BridgeFund NL review

Updated September 28, 2026 · BorrowCue Editorial Team · Facts checked September 26, 2026

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Our verdict

BridgeFund NL suits established Dutch companies that need working capital quickly rather than consumers borrowing for themselves. It is a direct lender offering fixed-rate business credit of €5,000 to €500,000, repaid over 36, with funding usually landing inside a working day and the money the same day in most cases.

Key facts

Best for
Dutch limited companies needing a business loan or a revolving business credit line.
Loan amount
€5,000 to €500,000 (Source, checked September 26, 2026)
Term
36 months (Source, checked September 26, 2026)
Arrangement fee
EUR 0 (no closing or drawdown fees; everything in one all-in monthly rate) (Source, checked September 26, 2026)
Credit check
Hard (Source, checked September 26, 2026)
Funding time
Usually within 1 working day, most cases the same day; record 89 minutes from application to payout (Source, checked September 26, 2026)
Representative example
Business credit of EUR 30,000 drawn in one go: EUR 437.85 per week in repayment plus costs (interest and drawdown costs), fully paid after 36 months; stated interest rate 2.6% per month on the outstanding balance (Source, checked September 26, 2026)
Rate type
Fixed (Source, checked September 26, 2026)
Lender type
Direct lender (Source, checked September 26, 2026)
Free early repayment
No (Source, checked September 26, 2026)
Eligibility
Dutch companies only: registered with the KVK, at least 1 year in business, a business bank account and at least EUR 50,000 annual turnover (start-ups from 6 months and EUR 35,000 turnover) (Source, checked September 26, 2026)
Loan types
Business, Credit-line, Bridging (Source, checked September 26, 2026)
Legal entity
BridgeFund B.V. (Source, checked September 26, 2026)
Headquarters
Netherlands (Source, checked September 26, 2026)
Founded
2018 (Source, checked September 26, 2026)
Support channels
Email, Phone, Help-centre (Source, checked September 26, 2026)
Pricing model
Fixed rate
Features
Same-day funding, Credit line
Official website
bridgefund.nl

Apps and profiles

Elsewhere
TrustpilotLinkedInyoutube.com

Pros and cons

Pros

  • Business credit of €5,000 to €500,000 covers large purchases and bridging needs
  • Funding usually lands within a working day, often the same day
  • No arrangement fee, with everything folded into a single all-in monthly rate
  • Fixed rates, so repayments hold steady over 36

Cons

  • Free early repayment is not offered, so settling early carries a cost
  • The credit check is hard, and hard checks apply to 72.7% of the brands compared
  • Eligibility is limited to Dutch companies with a minimum turnover, with lower thresholds for start-ups
BridgeFund NL

Ready to try BridgeFund NL?

Scored 8.7 / 10 by BorrowCue.

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Who it suits

  • Established Dutch companies with a business bank account and turnover to show
  • Businesses covering a stock purchase, equipment buy or bridging gap
  • Start-ups past the shorter trading history and lower turnover threshold

Who should look elsewhere

  • Consumers, who would need a personal product such as Vivus ES or Plazo ES rather than a Dutch business facility
  • Borrowers wanting a soft prequalification check, since the check here is hard
  • Businesses planning to clear the balance early without a charge, given free early repayment is not offered

How your money is protected

BridgeFund NL is a direct lender, so the funds come straight from the lender rather than from an intermediary. The representative example is the clearest guide to cost: business credit drawn in a single payment, repaid weekly plus costs, and fully paid off after 36. Interest applies to the outstanding balance rather than the original amount, so the balance falls as you repay. Check that example against your own figures before applying.

The company behind it

The lender is BridgeFund B.V., based in the Netherlands and trading since 2018. It writes business loans, credit lines and bridging finance for Dutch companies, and support runs through email, phone and help centre, so a call or an email is a practical first step for a company chasing a decision on a specific amount. Having the accounts ready speeds the process.

How BridgeFund NL compares

Where BridgeFund NL is available

Available
Netherlands

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

How much can a Dutch business borrow from BridgeFund NL?+

Business credit runs €5,000 to €500,000, which covers a broad spread of company needs from a bridging purchase to a larger facility. The figure is set against the strength of the company rather than the personal situation of the owner. Start-ups are treated separately, with lower turnover and a shorter trading history accepted.

What does the credit cost month to month?+

There is no arrangement fee and no separate closing or drawdown charge, so the cost sits in a single all-in monthly rate. The stated interest rate applies to the outstanding balance, not to the original amount. That distinction matters if you draw down in stages, because the balance falls as you repay.

How quickly is the money paid out?+

Funding usually arrives within a working day, and in most cases the same day. The fastest recorded run from application to payout was measured in minutes rather than days, which matters when a supplier or landlord is waiting. A hard credit check forms part of that process, so allow time for the assessment too.

What credit check does an application involve?+

The check is hard, meaning the company and the owner are assessed in full and an adverse result can be recorded. Hard checks are the most common type here, used by 72.7% of the brands compared. Applicants without that history can look for a soft prequalification elsewhere instead.

Can a company repay the loan early without a charge?+

Free early repayment is not offered, which sets BridgeFund NL apart from lenders where it is standard. The 36 term therefore carries real weight, since the commitment usually runs to the end of the agreed period. Anyone expecting to settle sooner should build that cost into the decision.

Who is eligible to apply?+

Only Dutch companies qualify: registration with the KVK, a business bank account, a minimum trading history and a minimum annual turnover. Start-ups can apply from a shorter trading history and a lower turnover level. Personal income, savings and property are not the basis of the assessment.

Does BridgeFund NL offer a revolving credit line?+

A credit line sits alongside business loans and bridging finance, so a company can keep capacity available and draw against it as needed. Because interest applies to the outstanding balance, money left unused costs less than money drawn. That suits firms with uneven cash flow rather than a single large purchase.

How do I contact the lender?+

Support runs through email, phone and help centre, which covers a direct phone line, email and a self-service help centre. For a business, a phone call is usually the fastest route to a decision on a specific amount. Having the accounts ready speeds up the hard credit check and the payout.

Sources

  • bridgefund.nl checked September 26, 2026

    Backs: Founded

  • bridgefund.nl/contact checked September 26, 2026

    Backs: Headquarters, Legal entity, Support channels

    “Amsteldijk 216, 1079 LK Amsterdam, Netherlands”

  • bridgefund.nl/zakelijk-krediet checked September 26, 2026

    Backs: Features, Loan types, Representative example

    “Once everything is agreed, your credit can be on your account the same day (zakelijk krediet, revolving line)”

  • bridgefund.nl/zakelijke-lening checked September 26, 2026

    Backs: Loan amount, Credit check, Eligibility, Free early repayment, Funding time, Lender type, Pricing model, Arrangement fee, Rate type, Term

    “For a business loan we provide amounts from EUR 5,000 to EUR 500,000 (z zakelijke lening)”

Compiled from 4 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: APR.

BridgeFund NL

BridgeFund NL

Dutch limited companies needing a business loan or a revolving business credit line.

8.7/10See alternatives

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