Borza terjatev review

Updated September 28, 2026 · BorrowCue Editorial Team · Facts checked September 26, 2026

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Our verdict

Borza terjatev is a Slovenian marketplace where companies and sole traders put a deal up and lenders compete, which suits a business that needs an offer inside a day. Fees run 0.15% to 0.35% of the nominal deal value, and the term stops at up to 6.

Key facts

Best for
Companies and sole traders after a same-day funded deal from competing lenders.
Term
up to 6 months (Source, checked September 26, 2026)
Arrangement fee
0.15% - 0.35% of nominal deal value per 30 days of financing, minimum 50 EUR + VAT, plus 8.50% financial services tax on the selling commission for loan deals (Source, checked September 26, 2026)
Credit check
Hard (Source, checked September 26, 2026)
Funding time
Approval and disbursement the same day (orders confirmed before 15:00, working days) (Source, checked September 26, 2026)
Lender type
Marketplace (Source, checked September 26, 2026)
Eligibility
Slovenian companies and sole traders with a transaction account at a Slovenian bank or savings bank; EU companies and alternative investment funds may register as investors (Source, checked September 26, 2026)
Origination fee (%)
0.15% to 0.35% (Source, checked September 26, 2026)
Loan types
Business, Credit-line, Secured (Source, checked September 26, 2026)
Legal entity
BORZA TERJATEV, d.d. (Source, checked September 26, 2026)
Headquarters
Slovenia (Source, checked September 26, 2026)
Founded
2015 (Source, checked September 26, 2026)
Support channels
Email, Phone, Help-centre (Source, checked September 26, 2026)
Features
Same-day funding, Credit line
Official website
borzaterjatev.si

Apps and profiles

Elsewhere
LinkedIn

Pros and cons

Pros

  • Approval and disbursement land on the same day for orders confirmed before the cut-off on working days.
  • The credit check is hard, so a decision rests on the full file rather than a soft pre-qualification.
  • Support runs on email, phone and help centre, so a live deal can be chased by phone or email.
  • The facilities on offer are business, credit line and secured under one account, so a business can move between a single deal and a revolving line.

Cons

  • Terms stop at up to 6, so the money has to clear quickly rather than being spread over years.
  • The arrangement fee is charged on the nominal deal value for each period of financing, with a minimum charge plus VAT, and loan deals add a financial services tax on the selling commission.

Ready to try Borza terjatev?

Scored 8.8 / 10 by BorrowCue.

See alternatives

Who it suits

  • Borrowers who need a decision and the money on the same working day
  • Businesses that want competing lenders to price a single deal rather than deal with one lender directly

Who should look elsewhere

  • Anyone after a longer repayment window, since Vivus ES offers 7 to 30 and Plazo ES 48 against the ceiling here
  • Private individuals and anyone outside Slovenia without a transaction account at a Slovenian bank or savings bank, because the eligibility criteria do not reach them

Who runs it

Borza terjatev trades as BORZA TERJATEV, d.d., based in Slovenia and trading since 2015. The company is the point of contact for both sides of a deal, from registration to disbursement. Support runs on email, phone and help centre, which covers the questions that come up once an order is live.

How Borza terjatev compares

Where Borza terjatev is available

Available
Slovenia

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What is Borza terjatev and who runs it?+

Borza terjatev is a marketplace based in Slovenia, so a borrower puts a deal up and lenders compete for it. The company behind the platform is BORZA TERJATEV, d.d., which handles the order through matching and disbursement.

What does a deal cost?+

Each deal carries an arrangement fee of 0.15% to 0.35% of the nominal deal value for each period of financing, with a minimum charge plus VAT. Loan deals add a financial services tax on the selling commission, so the headline percentage is only part of what leaves the account.

How quickly does the money arrive?+

Approval and disbursement happen on the same day for orders confirmed before the cut-off on a working day. same day funding and credit line explains why it suits a business with a payment date in view, and why the platform is used instead of a bank queue.

What credit check runs on a deal?+

The credit check is hard, which means a decision on the full file rather than a soft pre-qualification. That suits borrowers with an established record and leaves thin or unused credit files with little room here.

How long is the repayment term?+

Terms cap at up to 6, which is short against much of the market. A business that needs to spread a cost over years will find the ceiling tight, while a short gap between invoice and payment fits the shape of the product.

Can a company or fund lend as well?+

Yes. EU companies and alternative investment funds may register as investors, supplying the money that borrowers draw on. The marketplace has run from SI since 2015, and both sides of the trade sit on the same platform.

How can I reach support?+

Support runs on email, phone and help centre, so a question about a live deal reaches a person by phone or by email, with a help centre covering how the process works. For a hard credit check or a fee query, the phone line is the faster route.

Sources

Compiled from 5 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: APR, Loan amount, Representative example.

Borza terjatev

Companies and sole traders after a same-day funded deal from competing lenders.

8.8/10See alternatives

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