Buyway BE review

Updated September 28, 2026 · BorrowCue Editorial Team · Facts checked September 26, 2026

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Our verdict

Buyway BE suits Belgian adults planning a home improvement who want a fixed rate and a revolving credit line alongside a personal loan. Its APR of 7.49% sits below the site median of 12%, and it is supervised by the FSMA in Belgium.

Key facts

Best for
Belgian borrowers funding home improvement on a fixed rate.
APR
7.49% (Source, checked September 26, 2026)
Loan amount
€5,000 to €10,001 (Source, checked September 26, 2026)
Term
12 to 57 months (Source, checked September 26, 2026)
Funding time
Within 2 business days of the request, money arrives in the customer's bank account (Source, checked September 26, 2026)
Representative example
Personal loan (pret a temperament) of 10,001.00 EUR over 57 months at 7.49% APR (fixed debtor rate): 57 monthly payments of 207.88 EUR, total 11,849.16 EUR (Source, checked September 26, 2026)
Rate type
Fixed (Source, checked September 26, 2026)
Lender type
Direct lender (Source, checked September 26, 2026)
Loan types
Credit-line, Personal (Source, checked September 26, 2026)
Use cases
Home-improvement (Source, checked September 26, 2026)
Legal entity
BUY WAY PERSONAL FINANCE SA (Source, checked September 26, 2026)
Headquarters
Belgium (Source, checked September 26, 2026)
Support channels
Chat, Help-centre, Phone (Source, checked September 26, 2026)
Pricing model
Fixed rate
Features
Credit line
Official website
buyway.be

Apps and profiles

Get the app
Google Play
Elsewhere
LinkedInXfr-fr.facebook.com

Pros and cons

Pros

  • APR of 7.49% is below the site median of 12%
  • Lends directly as direct lender, with a fixed rate on credit line and personal
  • Offers a credit line as well as a personal loan, per credit line and personal
  • Home improvement is the stated use case in home improvement

Cons

  • Borrowing starts at a high €5,000 to €10,001, which excludes small loans
  • Support runs on chat, help centre and phone only, so questions are handled remotely
  • The rate is fixed, so fixed rate loans do not benefit from falling market rates
Buyway BE

Ready to try Buyway BE?

Scored 9.3 / 10 by BorrowCue.

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Who it suits

  • Belgian adults planning a renovation
  • Borrowers who want one fixed rate for the whole term
  • People who may want a credit line as well as a lump sum

Who should look elsewhere

  • Borrowers who need a small amount below the €5,000 to €10,001 floor
  • Readers wanting a variable rate, since the model here is fixed rate

The company behind it

Buyway BE lends as BUY WAY PERSONAL FINANCE SA, based in Belgium. It is supervised by the FSMA, the Financial Services and Markets Authority in Belgium, under licence 019542A. Support runs on chat, help centre and phone, so questions can be raised by phone, chat or through a self service help centre.

How Buyway BE compares

Where Buyway BE is available

Available
Belgium
Licence in Belgium
FSMA (Financial Services and Markets Authority, Belgium) (019542A), checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What rate does Buyway BE charge?+

Its personal loan runs at an APR of 7.49% on a fixed rate, so the cost of borrowing stays the same across the term. That sits below the site median of 12% for loans on file.

How much can I borrow and for how long?+

Personal loans run in amounts of €5,000 to €10,001 with terms of 12 to 57. The figure is a high floor for a personal loan, which suits a planned renovation rather than a small purchase.

Does Buyway BE lend more than a lump sum?+

Yes. The product list includes a credit line as well as a personal loan, so borrowers can hold revolving credit and a fixed term loan. Funding on the credit line arrives within a couple of business days of the request.

Who regulates Buyway BE?+

Buyway BE is supervised by the FSMA, the Financial Services and Markets Authority in Belgium, under licence 019542A. The lending entity is BUY WAY PERSONAL FINANCE SA, based in Belgium.

What is the representative example?+

The published example is a personal loan of €5,000 to €10,001 over 12 to 57 at 7.49% with a fixed debtor rate, repaid in equal monthly instalments. It shows the typical shape of a Buyway BE loan.

How do I get help from Buyway BE?+

Support runs on chat, help centre and phone: phone, live chat and a self service help centre. There is no branch counter listed, so questions are handled remotely in the first instance.

What do borrowers use Buyway BE for?+

Home improvement is the stated use case in home improvement, which lines up with the €5,000 to €10,001 floor and the 12 to 57 term. The personal loan is aimed at planned spending rather than day to day borrowing.

Do I go through a broker or the lender?+

You deal with the lender itself: Buyway BE is a direct lender rather than a broker or comparison marketplace. The credit decision and the account are with BUY WAY PERSONAL FINANCE SA.

Sources

Compiled from 5 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Arrangement fee, Credit check.

Buyway BE

Buyway BE

Belgian borrowers funding home improvement on a fixed rate.

9.3/10See alternatives

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