99% APR, 36 monthly payments of about $351.52 (Source, checked September 26, 2026)
- Rate type
- Fixed (Source, checked September 26, 2026)
- Lender type
- Direct lender (Source, checked September 26, 2026)
- Free early repayment
- Yes (Source, checked September 26, 2026)
- Eligibility
- US residents only (U.S. citizen or resident alien with a U.S. physical address); 18+, 21 in Puerto Rico; no co-applicants (Source, checked September 26, 2026)
- Origination fee (%)
- 0% (Source, checked September 26, 2026)
- Loan types
- Personal, Debt-consolidation (Source, checked September 26, 2026)
- Credit needed
- Good (Source, checked September 26, 2026)
- Use cases
- Home-improvement (Source, checked September 26, 2026)
- Legal entity
- Citibank UK Limited (Source, checked September 26, 2026)
- Headquarters
- United States (Source, checked September 26, 2026)
- Support channels
- Email, Help-centre (Source, checked September 26, 2026)
- Pricing model
- Fixed rate
- Features
- Same-day funding
How Citi compares
8lends
Deudafix
myKredit
Dineria MX
DKB (Deutsche Kreditbank)
5in5
Multitude
Cashback Remortgage
TengeDa
Jeff.vn
kraken
Finbro
Revolut
Bridgement
Mozzeno
Abakos
OneCredit KZ
MPOWA Finance
Srisawad
A money
Bom Pra Credito
Viva Credit
OK Zhongxun International
TF Bank EE
Crezu CO
Solcredito CO
Lendela SG
Meilleurtaux BE
Altero EE
Altero LV
Where Citi is available
- Available
- Jersey
- Licence in Jersey
- Jersey Bank Depositors Compensation Scheme, checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
Which company operates Citi?+
Citi is operated by Citibank UK Limited. (Source, checked September 26, 2026)
Where is Citi based?+
Citi is based in United States. (Source, checked September 26, 2026)
How can I contact Citi support?+
Citi offers support through Email, Help-centre. (Source, checked September 26, 2026)
Sources
- citi.com/personal-loans checked September 26, 2026
Backs: Headquarters, Loan amount, APR, Credit check, Credit needed, Eligibility, Features, Free early repayment, Funding time, Lender type, Loan types, Pricing model, Arrangement fee, Origination fee (%), Rate type, Representative example, Term, Use cases
“Personal loans are made available by Citibank, N.A.”
- citibank.co.uk checked September 26, 2026
Backs: Legal entity, Purpose, Support channels, Licences
“In the United Kingdom: Citibank UK Limited; In the Bailiwick of Jersey: Citibank N.A. (Jersey Branch) and Citibank UK Limited”
Compiled from 2 source pages, checked September 28, 2026. We did not open an account.
Not confirmed yet: Initial rate, APRC, Fixed period, Maximum loan to value.
