Cashper AT review

Updated September 28, 2026 · BorrowCue Editorial Team · Facts checked September 26, 2026

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Our verdict

Cashper AT is a small Austrian personal and payday lender for adults with regular net income who need a modest amount quickly. Loans of €100 to €1,500 run at rates of 13.48% to 13.5%, with same-day funding available on the paid deal.

Key facts

Best for
A small short-term loan for an Austrian resident who needs cash quickly.
APR
13.48% to 13.5% (Source, checked September 26, 2026)
Loan amount
€100 to €1,500 (Source, checked September 26, 2026)
Term
15 to 60 months (Source, checked September 26, 2026)
Credit check
Hard (Source, checked September 26, 2026)
Funding time
Within 1 business day with the paid SUPER-DEAL; standard payout within 5 business days (up to 7 calendar days) (Source, checked September 26, 2026)
Representative example
Loan amount 300 EUR, 30 days, effective annual rate 13.46% (fixed), interest 3.13 EUR, total repayable 303.13 EUR (Source, checked September 26, 2026)
Rate type
Fixed (Source, checked September 26, 2026)
Lender type
Direct lender (Source, checked September 26, 2026)
Eligibility
Consumers resident in Austria, minimum 18 years old, regular net income (Source, checked September 26, 2026)
Loan types
Personal, Payday (Source, checked September 26, 2026)
Legal entity
Bank DiMare Limited (Source, checked September 26, 2026)
Headquarters
Malta (Source, checked September 26, 2026)
Support channels
Email, Phone, Help-centre (Source, checked September 26, 2026)
Pricing model
Fixed rate
Features
Same-day funding
Official website
cashper.at

Apps and profiles

Elsewhere
bankdimare.com

Pros and cons

Pros

  • Fixed rate of fixed, so the cost does not move during the loan
  • Same-day funding is listed, and standard payout lands within a few business days
  • A direct lender rather than a broker, so you deal with one company
  • Support runs through email, phone and help centre

Cons

  • Amounts top out at €100 to €1,500, well below the site median of €876.96
  • A hard credit check means the search leaves a trace on your file
  • The lending entity is Bank DiMare Limited in Malta, supervised by the Malta Financial Services Authority, so you sign with a lender based outside Austria
Cashper AT

Ready to try Cashper AT?

Scored 9.0 / 10 by BorrowCue.

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Who it suits

  • Adults resident in Austria with a regular net income
  • Borrowers covering a short gap who can clear a hard credit check
  • People who want a single fixed rate rather than a variable one

Who should look elsewhere

  • Anyone who needs a larger loan, since the ceiling is €100 to €1,500
  • Borrowers with a thin credit file, because the credit check is hard
  • Monzo Flex, if a soft check matters more to you than fast payout

How Cashper AT compares

Where Cashper AT is available

Available
Austria, Malta
Licence in Malta
Malta Financial Services Authority (MFSA), checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What is the maximum I can borrow from Cashper AT?+

Loans run from €100 to €1,500, which is a small range compared with the site median amount of €876.96. That makes Cashper AT a short-term option rather than a way to fund something large, such as a car or a renovation.

What rate do I pay on a Cashper AT loan?+

The rate is 13.48% to 13.5% and it is fixed, so it holds for the whole term. The representative example shows a small loan over a short period with interest added to the amount borrowed and the total repayable sitting just above it.

How long does it take to get the money?+

Funding can be within one business day on the paid SUPER-DEAL, while a standard payout takes within five business days and up to seven calendar days. Same-day funding is listed as a feature, so check whether the paid deal applies to your application.

Does Cashper AT run a credit check?+

Yes, the credit check is hard, which means the search is recorded on your credit file. That is the same pattern seen on 72.7% of the brands compared here, so expect the check to count against you.

Who can apply for a Cashper AT loan?+

You need to be an adult resident in Austria with a regular net income. Loans are offered as personal and payday credit, so short repayments and a longer fixed term are both available within the same application.

Is Cashper AT regulated?+

Cashper AT is a direct lender run by Bank DiMare Limited, registered in Malta and supervised by the Malta Financial Services Authority. Because the entity sits outside Austria, the loan is not covered by Austrian consumer protections, so read the terms closely.

How long can I repay over?+

Terms run from 15 to 60, which is close to the site median term of 36. Longer terms and a fixed rate go together here, so a longer schedule spreads the cost rather than cutting the rate.

How do I get help if something goes wrong?+

Support runs on email, phone and help centre, so you can reach the team by email, by phone or through the help centre. Written answers are worth keeping if you need a record of what was agreed.

Sources

  • cashper.at/faq checked September 26, 2026

    Backs: Credit check, Eligibility, Features, Loan types, Support channels, Term

    “T: 0720 - 775 382, E: info@cashper.at, Haeufige Fragen”

  • cashper.at/ihr-recht/impressum checked September 26, 2026

    Backs: Headquarters, Legal entity, Lender type

    “Bank DiMare Limited, The Emporium, C De Brocktorff Street, Msida, MSD 1421, Malta”

  • cashper.at/kredit-kosten checked September 26, 2026

    Backs: Loan amount, APR, Funding time, Pricing model, Rate type, Representative example

    “Betrag: EUR 100 bis EUR 1500”

  • mfsa.mt checked September 26, 2026

    Backs: Licences

Compiled from 4 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Arrangement fee.

Cashper AT

Cashper AT

A small short-term loan for an Austrian resident who needs cash quickly.

9.0/10See alternatives

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