Cashper.dk review

Updated September 28, 2026 · BorrowCue Editorial Team · Facts checked September 26, 2026

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Our verdict

Cashper.dk is a small Danish bridge loan for adults who can show a stable economy and want cash the same day. It charges 24.31% on DKK 3,000 to DKK 20,000 over 3 to 6, which is pricey next to a median of 12%. Free early repayment softens that.

Key facts

Best for
Danish adults with a MitID and a stable economy who need a short fixed sum quickly.
APR
24.31% (Source, checked September 26, 2026)
Loan amount
DKK 3,000 to DKK 20,000 (Source, checked September 26, 2026)
Term
3 to 6 months (Source, checked September 26, 2026)
Credit check
None (Source, checked September 26, 2026)
Funding time
Loan approved within 5 minutes; credit paid out after the applicant and guarantor register and identify with MitID (Source, checked September 26, 2026)
Representative example
Loan of 3,000 kr. over 6 months: fixed nominal rate 21.96%, 533 kr. per month, total repayment 3,195.06 kr., total cost 24.31% (Source, checked September 26, 2026)
Rate type
Fixed (Source, checked September 26, 2026)
Lender type
Direct lender (Source, checked September 26, 2026)
Free early repayment
Yes (Source, checked September 26, 2026)
Eligibility
At least 18 years old, Danish citizen resident in Denmark, Danish phone number, Danish bank account, able to document a stable economy (Source, checked September 26, 2026)
Loan types
Personal, Guarantor (Source, checked September 26, 2026)
Legal entity
Bank DiMare Limited (Source, checked September 26, 2026)
Headquarters
Malta (Source, checked September 26, 2026)
Support channels
Phone, Email, Help-centre (Source, checked September 26, 2026)
Pricing model
Fixed rate
Official website
cashper.dk

Pros and cons

Pros

  • Credit check is none, so approval rests on your own documents
  • Approval can come within minutes, and payout follows MitID identification
  • Free early repayment, so a windfall cuts the bill straight away
  • Fixed rates, so the payment holds for the whole term

Cons

  • 24.31% sits well above the 12% median across the site
  • Terms of 3 to 6 leave little room to spread the cost
  • Loans start at DKK 3,000 to DKK 20,000, which rules out smaller top-ups

Ready to try Cashper.dk?

Scored 9.0 / 10 by BorrowCue.

See alternatives

Who it suits

  • Danish adults with a documented stable economy who need a same-week payment
  • Borrowers without a formal credit check but who can document their income
  • Anyone happy to settle a fixed rate early at no extra charge

Who should look elsewhere

  • Monzo Flex, which quotes 10% to 23% on longer terms
  • Cashspace ES, which shows 0%
  • Cashspace, whose PHP 12 to PHP 36 range runs on a different scale

How your money is protected

Cashper.dk lends as a direct lender, with Bank DiMare Limited as the legal entity and a home country of MT. The licence on record sits with the Malta Financial Services Authority. Its published representative example takes a small loan repaid in monthly instalments, with a total cost of 24.31%, near the top of the range for this kind of loan.

How Cashper.dk compares

Where Cashper.dk is available

Available
Denmark, Malta
Licence in Malta
Malta Financial Services Authority, checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What does a Cashper.dk loan cost?+

The representative APR is 24.31% on a fixed rate, and the published example works through a small loan repaid in monthly instalments, with the total cost landing at that same figure. It sits above the 12% median across the site, so this is a bridge rather than a cheap way to borrow.

How much can I borrow and for how long?+

Loan amounts run from DKK 3,000 to DKK 20,000 and terms from 3 to 6. A short term means the whole cost lands quickly, so a longer repayment period elsewhere often costs less in total. The site median term is 36 months.

Does Cashper.dk run a credit check?+

The credit check is listed as none. Approval rests instead on your own evidence, including a documented stable economy, a Danish bank account and a Danish phone number. Only 6.9% of lenders on the site skip the check.

How fast is the money?+

A loan can be approved within a few minutes, but payout comes after the applicant and any guarantor have registered and identified with MitID. Budget for that identity step, since it sits between approval and the money landing.

Can I repay the loan early?+

Yes. Free early repayment is offered, so clearing the balance sooner costs nothing extra. Most lenders on the site also offer it, at 81.2%, which makes it a standard feature rather than a differentiator.

Who can apply?+

Applicants must be a minimum age, a Danish citizen resident in Denmark, hold a Danish phone number and a Danish bank account, and be able to document a stable economy. Residents of other markets are not eligible, and guarantor loans are offered for those who cannot qualify alone.

Is Cashper.dk regulated?+

The legal entity is Bank DiMare Limited, with a home country of MT, and it operates as a direct lender rather than a broker. The licence on record is held through the Malta Financial Services Authority, so the credit sits outside a Danish domestic licence.

What support is available?+

Support runs on phone, email and help centre, which covers phone, email and a self-service help centre. Live chat is not part of phone, email and help centre, so a question about a guarantor or a repayment plan goes through one of those channels instead.

Sources

  • cashper.dk checked September 26, 2026

    Backs: APR, Credit check, Eligibility, Funding time, Legal entity, Lender type, Pricing model, Rate type, Representative example, Support channels, Term, Licences

    “Annual cost in percent (AOP) 24.31% - price example for a digital loan of 3,000 kr. over 6 months”

  • cashper.dk/om-cashper checked September 26, 2026

    Backs: Headquarters, Loan types

    “We are part of Bank DiMare Ltd, a banking authority with head office in Malta”

  • cashper.dk/partner-program checked September 26, 2026

    Backs: Loan amount

    “Loan terms: minimum amount 3,000 kr., maximum amount 20,000 kr.”

  • cashper.dk/sporgsmaal-og-svar checked September 26, 2026

    Backs: Free early repayment

    “If you are not behind on any of your instalments, you can at any time repay your loan early”

Compiled from 4 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Arrangement fee.

Cashper.dk

Danish adults with a MitID and a stable economy who need a short fixed sum quickly.

9.0/10See alternatives

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